This section provides information on a variety of additional services available to you as an RBC Royal Bank account holder.

For full details view our Service Charge Information and Interest Rates for Banking Accounts .

Account Inquiries Table
Service Fee
Balance Inquiries, Online Banking account history Free
Interim statements ordered at branch $0.75 each
Statement updates at RBC ATM Full: $1.50 each
Mini: Free
Certificate of account balance/loan interest paid RBC Royal Bank form #1660: $5.00
Personalized typed letter: $15.00
Provision or acceptance of Bank of Canada notes and coins Free
Overdraft protection5, 46

$5.00 per month plus applicable Overdraft Interest

Monthly fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts, interest applies if used.

Overdraft item handling $5.00 each plus debit fee and applicable Overdraft Interest. If you or any co-owners of an account are Quebec residents – Your account will not be charged the $5.00 fee for overdrawing your Overdraft Protection limit.
Non-sufficient funds (NSF) $45.00 each
Mail confirmation of a transaction $3.00 each
Interac e-Transfer

Unlimited & FREE1, 2 for all RBC personal chequing accounts

$1.00 each for RBC personal savings accounts

Bank drafts — all currencies

$8.50 each

(up to 12 per year included in RBC VIP Banking package)

(up to 6 per year included in RBC Signature No Limit Banking package)

Access to RBC Royal Bank Online Banking and Telephone Banking4 Free
Stop-payment $12.50 each cheque or pre-authorized payment when you complete the Stop Payment Request in RBC Online Banking or
$25.00 each cheque or pre-authorized payment you request the branch or a Telephone Banking agent to complete.
Over-the-counter-cheques Discontinued
We will no longer be providing cheques in branch for any account. The $2.00 fee per cheque that is charged when the cheque clears the account will continue to apply to existing applicable accounts.
Cheques written in currency other than that of the account $20.00 in currency of account
Account Closing Upon Request Table
Service Fee
Account closing within 15 days of opening account Free
Account closing after the expiry of 15 days from account opening and when the balance is not transferred to another RBC Royal Bank account or product $20.00 per account Free if closed in person at the branch
Account closing after the expiry of 15 days from account opening and when the balance is transferred to another RBC Royal Bank account or product Free
Inactive Accounts and Service Fees Table
Service Fee
2 and 5 year Inactive account Notice

$20.00 (Waived for RBC Leo Young Savers Account)

Note: fee waived if notice is acknowledged within 30 days of mailing date or if account is reactivated within specified time period.

9 year Inactive account Notice

$40.00 A notice will be sent after 9 years

(Waived for RBC Leo Young Savers Account)

Items Returned unpaid $7.00
International Collections 0.50% of the value of the item (minimum $50.00, maximum $200.00)
Safe Deposit Boxes Table
Service Fee
Rentals

Starting at $60.00 annually plus tax

(Annual discount included with RBC VIP Banking and RBC Signature No Limit accounts)

One lost key $25.00 plus tax
Two lost keys $200.00 plus tax, including lock and key replacement costs and locksmith fees
View/Search for Images in Online Banking Table
Service Fee
Less than 90 days old
View cheque/ATM deposit voucher images Free
Download, save, and/or print an image in Online Banking Free
Request a copy of an image to be mailed $5.00 per request
Greater than 90 days old
Request a copy of an image to be mailed $10.00 per request/free for eStatement accounts
Search for Records, Vouchers, Names, Accounts Table
Service Fee
Less than 90 days old $5.00 per item
Greater than 90 days old $10.00 per item
Multiple items $40.00 per hour;
$20.00 minimum
Copy of a Personal Account History Statement Table
Service Fee
Less than 90 days old $5.00 per request
Greater than 90 days old $10.00 per request
Non-Client Services Table
Service Fee
Credit card bill payments $3.00 fee applies to each payment. Fee is waived for RBC Royal Bank credit card bill payments.
Negotiating cheques $5.00 fee applies to any negotiated cheque. Fee is waived on all Federal Government of Canada cheques. Fee is also waived on all Provincial and Municipal government cheques up to $1,500.
ATM fee $3.00 fee applies for a cash withdrawal / advance. This fee is in addition to any fees your financial institution may charge.
Outgoing Wire Payments Table
Service Fee16, 17, 18
Outgoing payment within Canada or to other countries (most currencies) Starting at $45.00
(ask us for further details)
If an International Bank Account Number (IBAN) is not provided for a wire payment going to countries that use IBANs Add $35.00
Inquiries and Tracing: If outgoing payment is not delivered as instructed Free
Inquiries and Tracing: If outgoing payment is delivered as instructed Starting at $25.00 plus GST19
(ask us for further details)
Cancellation or amendment of outgoing wire payments Starting at $25.00 plus GST19
(ask us for further details)
Debit advice / receipt of outgoing wire payments By telephone/fax: $5.00
By mail: $3.00
Incoming Wire Payments Table
Service Fee
Incoming wire payment from an RBC Royal Bank unit located in Canada Free
Incoming wire payment from Another Financial Institution worldwide $50.00 CAD/U.S. and under Free
Incoming wire payment from Another Financial Institution worldwide over $50.00 CAD/U.S. $17.00 CAD or $17.00 U.S. depending on the currency of the incoming wire payment
Credit Advice for incoming wire payments $5.00by telephone/fax
$3.00 by mail

There is a limit of 999 free Interac e-Transfer Transactions per Month per Account; for every Interac e-Transfer Transaction over the limit, you will be charged $1.00.
Interac-Transfer Transactions expire 30 days after they are sent and cannot be claimed by the recipient after this time. You have 15 days after the Interac e-Transfer Transaction is sent to cancel without charge. A $5.00 Interac e-Transfer Transaction Reclaim Fee is charged when a recipient does not accept it before it expires and the sender does not cancel the transaction before the 15-day cancellation period.
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