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View Our Rates

The charts below show current mortgage rates special offers and posted rates for fixed and variable rate mortgages, as well as the Royal Bank of Canada prime rate.

Featured Rates

Fixed and Variable Closed

Below are current featured rates for select fixed and variable rate closed term mortgages:

Term Special Offers APR
5 Year Fixed 3.740% 3.760%
7 Year Fixed 3.790% 3.810%
5 Year Variable RBC Prime Rate - 0.800% 2.920%

Other Rates

Special Rates

25 Year Amortization or Less

1
Table Inside Collapsible
Term Special Offers APR2
1 Year Closed 3.240% 3.350%
2 Year Closed 3.340% 3.390%
3 Year Closed 3.490% 3.530%
4 Year Closed 3.590% 3.620%
5 Year Closed 3.740% 3.760%
7 Year Closed 3.790% 3.810%
3
Table Inside Collapsible
Term Special Offers APR2
5 Year Closed RBC Prime Rate - 0.800% 2.920%

Greater Than 25 Year Amortization

1
Table Inside Collapsible
Term Special Offers APR2
1 Year Closed 3.340% 3.440%
2 Year Closed 3.440% 3.490%
3 Year Closed 3.590% 3.630%
4 Year Closed 3.690% 3.720%
5 Year Closed 3.840% 3.860%
7 Year Closed 3.890% 3.910%
3
Table Inside Collapsible
Term Special Offers APR2
5 Year Closed RBC Prime Rate - 0.700% 3.020%

Posted Rates

25 Year Amortization or Less

1
Table Inside Collapsible
Term Posted Rates APR2
6 Month Convertible 3.490% 3.700%
1 Year Closed 3.490% 3.600%
2 Year Closed 3.740% 3.790%
3 Year Closed 4.300% 4.340%
4 Year Closed 5.040% 5.070%
5 Year Closed 5.340% 5.360%
7 Year Closed 5.800% 5.820%
10 Year Closed 6.600% 6.620%
25 Year Closed 8.750% 8.760%
6 Months Open 7.450% 7.660%
1 Year Open 7.450% 7.560%
3
Table Inside Collapsible
Term Posted Rates APR2
5 Year Closed RBC Prime Rate + 0.000% 3.720%
5 Year Open RBC Prime Rate + 1.800% 5.520%

Greater Than 25 Year Amortization

1
Table Inside Collapsible
Term Posted Rates APR2
6 Month Convertible 3.490% 3.700%
1 Year Closed 3.490% 3.600%
2 Year Closed 3.740% 3.790%
3 Year Closed 4.300% 4.340%
4 Year Closed 5.040% 5.070%
5 Year Closed 5.340% 5.360%
7 Year Closed 5.800% 5.820%
10 Year Closed 6.600% 6.620%
25 Year Closed 8.750% 8.760%
6 Months Open 7.450% 7.660%
1 Year Open 7.450% 7.560%
3
Table Inside Collapsible
Term Posted Rates APR2
5 Year Closed RBC Prime Rate + 0.000% 3.720%
5 Year Open RBC Prime Rate + 1.800% 5.520%

Today's Royal Bank of Canada Prime Rate:

Term Posted Rates
RBC Prime Rate 3.700%

Funds must be advanced within 120 days of date of application. Offer may be changed, withdrawn or extended at any time, without notice.
Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply. Special Offers are discounted rates and are not the posted rates of Royal Bank of Canada. Specials Offers may be changed, withdrawn or extended at any time, without notice.