What’s On Your Mind?
Latest Articles
From designer outlets to unique boutiques, here are some of the top U.S. shopping destinations near Montreal to suit every style and taste.
Every year, millions of Canadians flock to Florida. While the sunshine, beaches, theme parks and golf courses are obvious draws, Florida offers…
For newcomers looking for a job in Canada, it’s crucial to adapt your resume to the Canadian format before applying to roles. This article offers…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
-
How to write a Canadian resume and cover letter: Formats, templates, and tips
For newcomers looking for a job in Canada, it’s crucial to adapt your resume to the Canadian format before applying to roles. This article offers free resume templates you can download, as well as tips to to craft your Canadian-style resume to find a job in Canada.
-
From a struggling newcomer to running one of Canada’s largest Black-owned law firms, Dr. Charles Osuji is paving the way for internationally trained lawyers to thrive.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (43.84%)
- Recognizing phishing attempts (7.39%)
- Keeping devices secure from hackers (23.65%)
- Staying up to date with security practices (0%)
Keep up with your income tax responsibilities as your business evolves
A list of questions you can ask during your coffee chats to build a strong network as a newcomer in Canada and improve your chances of finding a job.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Should you invest or pay down debt? Both have their benefits. Here’s when you might consider one over the other, or a balance of both.
Many homeowners are debating a heat pump vs. furnace. What’s the difference?
From a struggling newcomer to running one of Canada’s largest Black-owned law firms, Dr. Charles Osuji is paving the way for internationally trained…
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Canadian consumer debt is on the rise — and so are debt relief scams. Learn how to spot potential scams, and what to look for in a debt relief…
While credit can act as a financial safety net during tight times, it’s important to maintain a strong credit score in the meantime. Here’s why…
84% of domestic violence victims also experience financial abuse. Understanding how to spot and take action to protect oneself against financial abuse…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Understanding the Bankruptcy Process
Understand the steps to take in order to file for bankruptcy in Canada.
-
Personal Bankruptcy in Canada: Your Top 10 Questions Answered
Personal Bankruptcy can feel overwhelming and confusing. Find answers to your most pressing questions here.
-
What’s a good credit score and how do you get one?
Establishing a strong credit score is the cornerstone of financial wellbeing. Explore the factors that contribute to building good credit score and why it matters to your financial future.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (43.84%)
- Recognizing phishing attempts (7.39%)
- Keeping devices secure from hackers (23.65%)
- Staying up to date with security practices (0%)
As a newcomer, you want a good life for yourself in Canada but also want to ensure that your family in your home country is supported financially….
Establishing a strong credit score is the cornerstone of financial wellbeing. Explore the factors that contribute to building good credit score and…
With rising inflation, many Canadians have turned to couponing and other strategies to help stretch their dollar. Understand where your loonies are…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Learn how your emotions can help you make smart financial choices and relieve financial stress.
Personal Bankruptcy can feel overwhelming and confusing. Find answers to your most pressing questions here.
Strategies to help individuals who want to avoid personal bankruptcy.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
From designer outlets to unique boutiques, here are some of the top U.S. shopping destinations near Montreal to suit every style and taste.
Every year, millions of Canadians flock to Florida. While the sunshine, beaches, theme parks and golf courses are obvious draws, Florida offers…
A list of questions you can ask during your coffee chats to build a strong network as a newcomer in Canada and improve your chances of finding a job.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
-
The Million Dollar Retirement Myth: What Does It Really Take to Retire Today?
How much do you need to retire? The million-dollar myth is out. Instead, focus on your individual needs to determine your savings goal.
-
Another Bank of Canada Rate Cut and New Mortgage Rules
In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help reduce the barriers that exist for first-time homebuyers and renewers.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (43.84%)
- Recognizing phishing attempts (7.39%)
- Keeping devices secure from hackers (23.65%)
- Staying up to date with security practices (0%)
If you're approaching retirement age amid this cost-of-living crunch, you'll want to consider these three steps to stay on top of your finances.
Many homeowners are debating a heat pump vs. furnace. What’s the difference?
Learn how to read your pay slip, understand deductions, and budget effectively with this guide for youth and young adults in Canada.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
We spoke to Joseph Tanel about what it was like to buy and install a heat pump in his Cambridge, Ontario home. He discusses why he did it and shares…
Saving for a down payment is one of the biggest steps to buying a home. Here are some tips to help build your savings.
In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help…
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
For newcomers looking for a job in Canada, it’s crucial to adapt your resume to the Canadian format before applying to roles. This article offers…
A list of questions you can ask during your coffee chats to build a strong network as a newcomer in Canada and improve your chances of finding a job.
If you are new to Canada and need a car to get around, you may be wondering whether leasing or buying a vehicle is a better option. Learn the pros and…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
How to write a Canadian resume and cover letter: Formats, templates, and tips
For newcomers looking for a job in Canada, it’s crucial to adapt your resume to the Canadian format before applying to roles. This article offers free resume templates you can download, as well as tips to to craft your Canadian-style resume to find a job in Canada.
-
How does credit card interest rate work
Credit cards can be a helpful financial tool but beware of interest charges. Here’s how credit card interest rates work.
-
Coffee Chats: Questions You Should Ask to Network Better
A list of questions you can ask during your coffee chats to build a strong network as a newcomer in Canada and improve your chances of finding a job.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (43.84%)
- Recognizing phishing attempts (7.39%)
- Keeping devices secure from hackers (23.65%)
- Staying up to date with security practices (0%)
Working while studying in Canada offers international students income, Canadian work experience, cultural integration, and networking opportunities….
Studying abroad is an exciting investment in your future. Make the most of this incredible opportunity by planning your finances in advance so you can…
Menopause may impact a woman's career and financial stability. The financial impact of menopause on women can be significant and multifaceted,…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
We spoke to Joseph Tanel about what it was like to buy and install a heat pump in his Cambridge, Ontario home. He discusses why he did it and shares…
Saving for a down payment is one of the biggest steps to buying a home. Here are some tips to help build your savings.
In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help…
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
This guide will walk you through five key steps on how to assess your financial health and prepare yourself for success in 2025 and beyond.
This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of…
Should you invest or pay down debt? Both have their benefits. Here’s when you might consider one over the other, or a balance of both.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
How to Apply for a First Credit Card
Found a credit card that fits your needs? The next step is to apply for the card you want. Here's how the application process works.
-
Everything You Need to Know About Disputing Credit Card Charges
If you spot a credit card transaction you didn’t make, there are steps you can take to dispute the charge.
-
What Is Money and How Does It Drive the Economy?
Money is more than just the coins and bills tucked neatly in your wallet. What is money really?
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (43.84%)
- Recognizing phishing attempts (7.39%)
- Keeping devices secure from hackers (23.65%)
- Staying up to date with security practices (0%)
Many homeowners are debating a heat pump vs. furnace. What’s the difference?
A pre-authorized contribution can be an easy way to automate your savings.
Every year, the Canada Revenue Agency (CRA) declares the annual TFSA contribution limit, which is indexed to inflation and then rounded to the nearest…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
We spoke to Joseph Tanel about what it was like to buy and install a heat pump in his Cambridge, Ontario home. He discusses why he did it and shares…
In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help…
Understanding how your credit card rental car insurance works can help you avoid unnecessary expenses while ensuring you're fully covered.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Keep up with your income tax responsibilities as your business evolves
From a struggling newcomer to running one of Canada’s largest Black-owned law firms, Dr. Charles Osuji is paving the way for internationally trained…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
From a struggling newcomer to running one of Canada’s largest Black-owned law firms, Dr. Charles Osuji is paving the way for internationally trained lawyers to thrive.
-
What Business Owners Need to Know Before Applying for the New Canada Digital Adoption Program (CDAP)
The Canadian Government has made $4 Billion available to help businesses adopt digital technologies to increase their competitiveness.
-
This and That: Learning Farm and Business Skills in Tandem
Hear from the Dean of the Ontario Agriculture College, John Cranfield, on why a broad approach to learning is key in today’s ag industry.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (43.84%)
- Recognizing phishing attempts (7.39%)
- Keeping devices secure from hackers (23.65%)
- Staying up to date with security practices (0%)
Being organized as a business owner can reduce the amount of time spent running admin tasks, freeing you up to focus on what you love – and earning…
As you start earning business income, it’s important to get your money, your taxes and your processes in order from the outset.
Your business credit card comes with perks that can help you save money and run your business better. Get to know the benefits so you don’t miss…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Learn the strategies these Canadian business owners have used to successfully grow and scale their companies.
According to Mark Gasparotto, leadership isn’t just nice to have; it’s a business imperative. And it starts with you.
Hear from the Dean of the Ontario Agriculture College, John Cranfield, on why a broad approach to learning is key in today’s ag industry.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
If you're approaching retirement age amid this cost-of-living crunch, you'll want to consider these three steps to stay on top of your finances.
This guide will walk you through five key steps on how to assess your financial health and prepare yourself for success in 2025 and beyond.
This guide offers an overview of tax-free savings accounts (TFSAs) and how they work. Learn the benefits of having a TFSA, the ins and outs of…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
-
What is the TFSA Contribution Limit for 2025?
Every year, the Canada Revenue Agency (CRA) declares the annual TFSA contribution limit, which is indexed to inflation and then rounded to the nearest $500. What else should you know? Read on.
-
Another Bank of Canada Rate Cut and New Mortgage Rules
In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help reduce the barriers that exist for first-time homebuyers and renewers.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (43.84%)
- Recognizing phishing attempts (7.39%)
- Keeping devices secure from hackers (23.65%)
- Staying up to date with security practices (0%)
A pre-authorized contribution can be an easy way to automate your savings.
Mark the date on your calendar and find out how the First Home Savings Account can help you save for the future and on this year's taxes.
Every year, the Canada Revenue Agency (CRA) declares the annual TFSA contribution limit, which is indexed to inflation and then rounded to the nearest…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
How to control your spending over the holidays — without missing out on festive fun — and set yourself up for a happy new year.
Asking yourself these three questions about your goals, tax considerations and contribution room can help you make the right decision.
The Bank of Canada’s (BoC) latest Monetary Policy Report provides a comprehensive look at how its monetary policy is shaping critical aspects of the…
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Money Academy
Learn the basics about budgeting, investing & borrowing, and how interest rates and inflation impact your bottom line.
