Manage Your Business Credit Card

Manage Your Credit Card Online

We've provided convenient access to everything you need to manage your RBC credit card. With RBC Online Banking, you can:

Pay your credit card and other bills, transfer and receive funds, and check your account balances — all online!
Review your RBC credit card account activity and consult your last statement with our credit card inquiry tool.
Access your RBC Royal Bank Credit Card Agreement, Insurance Certificates and Benefit Guides on our documentation page.

Learn More about managing your credit card online

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Receive Your Statements Online

Choose to access your credit card statement online within RBC Online Banking. eStatements look the same as paper statements and offer you even more value, convenience and security with 7-year statement archiving^††. You can also choose to save your eStatement to your computer instead of printing it on paper, making it an environmentally friendly choice.

Don’t have online banking? You can review your credit card account activity and view your last statement with our creditcard inquiry tool.

Learn More about receiving your statements online

Avion Rewards

With an Avion Rewards credit card, you earn valuable Avion Rewards which can be redeemed for an outstanding variety of rewards — from travel and merchandise to gift certificates/cards and more.

Redeem Points

How to Redeem

Redeem your Avion points for the rewards of your choice — travel, merchandise, gift certificates, registered investments, or donations to charity. It's quick, easy and convenient.

Sign in to Online Banking, visit your card account details screen, and select the "Avion Rewards" link on the right side.

Sign-in

Redeem for Flights

RBC Avion Cards Give You the Flexibility You Deserve

When you use an RBC Avion card for everyday purchases, you earn Avion points that let you fly where you want, when you want, on any airline. Whether it's a business trip, or rolling up your points into your personal Avion, with Avion Rewards making your travel dreams a reality is simple and easy. You can also redeem for travel rewards such as hotel stays, cruises, tours and package holidays and car rentals.

To redeem for flights or travel rewards, simply call the Avion Rewards Travel Redemption Centre at 1-877-636-2870, Monday to Friday 8 a.m. to 9 p.m. EST, or Saturday 9 a.m. to 5 p.m. EST.

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Reward Yourself, You Choose

From travel and merchandise to gift certificates/cards and investments, the Avion Rewards program is always working to offer you more. More choice. More flexibility. More of what you want, including:

Over 280 brand name merchandise selections
A full range of gift certificates and cards from some of the best retailers in Canada, including Golf Town, Starbucks, and CWT Vacations
Flexible travel rewards, and more

You can even turn your Avion points into investments by redeeming for RBC Financial Rewards^®. Or donate your points to a worthy cause. From a digital camera to a day of golf, the choice is yours with Avion Rewards.

Browse the Catalog

Check Balance

See Just How Easy It Is to Reward Yourself

There are three ways to find out how many points you have:

Sign in to RBC Royal Bank Online Banking, visit your card account details screen, and select the "Avion Rewards" link on the right side.
Look for the Sign In button at the top of every page on this site. It takes you to the secure sign-in page. Then enter your RBC Royal Bank credit card number, the primary cardholder's birth date, and your Identification Word.
Check your monthly RBC Royal Bank credit card statement to see how many Avion points you have available to redeem.

Note: Only Primary and Co-applicant cardholders have the authority to Sign-in to view their points.

Sign-in

Sign-up for Email Offers

Avion Rewards Online News

Sign up for Avion Rewards Online News and you will receive more frequent updates about the Avion Rewards program — including news, contests, bonus point offers, specials and tips on how to get the most out of your Avion points.

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Learn about Avion Rewards

Watch Your Points Add Up

To earn Avion points, all you have to do is use your RBC Royal Bank credit card with Avion Rewards to make purchases every chance you get. It's that easy! Simply check that your card is eligible for the Avion Rewards program and how many points you earn for every dollar you spend.

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Type of Inquiries	Contact Details	Hours of Operation
General Inquiries	Within North America: 1-800-769-2512 Outside North America: 416-974-7780 (collect)	24-hr support, 7 days a week
Card Activation and Replacement	1-877-900-5900	24-hr support, 7 days a week
Fraud / Lost or Stolen Cards	Within North America: 1-800-361-0152 Outside North America: 514-392-9167 (collect)	24-hr support, 7 days a week
Travel Emergency Insurance Coverage Support	1-800-533-2778	24-hr support, 7 days a week
Business Banking	1-800-769-2520	24-hr support, 7 days a week
Avion Rewards Travel	Phone number: 1-877-636-2870 Website: avionrewards.com	Mon-Fri 7 a.m. to Midnight Weekends 7 a.m. to 9 p.m.
TTY (Telecommunications Device for the Hearing Impaired)	1-800-769-2518	24-hr support, 7 days a week
Card Assist Plus	1-877-773-7774	24-hr support, 7 days a week
BalanceProtector^® insurance — Assurant Solutions	1-888-896-2766	Mon-Fri 8 a.m. to 20:00 p.m.

The RBC Security Guarantee Is Our Pledge to You

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To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC Business Clients will only be able to link up to two (2) Business Credit Cards and one Business Debit Card to a Petro-Points card.

You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A Linked RBC Card means an RBC Card linked to a Petro-Points Account. Your Linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your Linked RBC card at Petro-Canada Locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your Linked RBC Card.

Each time you use your Linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction.

Each time you use your Linked RBC Card to pay for qualifying purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points terms and conditions available at http://www.petro-points.com/terms.

Petro-Points are not awarded on tobacco products, vaping products, gift cards, transit tickets and taxes on non-petroleum purchases.

Only certain RBC credit cards earn Avion points. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into Avion Rewards account

Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

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All other trademarks are the property of their respective owner(s).

To receive the 20,000 bonus Avion points, your application form must be approved by us. Upon enrolment, 20,000 bonus Avion points will appear on your first credit card statement. Bonus points are only offered to the Primary Business Cardholder on the account; Secondary Business Cardholder, as well as existing RBC Avion Visa Business cardholders as of the offer eligibility period are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

Air Travel Reward redemptions from the Air Travel Redemption Schedule are 15,000 points for a round trip short-haul flight in economy class with a maximum ticket price of $350. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including guidelines on redeeming for business class seats, visit . For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: or call 1-800 ROYAL® 1-2 (1-800-769-2512).

Coverage underwritten by RBC Insurance Company of Canada. All insurances subject to conditions and limitations. For more details, please refer to the insurance certificates that will come with your card.

Avion points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

All rewards are subject to availability. If a merchandise item is unavailable exactly as shown, a substitute of equal or greater value will be sent to you. For complete terms, conditions and restrictions that apply to the Avion Rewards program, please visit: or call 1-800 ROYAL® 1-2 (1-800-769-2512).

This feature is only available to Business Owners. Supplementary cardholders who also have a personal RBC Avion Visa Platinum or RBC Avion Visa Infinite card are not eligible to combine points. If there are multiple Business Owners I) combining Avion points between business and personal RBC Avion Visa Platinum or RBC Avion Visa Infinite cards is only available to one Business Owner, II) Avion points from all RBC Avion Visa Business cards can only be combined into the account of one Business Owner, and III) only that Business Owner will also be able to combine Avion Rewards between his/her business and personal RBC Avion Visa Platinum or RBC Avion Visa Infinite cards.

Subject to credit approval. If you are a Primary Business Cardholder on a RBC Avion Visa Business account (“Business Avion”) and you also are the primary cardholder on a personal RBC Avion Visa Platinum or RBC Avion Visa Infinite account (“Personal Avion”), the annual fee of either your Business Avion or Personal Avion card, at your choice, will be rebated from $120 to $50, every year, as long as you remain a Primary Business Cardholder on the Business Avion account and a primary cardholder on the Personal Avion account and both cards are in good standing. If you have more than one Personal Avion or Business Avion cards, the annual fee of that additional card will continue to be $50. No rebate will be applied retroactively, which means that depending on which card you want the rebate to be applied to, you may have to wait to your next annual renewal to benefit from the rebate. Royal Bank of Canada reserves the right to withdraw this offer at any time.

Coverage underwritten by RBC Insurance Company of Canada.

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Coverage underwritten by Aviva General Insurance Company.

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Coverage underwritten by Aviva General Insurance Company in Quebec and by RBC Insurance Company of Canada in the rest of Canada.

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Coverage underwritten by Royal & Sun Alliance Insurance Company of Canada.

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Subject to credit approval. The variable annual interest rate will be determined based on information you provide on the application and any credit bureau information. The annual interest rate is based on the Prime Rate plus an additional premium that ranges between 0.9% and 6.9%. Your premium will be calculated on an annual basis and could only change once a year. Prime Rate means the annual rate of interest Royal Bank of Canada announces from time to time as a reference rate for determining interest rates on Canadian dollar commercial loans in Canada. Our Prime Rate in effect on the first business day of the month will be the Prime Rate we use for the purposes of calculating your annual interest rate for the statement period ending in that month, even if our Prime Rate has changed during the month. As of the date of this letter, the Prime Rate is: 2.7%. The Prime Rate may fluctuate from time to time. It can be found in all our branches or online at .

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Assured Assistance Inc. cannot accept responsibility for the actual performance of any person or company made available to assist you.

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Up to your available credit in Canadian funds. Subject to daily limits.

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Discounts provided will appear as credits on your monthly credit card statements 8-10 weeks after purchase date. All terms, conditions and restrictions applicable to the Visa SavingsEdge Program are established by Visa Canada Corporation ("Visa"). Visa, not Royal Bank of Canada, is responsible for the Program. For details, visit .

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Visa SavingsEdge is an automated discount program offered by Visa Canada Corporation to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system (a “Qualifying Purchase”). All insurance is subject to limitations and exclusions. Please refer to the Certificate of Insurance in your welcome kit for complete details.

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Trip Cancellation insurance is subject to a limit of $1,500 for each Covered Person (to an overall maximum of $5,000 for all Covered Persons) per trip, and it protects eligible cardholders against the cost of non-refundable travel arrangements that were purchased with your RBC Avion Visa Business card if the trip is cancelled prior to your departure due to an unexpected or unforeseen covered risk. Trip Interruption insurance is subject to a maximum limit of $5,000 for each Covered Person, per trip, for a total maximum of $25,000. This coverage provides reimbursement for the non-refundable unused portion of your prepaid travel arrangements purchased with your RBC Avion Visa Business card, and interrupted due to a covered risk, including the extra costs of economy class transportation to your departure point. Please refer to the Insurance Certificate for complete details regarding these coverages.

Manage Your Business Credit Card Online

Save on gas at Petro-Canada

Manage Your Credit Card Online

Receive Your Statements Online

Avion Rewards

How to Redeem

RBC Avion Cards Give You the Flexibility You Deserve

Reward Yourself, You Choose

See Just How Easy It Is to Reward Yourself

Avion Rewards Online News

Watch Your Points Add Up

The RBC Security Guarantee Is Our Pledge to You