Flexible Payment Options
We want to make managing your car loan payments easy – whether you want to pay off your loan early, or need some breathing room once in a while.
Through RBC Online Banking, you can stay on top of your car loan 24/7:
- Skip a loan payment: Skip up to the equivalent of monthly payment each year1Disclaimer (Interest continues to accrue).
- Delay a loan payment2Disclaimer
- Change your Payment Frequency3Disclaimer
- Check your balance, interest rates, and payment details
Enrol in Online Banking
To enrol in RBC Online Banking without an RBC credit card or client card, you will need the Transit Number (XXXXX) and Account Number (XXXXXXXXXXX) for your car loan*.
Here’s where you can find this information:
Welcome Letter
You received this in the mail from us shortly after you purchased your vehicle. You can find your transit and account number on this page.
Annual Statement
You can find your transit number to the right of the postal code in the top left corner of the page. You can find your account number in the ‘Details of Your Loan’ box in the centre of the page.
*Applicable for personal clients only. Business clients can reference the RBC Online Banking Enrolment pagein a new window.
Protect What Matters
At RBC Royal Bank, we offer the security of LoanProtector® Life and Disability insurance. You can safeguard not only yourself and your family’s lifestyle, but also your assets and net worth.
Learn MoreSave Cash on Every Fill-Up
Save 3 ¢ per litre on gas at Petro-Canada†Disclaimer, plus earn 20% more points when you link your Petro-Points card to any eligible RBC debit or credit card2Disclaimer,3Disclaimer.
Have More Questions?
Online Banking
Through RBC Online Banking, you can stay on top of your car loan 24/7.
Call Our Help Line
Talk to an Advisor today to help you manage your loan.
Please be advised, our call centre is currently experiencing very long wait times. We encourage you to use our online booking toolnew window to schedule a time to speak with us by phone.

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