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Making the most of your renewal

Making the Most of Your Renewal

Renewing your RBC Royal Bank mortgage is easy. Find out what to expect as you approach your maturity date and explore your renewal options.

Understanding Your Mortgage Options

Understanding Your Mortgage

By understanding these basic mortgage concepts, you’ll be better able to tailor your mortgage to your specific needs.


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What you need to know when renewing your fixed rate mortgage

Discover some steps you can do now that can help lower your future mortgage payment and manage your cash flow.

Learn more about fixed rate mortgage

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What you need to know when renewing your variable rate mortgage

Find out what you can do now to lower the impact of changing rates at renewal.

Learn more about variable rate mortgage
How you can manage higher mortgage payments

As interest rates remain elevated, we have resources to help you manage the possibility of higher mortgage payments.

Mortgage Payment Calculator

Quickly See What Your Mortgage Payments Might Look Like

home value estimator

Home Value Estimator

Find out the estimated value of your home by answering a few questions. Plus, see how much a renovation project could increase the value of your home.

Get Started

RBC Homeline Plan

Finance important goals, improve your cash flow and save money. Discover how the equity in your home can work for you.

View our Rates

2 year fixed closed


6.250% APR

5 year fixed closed


5.170% APR

Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.