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Buying Your First Home

Put yourself on the path towards home ownership with helpful tools and information while you dream and shop.

Buying Your Next Home

Whether you’re moving into a bigger home or investing in another property, we’ll give you the advice and information you need to find your next dream home.

Switching or Renewing

Trust in RBC to help you understand and review your options, whether you’re planning to switch, refinance or renew your mortgage.

View our Rates

The charts below show current mortgage rates special offers and posted rates for fixed and variable rate mortgages.

2 yr fixed closed


5 yr fixed closed


5 yr variable closed

RBC Prime Rate - 0.500% (3.450%)

Calculate Your Mortgage Payment

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RBC Homebuyer Advantage

Tips, tools, and perks from RBC partners

Thinking about home ownership but don't know where to start? RBC makes it easy with this step-by-step guide to home buying. Inside you will find tips, tools and perks from RBC partners.

Home by RBC

Personalize your homeownership journey

Home by RBC provides you valuable home buying information to help you take the next steps. From what you could afford, to where you could live, and much more. Everything is available and saved in one convenient location.

Let’s Talk About Your New Home

Our True House Affordability Tool provides you with an accurate and reliable estimate of how much you can afford. It only takes a few minutes and won't affect your credit score.

Mortgage Specialist Locator

Find an RBC mortgage specialist who's right for you.

Advanced Search Options

Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.