Business Banking at Your Convenience

RBC Digital Choice Business™ Account Package

This account package saves you time and money when you do most of your banking through self-serve channels such as RBC Online Banking for business, the RBC Mobile4 app, or at RBC ATMs. Several free features are included in the low monthly fee.

Monthly Fee:
$5.008

Package Includes:
Unlimited electronic debits and credits1

10 outgoing Interac e-Transfer transactions2

Unlimited electronic cheque deposits3

Unlimited items deposited9

Minimum Balance:
None

Apply Online

Locate a Branch Near You

Find a Branch

Call our 24/7 Business Helpline

1-800-769-2520

This Account May Be Right for Your Business If:

  • You prefer to do your banking online, via the RBC Mobile app, or at RBC ATMs

  • You have relatively straightforward banking needs

  • You are comfortable making and receiving payments electronically

Unsure if this product is right for your
business?

Tell us about your business and we will find you the right solution.

Get started

Tell us about your business and we will find you the right solution.

Get started

Business banking solutions to help your business thrive

Account Details

No Need to Track Your Electronic Transactions

With unlimited electronic debit and credit transactions1, you don’t have to keep track. One less thing to do in a day.

Put Your Money to Work Sooner

Simplify your payments by depositing your cheques using the RBC® Mobile app or ATM. With unlimited electronic cheque deposits3, you can put money back into your business faster.

Make Fast and Secure Payments

Pay your employees, vendors and suppliers from your computer or mobile device with Interac e-Transfer transactions2 – you get up to 10 free transfers per month.

Make it Easier For Customers to Pay You

Accept payments from your customers however they want to pay you, thanks to unlimited Moneris deposits for credit card and debit card transactions.

Additional Details

  • 24/7 Service and Support: Small Business advisors are here to help make your business a success.

  • Preferred Pricing on Cash Deposits: At the RBC ATM and through the Night and Day Deposit7 service. Both are convenient and secure ways to make deposits any time of the day or night.

  • 800+ Branches and Over 4200 ATMs: Enjoy easy access to your money through the largest combined network of RBC ATMs and branches in Canada.

Extra Benefits

  • Instant Fuel Savings at Petro-Canada: Link your card and instantly save 3¢/L on fuel5 and always earn 20% more Petro-Points6 at Petro-Canada locations.

  • Services Beyond Banking Whether you are a new business owner or a seasoned veteran, as an RBC business client you get access to special offers and support from a wide range of services that can help you manage and grow your business. Learn More about Beyond Banking

  • RBC Offers: With RBC Offers, you can get personalized offers, bonus RBC Rewards points, and cash savings from great brands for your business. Learn More about RBC Offers

Fee Details

Monthly Fee: $5.008

Monthly fees and volumes

Monthly fees and volumes
Electronic debit and credit transactions1 Unlimited
Items deposited9 Unlimited
Mobile & ATM cheque deposits3 Unlimited
Send Interac e-Transfer2 10 included: $1.50 / transfer thereafter
Moneris deposits Unlimited
Paper debits and credit transactions $2.50 each
Cash deposits $5.00 per $1,000 (branch)
$2.25 per $1,000 (ATM)
$2.25 per $1,000 (Night and Day)
Electronic No charge
Paper statement without images $3.50
Paper statement with images $4.50

Tip: If you plan to use non-electronic channels such as assisted in-branch banking more than a couple of times per month a different business account may be better suited to your needs. Please call 1-800-769-2520 to speak with a business advisor.

Tip: If you plan to use non-electronic channels such as assisted in-branch banking more than a couple of times per month a different business account may be better suited to your needs. Please call 1-800-769-2520 to speak with a business advisor.

You May Also Consider

Separate Your Business Expenses

Manage business expenses large and small when paying with your business credit card.

Automated Payroll Solutions

Streamline your employee payroll process with ADP—with automatic tax remittance and deposits.

Ready to Apply?

Call our 24/7 Business Helpline
1-800-769-2520
Locate a Branch Near You
Find a Branch

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