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How Do I Choose the Best Cash Back Credit Card?
Choose from unlimited cash back on everything you buy, to earning even more at the grocery store. Our cash back cards are designed to suit your shopping style, so you can earn cash back on your purchases, both big and small.
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Frequently Asked Questions
When you make a purchase, you earn a cash back credit
for a percentage of the purchase. For example, if you
make a $1,000 grocery purchase and your card earns 2%
cash back, you’ll see a $20 cash back credit on your
credit card statement.
Once your cash back balance reaches $25 or more, you can
have the full amount credited to your account at any
time by calling
1-800-769-2512. Otherwise, your cash back credit will automatically
be credited to your account every January and appear on
your February monthly statement, provided your credit
card account is in good standing.
That depends on the credit card you choose! Some of our
cash back cards earn up to 1.5% cash back on all
purchases, while others offer up to 2% cash back on
groceries and up to 1% back on all other qualifying
purchases.
Compare our cash back cards
to see how much you’ll earn with each option.
Your cash back credits accumulate automatically and can
be viewed on your monthly statement or through RBC
Online Banking.
All of our cash back cards come with purchase security
and extended warranty insurance protection. If you’re
looking for more benefits, our
RBC Cash Back Preferred World Elite Mastercard
also gives you a complimentary Boingo Wi-Fi account,
Mastercard Airport Experiences and Concierge services.