Pre-Construction, Build-Your-Own, or Adding Units

RBC Green Home Mortgage is a loan secured against residential property, where the residential property meets a certain energy efficient standard. Only certain properties are eligible for the RBC Green Home Mortgage program. RBC’s standard lending criteria applies. RBC may in its sole and absolute discretion determine the energy efficient standards and criteria that apply. The residential home must have: (1) received, or expect to receive based on their design, construction and operation plans, certification according to third-party verified building standards, for example, but not limited to, ENERGY STAR for New Homes, LEED, Canadian Home Builders Association, BC Energy Step Code; or (2) achieved, based on a third-party assessment, GHG emissions performance in the top 15% of their city. The borrower will be required to provide evidence in a form and substance satisfactory to RBC that confirms the home meets the energy efficient standard RBC applies at the time of closing.