My Auto Affordability Tool
With the My Auto Affordability Tool, you can see how much vehicle financing you can potentially qualify for, with no impact to your credit score3. In a few easy steps, you can:
Find out the financing amount you could be eligible to receive

Discover the estimated value of your trade-in vehicle
Customize your down payment
Receive an email with your results
Find out the loan amount you’re eligible to receive

Discover the value of your trade-in vehicle
Customize your down payment
Receive an email of your results
Ready to go car shopping?
Once you get pre-qualified for your RBC car loan, you can shop with confidence for your new vehicle, knowing how much you can afford. To apply to secure financing through RBC4, choose your car from one of our partner dealers nationwide. Find a Dealer


Ask for RBC financing to receive:
- Competitive interest rates. Financing rates are available through our partner dealers1
- Flexible payment options. Pay monthly, semi-monthly, bi-weekly or weekly. There’s no penalty to pay off your loan early.
- Financing solutions that match your needs. Choose a term from 1 to 8 years with financing available for units up to 10 years old.
- Skip-A-Payment opportunity. You can skip up to 1 monthly payment each year without penalty2
Frequently Asked Questions
Get Started
Your personal and financial information and that of any co-applicant, including your credit status, (your "Information") will be collected and retained by the Bank and used for these purposes:
- To assist you with an automotive lending pre-qualification
- To contact you at the email address provided to confirm your result and assist you with any subsequent automotive lending application
- Provide the Information to a credit reporting agency in order to identify you and to determine your credit status. You will be required to answer a question based on your credit report for authentication purposes. Your credit status will be used by the Bank to estimate the loan amount you may qualify for using the Affordability Tool.
- Make the Information available to our employees, agents and service providers, who are required to maintain the confidentiality of the Information. In the event our service provider is located outside of Canada, the service provider is bound by, and the information may be disclosed in accordance with, the laws of the jurisdiction in which the service provider is located.