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What are the Benefits of the RBC Rewards Program?

When you’re approved for a credit card that earns RBC Rewards points, you’ll instantly become an RBC Rewards program member. As a member, you’ll earn points on all your purchases. You can travel the world, get the latest tech, and even make bill payments, all with your points. Plus, members receive exclusive promotions, discounts, and experiences, making every day even more rewarding.

Which Credit Cards Earn RBC Rewards Points?

Whether you’re a frequent traveller, a small business owner, or a smart budgeter, there’s an RBC Rewards credit card that meets your needs. Discover our most popular RBC Rewards credit cards, or use the card selector to find the right card for you.

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Get Started with the RBC Rewards Program

How do I Choose the Right RBC Rewards Credit Card?

There are a few things to consider when choosing a credit card that earns RBC Rewards points:


You can also enjoy fuel savings at Petro-Canada, bonus Be Well points at Rexall, and purchase security and extended warranty benefits with your RBC credit card. To decide on the best card for your needs, weigh the annual fee, your household income, and the type of rewards the card offers. You can use our credit card comparison tool for extra help.

How to Earn RBC Rewards Points

While every purchase made with an RBC Rewards credit card earns RBC Rewards points, you can earn additional points by taking advantage of promotions through Perks & Offers. Different cards earn points at different rates, so refer to your card’s benefits to understand how many points you’ll earn per dollar spent.

For more details on earning and redeeming RBC Rewards points, view our FAQs.

How to Travel with RBC Rewards Points

Sign in to your RBC Rewards account or the RBC Rewards app and click “Book Travel.” You’ll be taken to a portal to book flights, car rentals, hotel stays, cruises, and vacation packages. You can pay the full or partial cost with RBC Rewards points, and can even use your points to cover airport fees and taxes.

How to Redeem your RBC Rewards Points

Ready to redeem? Simply log in through rbcrewards.com, or download the RBC Rewards app for Android or iOS. You can redeem your points for flights, travel packages, gift cards, and merchandise from popular brands. You can also convert your points to other eligible loyalty programsLegal Disclaimer1, or use them towards financial rewards like paying your credit card bill, contributing to an RRSP, Trade with Points, and charitable donations. That’s the great thing about RBC Rewards — you have the freedom to choose whichever rewards you’d like.

FAQs

That depends on which card you choose. Use our credit card comparison tool to compare, or refer to the chart below.
RBC Rewards Points Earned Eligible Credit Cards
1.25 points per $1 spent on purchases Avion Visa Infinite Privilege,
RBC Avion Visa Infinite (on travel-related purchases)Legal Disclaimer3
RBC Avion Visa Infinite Business,
1 point per $1 spent on purchases Signature RBC Rewards Visa,
RBC U.S. Dollar Visa Gold,
RBC Avion Visa Infinite (on non-travel related purchases)Legal Disclaimer1,
RBC Avion Visa Platinum,
RBC Rewards Visa Preferred,
RBC Rewards+ Visa (on grocery, gas, and pharmacy)Legal Disclaimer4,
RBC Avion Visa Business
1 point per $2 spent on purchases RBC Visa CreditLine for Small Business,
RBC Rewards+ Visa (on non-grocery, gas and pharmacy purchases)Legal Disclaimer4
That depends on what you’re redeeming for, and which credit card you have. For example, Avion cards have better redemption rates on flights. You can also use Perks & Offers to get more value from your points, earn cash back statement credits, and redeem your points at discounted rates. Log in to rbcrewards.com to discover what your points can get you.
Sign in to your Rewards account at rbcrewards.com, or by downloading the RBC Rewards app on Google Play or the App Store. The app lets you access your account, view your points balance, and redeem for rewards on-the-go. You can browse all available rewards and ongoing promotions, and redeem your points for whatever you’d like.

If you have multiple RBC products that earn RBC rewards points, you can use the Transfer Points feature to collect your points in one place. This lets you to take advantage of key redemption features, like the Avion air travel redemption schedule, or special gift card redemption rates for the RBC Rewards+ Visa.
Yes you can. Log in to your RBC Rewards account to pay your bills directly with points. Alternatively, log in to online banking, select the credit card you’d like to pay, and choose to pay with your RBC Rewards points. You can then choose how many Rewards points you’d like to put towards your credit card bill. While you can’t redeem RBC Rewards points for cash, putting them towards bill payments is a great option.
RBC Avion credit cards give you more value when it comes to travel. You’ll earn points at a higher rate on travel-related purchases, and can use your points to fly on any flight, any airline, any time. With an Avion card, you’ll also receive enhanced travel insurances and benefits, access to The Avion Collection, and exclusive Perks & Offers. Want to redeem with a specific airline? As an Avioner, you can also convert your RBC Rewards points to other airline loyalty programs American Airlines AAdvantage, Asia Miles, British Airways Avios, and WestJet Rewards.
RBC Avion Visa Infinite earns 25% more RBC Rewards points for eligible travel related purchases, while RBC Avion Visa Infinite Privilege earns 25% more points on all purchases. Discover our Avion cards to choose the best travel rewards credit card for you.
Log in to rbcrewards.com, or download the RBC Rewards app to access your account on-the-go. You can check your points balance, browse items, and redeem for rewards. You can also view your points balance by selecting your credit card in RBC Online Banking.

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