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How Do I Choose the Best Low Interest Credit Card?

That depends on how you manage your credit. Our variable rate card gives you a better rate, the better your credit rating. But, if the prime rate goes up or down, so does your card’s interest rate. If you’re okay with a little change, a variable rate card may be the right choice. However, if you prefer peace of mind and the same low rate always, our fixed low rate card will help you save on interest costs, with no surprises.

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Frequently Asked Questions

Typical credit cards have an interest rate ranging from 19.99%-22.99%, while our low interest cards can be as low as Prime+4.99% to 11.99%. If you tend to carry a balance on your credit card month over month, a low interest credit card can save you money on interest costs.
With a lower interest rate than typical credit cards, our low rate cards are designed to save you money on interest payments when you carry a balance. All of our cards also come with purchase security and extended warranty insurance benefits.
You may find a lower promotional interest rate as a special offer, but those tend to be for a limited time only. Our low interest cards focus on low rates as a standard benefit. So if you regularly carry a balance, our low rate options could be the right fit for you.