NOMI helps you manage your everyday finances by providing you with timely and personalized trends, alerts and overviews based on your spending and saving habits.
- Summarizes your everyday banking activity across all your accounts – including credit cards! NOMI knows when the refund you made yesterday has finally been received or if your hydro bill will be coming in higher than usual this month.
- Let you know when there has been new or unusual activity. Remember that gym membership auto-renewal you signed up for? Well NOMI knows that, and will even notify you if they’ve increased your fees this year.
- Categorize your spending, with easy-to-understand overviews and deep dives to help you stay on the right financial track.
- and so much more!
NOMI Find & Save
Using predictive technology, NOMI Find & Save does all the work for you, so you can save money without lifting a finger.
- It will learn your transaction patterns, find those extra dollars that it thinks you won’t miss, and then set them aside for you automatically.
- You can always move your money out of NOMI Find & Save at any time.
- You will receive notifications when transfers occur so you are always informed.
NOMI finds and you save - it’s that simple!
NOMI Smart Balance
Smart Balance takes your account balance beyond just a number, telling you how much money is available at any given time.
- Calculates what you have left. Using an analysis of your regular withdrawals, transfers and expenses, Smart Balance will give you a reliable estimate of how much is left in your account before you get paid next.
- Eliminates manual calculations – and the mental math you’re used to doing to figure out how much you can spend without going into overdraft. You’ll see how the Smart Balance is calculated too, so you can feel confident in the numbers.
- Updates in real-time. Your Smart Balance is recalculated every time your paycheque is deposited into your account, so you have an up-to-date amount to work with.
Top Questions About NOMI
NOMI Insights is available on the home screen of the RBC Mobile app for Android and iOS. You don’t need to do anything except download or update to the latest version of the RBC Mobile app. You will see the insights as long as you’ve been using your chequing, savings and/or credit card accounts for the past three months.
NOMI Find & Save is available to clients who are the sole-owner of a personal Chequing account with more than three months of activity. Simply sign in to RBC Mobile, tap More and then tap NOMI Find & Save.
Of course! You have the ability to pause and resume NOMI Find & Save at any time. To pause and resume, access the NOMI Find & Save settings in the RBC Mobile app. Tap your NOMI Find & Save account, then Settings. From there you can tap or swipe the toggle button to turn on the Pause feature. You can also select a date for when you would like NOMI Find & Save to resume automatically.
NOMI collects and uses your information to provide personalized, timely and relevant tips, cues and advice to help you manage day-to-day finances through the RBC Mobile app by using specific algorithms to create your insights. Your details are never shared with anyone or used for any other reason beyond providing you with your personal insights.
Your Money & Information is Always Safe
RBC Secure Banking Guarantee+ to disclaimer
Should something ever happen, we will fully reimburse you for any unauthorized transactions made through the RBC Mobile app or RBC Online Banking.
We Don’t Share Your Information
At RBC, we are dedicated to protecting your privacy and safeguarding your information and accounts. Your insights are never shared and are for your personal use only.Learn about privacy & security at RBC