Get More When You Invest with RBC®

Advice if you need it

Get advice, whether you're investing $50 or $5,000.

Freedom to invest how you want

Work with an advisor, do-it-yourself, let advisors invest for you or try all three.

Digital tools to help you plan & save

Stay connected to your money and save automatically with smart tools.

Popular Accounts & Products to Grow Your Money

Grow Your Investments Faster with a TFSA or RRSP

When it comes to saving for the future, many Canadians use a tax-smart registered account such as a TFSA or RRSP. Like other types of investment accounts—both registered and non-registered — you can hold a variety of investments in either plan.

Grow Your Investments Faster with a TFSA or RRSP

When it comes to saving for the future, many Canadians use a tax-smart registered account such as a TFSA or RRSP. Like other types of investment accounts—both registered and non-registered — you can hold a variety of investments in either plan.

Tax-Free Savings Account (TFSA)

Save for your big-ticket items or goals—tax-free.

Try the TFSA calculator

Registered Retirement Savings Plan (RRSP)

Grow your retirement savings faster by deferring taxes.

Try the RRSP calculator

See All Registered Investment Accounts

Keep Your Savings Safe and Secure

If you’re looking for a risk-free option with a steady rate of return, consider a GIC or savings account. You can hold a GIC in your registered accounts (TFSA, RRSP, etc.) or as a non-registered investment

Keep Your Savings Safe and Secure

If you’re looking for a risk-free option with a steady rate of return, consider a GIC or savings account. You can hold a GIC in your registered accounts (TFSA, RRSP, etc.) or as a non-registered investment

Guaranteed Investment Certificates (GICs)

Invest knowing 100% of your initial deposit is protected.

See Special GIC Rates

RBC High Interest eSavings Account

Get interest on every dollar and enjoy 24/7 access.

 

Invest for Growth, Income and More

Choose from a wide range of investment products, including:

Mutual Funds

Easily invest in a pool of stocks, bonds and other securities.

Exchange-Traded Funds (ETFs)

With RBC Direct Investing & RBC InvestEase

Invest in a fund that holds a basket of investments and trades like a stock.

Stocks

With RBC Direct Investing

Invest in a wide range of U.S. and Canadian stocks.

See All Investment Products

Check in with an RBC Advisor

Get valuable input from an advisor on financial matters that are on your mind.

Find Out More

Tips and Advice to Help You Reach Your Goals

Explore our “how to” guides for tips on saving for the things that matter to you.

Prefer some guidance? Try our Investment Wizard

Smart Tools to Help You Plan and Save

Set goals, get tips and see all your investments in one spot!

MyAdvisor is a digital service that combines interactive planning tools and advice from a live advisor to help you stay on top of your savings goals. It’s exclusive to RBC clients, easy to use and available to you at no extra cost.

Start saving for any goal—quickly and easily!

NOMI Find & Save is a digital savings account that looks at your spending, finds extra dollars in your cash flow that it thinks you won’t miss and automatically moves them to savings. Turn on NOMI Find & Save in the RBC Mobile1 app.

Put your savings on autopilot.

Grow your investments faster by setting up regular (weekly, monthly, etc.) contributions into your investment account. Simply choose how much you want to save automatically—and how often.

Ways to Invest with Us

Not everyone wants to invest the same way. Use one or more of our services—whatever’s right for you.

Get Advice from an RBC Advisor
  • Call, visit in person or video chat* with us (*available with MyAdvisor)
  • Get savings, investment, banking and borrowing advice
Trade and Invest Yourself
  • Do it yourself, choosing from stocks, bonds, ETFs and more
  • Access powerful tools and resources to inform your decisions
Invest Online—Without all the Work
  • Let our pros pick, buy and manage your investments for you
  • Get a personalized investment plan created with low-fee ETFs

Not sure? Compare Investing Services

Your Top Questions Answered

Whether markets change a little or a lot, it can be hard not to react. Stock market returns play an important role in the long term investment plans for many Canadians. But along with long term growth potential, investing can also mean investors will be subjected to ups and downs in the short term. These fluctuations have been on full display in recent weeks as markets try to assess the economic impact of COVID-19.

Looking past the headlines

While these developments will have an effect on the global economy, current stock market headlines reported in the media may sometimes be inconsistent with the results experienced by investors with portfolios made up of a diversified mix of different asset classes, including stocks, bonds and cash. When the stock market is weak, it’s common for the bond market to provide stability.

Focus on what you own

Many investors have a diversified portfolio so the performance of a single component like the stock market simply doesn’t provide the full picture. So no matter how the storylines develop, it’s important to remain focused on your personalized investment plan. After all, a well-structured plan offers preparedness to a wide range of outcomes through a portfolio that is best-suited to your long term investment goals.

If you want to review your plan, our advisors are here for you. Simply sign into your RBC Online Banking to book an appointment to speak to us about your specific situation.

We have a broad range of GICs that can fit any goal. You can use our handy GIC Selector tool to help you determine the best solution for you.

You can also work with an RBC advisor to help you choose the right investment that best fits your objectives. We encourage you to use our online booking tool to schedule a time to speak with an advisor by phone.

GICs are one of the safest ways to protect and grow your money. Whether you’re looking for:

  • Cashable solutions that provide access to funds at any time
  • Short or longer term options
  • Guaranteed returns for most GICs* so you don’t have to worry about changes in the markets or the economy
  • Currency options so you can protect your Canadian or US dollar savings

Explore our GIC solutions.

* excludes Canadian & Global Market Linked GICs. For Canadian & Global Market linked GICs principal is guaranteed, interest is based on specific market returns

You can buy GICs:

  • Through RBC Online Banking if you have an RBC Royal Bank chequing or savings account, or an existing GIC.
  • Or if you have questions, we encourage you to use our online booking tool to schedule a time to speak with us by phone.

Other Resources You Might Like

Retirement Planning

Get help planning—whether you’re just starting to save or you’re already retired.

Financial Planning

Get helpful tips, advice and information on a broad range of money matters.

Let’s Connect. We’d Love to Help.

Talk to an advisor for one-on-one investment advice, help making a plan and more.

Book an Appointment