A card that lets you make the most of your business spending
Enjoy a faster way to earn RBC Rewards points on all your business purchases with the card designed to reward passionate business owners like you. Plus, you’ll have access to industry-leading reporting tools to help you make more informed decisions about your business.Find a Branch 1-800-769-2520
Annual Fee: $175
Additional Card: $75
(max. of 9 additional cards)
Purchase Rate: 19.99%
Cash Advance Rate: 22.99%
This Card is Good for a Business Owner Who Wants:
To earn RBC Rewards points at an accelerated rate on all their business purchases
To simplify business operations through powerful expense management tools and employee card controls
Earn RBC Rewards Points
Earn 1.25 RBC Rewards points for every $1 spent in net purchases with your card, on up to $75,000 per year3 – see how quickly your points can add up when you use your card for all your business spending!
Premium Travel Benefits
Enjoy access to over 1200 airport lounges worldwide with a Priority Pass membership4. Plus, our most comprehensive insurance coverage1 protects your mobile device and provides valuable peace of mind while you’re travelling.
Powerful Reporting Tools & Card Controls
Streamline your business expense tracking with access to customized reports, card transaction data and photos of your paper receipts. Plus, Visa Payment Controls allows you to set spending limits and restrictions for each employee card.
Earn 1.25 RBC Rewards points for every $1 spent in net purchases with your card, on up to $75,000 per year3
Enjoy 25,000 welcome points upon enrollment2
You can also use your points to redeem for vacation packages, hotels, cruises and tours.
Redeem your points for other great stuff including the latest Apple products, over 50,000 tech products at Best Buy, and an amazing selection of merchandise and gift cards8 that you can use to enhance your business or to reward employees.
Discover all of the ways you can redeem RBC Rewards points. Whether you want to reward yourself or your employees – or invest in your financial future or the success of your business – there are so many exciting options to choose from.Learn More about RBC Rewards
Sign in with your business account to see your offers from great brands. Load offers to get cash savings or bonus RBC Rewards points on business spend.Learn More about RBC Rewards
Reporting & Controls
Visa Business Reporting
This simple and powerful tool allows you to access and track card transaction data, helping you manage your cash flow more efficiently and make more informed decisions about your expenses.
Use your phone to capture a photo of your paper receipts, enabling you to easily keep track of your business expenses in real time.
Visa Payment Controls
Improve your expense management processes with a tool that lets you decide where, when and how your money is used. Set controls that limit employee credit card use by dollar amount spent, time of day or week, merchant category, and more.
Insurance & Protection
Get 2 years of coverage up to $2,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure6.
You’re covered for eligible emergency medical expenses incurred during the first 15 consecutive days of your trip while travelling outside the province or country (applies if you are under 65 years of age. If you’re 65+ coverage is provided for the first 3 consecutive days of your trip)11.
Should your checked baggage get lost or stolen, to replace your items you may be reimbursed up to $1,0006.
Covers you in the event of an accidental bodily injury resulting in a loss, including death, while travelling on a common carrier, for up to $500,000 CAD12.
Should you need to purchase emergency items as a result of your checked bags getting lost or delayed while travelling, you can receive up to $500 to cover your immediate expenses6.
Covers you for loss and damage to a rental vehicle up to the actual cash value of the rental vehicle (provided that you executed the rental agreement and paid the entire cost with your card and the rental vehicle has an MSRP under $65,000)13.
Enjoy coverage up to $1,500 per trip (to an overall maximum of $5,000) for each covered person in the event of an unexpected trip cancellation14 and up to $5,000 per trip (to an overall maximum of $25,000) for each covered person in the event of an unexpected trip interruption14.
Receive up to $250 per day or $500 per trip should you incur expenses as a result of a delayed flight, missed connection or denied boarding12.
Covers you up to $2,500 should your personal property get lost or damaged as a result of a burglary of your hotel, motel or cruise cabin6.
Protects eligible business purchases charged to your Avion Visa Infinite Business card against theft, loss or damage for 90 days from the day you buy them6.
Doubles the manufacturer's original warranty by up to one (1) additional year. This valuable coverage protects all eligible business items that are purchased on your Avion Visa Infinite Business card6.
Combine the RBC Rewards points earned on all your employees’ Avion Visa Infinite Business cards into one account, and pool your points between your business and personal Avion cards15.
For more details click here
Get $0 delivery fees for 12 months from DoorDash20
Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription21 – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
The Visa Infinite Business Concierge service can book event tickets, restaurants, help you plan your business travels, and locate hard-to-find items5.
Complimentary Priority Pass membership4 gives you access to over 1200 airport lounges worldwide.
The Visa Infinite Luxury Hotel Collection offers benefits such as late check-outs and automatic room upgrades18.
Savour unique dishes and meet the chefs that create them at the top restaurants with the Visa Infinite Dining Series18.
Misplaced your RBC credit card? Now you can lock your card directly from your phone using the RBC Mobile19 app. Unlocking it is just as easy.Learn More
With RBC Online Banking for business, you can pay your credit card and other bills and check your balances and transactions online anytime.
You May Also Consider:
Digital Account Package
Save time and money when you bank electronically.
Royal Business OperatingLine
Supplements your cash flow by providing your business with a line of credit that you can access anywhere at any time.
You May Also Be Interested In:
Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.
The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 3 month or 12 month Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.
DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.
Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.
You are only eligible for one 12 month Complimentary DashPass Subscription and one 3 month Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 3 month Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.
12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Avion Visa Platinum, RBC Avion Visa Infinite , RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, RBC Cash Back Preferred World Elite Mastercard, RBC Cathay Pacific Visa Platinum, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business cardholder.
You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa Gold, RBC U.S. Dollar Visa Gold, RBC Rewards Visa Gold, RBC RateAdvantage Visa, WestJet RBC Mastercard, RBC Visa Business, RBC Visa Business Gold, RBC Visa CreditLine for Small Business, or RBC Business Cash Back Mastercard.
You are eligible for a Complimentary DashPass Subscription for 3 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 3 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www.doordash.com/dashpass (opens to external site). For full DashPass for RBC Program Terms and Conditions, visit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf.