All sole-owner RBC Canadian, personal Chequing accounts
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|Interest Rate1||0.5 %|
|eStatement and eNotifications||Free|
|Access to Online and Mobile Banking2||Free|
|Access to NOMI Insights||Free|
|Monthly Debits included||n/a|
|Debits Exceeding Monthly Limit||n/a|
|Interac and PLUS System ATM Network Access Fees||n/a|
How Do I Sign Up?
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After you turn on NOMI Find & Save, we will get to know your spending & saving habits in your source chequing account to find opportunities to save for you.
NOMI helps you manage your everyday finances by providing you with timely and personalized trends and overviews based on your spending and saving habits.
Manage Your Account Online, Anytime
Check your balances, pay bills, set up alerts, send money and more – whenever you need to.
Take care of your banking from wherever you are, anytime you want.
Take It All to a New Level
Make payments with a tap of your smartphone and securely store your cards on your device.
NOMI Find & Save is a digital savings account that understands your transaction patterns, finds extra dollars in your cash flow and automatically moves them to savings. Just like that, you’ve saved money you didn’t know you could! Turn on NOMI Find & Save in the RBC Mobile app, then see your balance, transaction history and statements through the RBC Mobile app or RBC Online Banking.
The maximum amount NOMI Find & Save will transfer from your chequing account is $50/ day, up to 5x/ week. Since NOMI Find & Save is personalized to you and your transaction patterns, some months you may not see any saving transfers. If your chequing account was recently opened, NOMI Find & Save will require at least 3-months of account activity to understand your transaction patterns before saving transfers can start.
Access your money anytime by simply transferring money from your NOMI Find & Save account back to your source chequing account. You can do this for free within the RBC Mobile app or through RBC Online Banking. At this time, no other transaction types can be made from the NOMI Find & Save account (e.g. ATM withdrawal, point-of-sale Interac purchases, 3rd party debits or credits, etc.)
No, you cannot make lump sum transfers into the NOMI Find & Save account; it does all the work for you, so you can save money without lifting a finger. RBC has other saving account options like the RBC High Interest eSavings® account that are self-directed and can form part of your savings plan, working alongside NOMI Find & Save.
No, you cannot customize the amount; NOMI Find & Save’s predictive technology understands your transaction patterns to find how much to save for you. If you are expecting an unusual withdrawal, the pause & resume function is a great tool to use. Simply pause NOMI Find & Save and set a date for it to resume after the expected withdrawal.
You can pause NOMI Find & Save transfers at any time within the RBC Mobile app or by speaking to an RBC Advisor. This feature allows you to temporarily pause NOMI Find & Save if you know you have an unusual withdrawal coming up, for example, a special anniversary trip or your child starting daycare. Go to NOMI Find & Save Settings in the RBC Mobile app and swipe the pause toggle button to the “On” position and enter the date you would like NOMI Find & Save transfers to resume. A message indicating that your account is paused will appear whenever you enter the NOMI Find & Save details page.