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Line of Credit

A Royal Credit Line could save you money and time, and help you easily manage your credit. Here are some of the valuable benefits that you can enjoy:

  • Everyday low rate
  • Flexible payment options
  • No annual fee
Line of Credit
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Personal Loans

Offering choice, flexibility and structured payments, here's how a personal loan from RBC Royal Bank® could be tailored to meet your needs:

  • Flexible terms
  • Fixed and variable rates
  • No early payment penalties
Personal Loans
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Royal Credit Line for Students

A simple way to borrow money for post-secondary school, including undergraduate and graduate programs, college or trade school:

  • Flexible credit limits
  • Competitive interest rates
  • Flexible repayment timelines that consider student needs and lifestyles
Royal Credit Line for Students

Borrowing Solutions

home improvement Home Improvement Loans

Whether you're planning a major home renovation or a small project, at RBC Royal Bank®, we offer financing options to meet all your home improvement needs.

car Car Loans

We offer convenient and flexible ways to finance new or used cars, as well as boats and RVs.

loans RRSP Loans

Borrowing for your RRSP could help you build a secure retirement.

payplan PayPlan by RBC

PayPlan by RBC lets you spread the cost of larger purchases over time. After a quick application process, select a plan that works for you and you’ll know upfront how much, and when you’ll pay.

Line of Credit & Loan Payment Calculator


Debt Consolidation Calculator

Find out what your new monthly payments would be and how soon you could be debt free.

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Apply for a Line of Credit or Loan

Our credit specialists will help you select the credit solution that is right for you.

Call to Talk to a Credit Specialist

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