RBC® Avion® Visa Infinite Business

Designed to meet the ever-evolving needs of your business, your card acts as a business cash flow solution, providing you with the purchasing power, expense management support, travel privileges and insurance coverage* you need, so you can spend more time doing what you do best – running your business.

Your Card Benefits

From premium travel benefits to powerful reporting tools, your Avion Visa Infinite Business card is here to support your immediate plans and long-term goals, whatever they may be.

Key Features

Earn Points Faster

With your new RBC Avion Visa Infinite Business card, you’ll earn 1.25 Avion points per $1 spent in net purchases with your card, on up to $75,000 per year1. Consolidate your business spending on your card and you’ll reach exciting rewards even faster.

Where Will Your Points Take You?

Check out the RBC Business Rewards Calculator to see how many points you’re on track to earn in the first year with your card.

Visa Reporting and Payment Controls

Access transaction data and control business spending with the help of Visa Business Reporting and Visa Payment Controls. Included with your card, these powerful expense management tools can help you make more informed decisions about your business.

Learn More

Additional Benefits

Premium Travel Benefits

Benefit from access to 1,300+ airport lounges worldwide, plus valuable airport dining and spa offers provided via Visa Airport Companion(opens to external site)2.

A Suite of Comprehensive Insurance Coverages*

Get up to speed on your insurance coverage, so you can enjoy peace of mind while travelling and avoid paying twice for the valuable protection you need.

Visa Infinite Benefits

Business concierge service and exclusive Visa Infinite benefits add a touch of luxury to your travels with premier privileges and attention.

Your complimentary Visa Infinite Business Concierge can help take care of just about any request – from making dining reservations to booking events and organizing travel itineraries3. Your concierge is available 24/7 and can be reached at 1-888-853-44581-888-853-4458.

Your Avion Visa Infinite Business card gives you access to room upgrades, best available rate, free wifi, complimentary breakfast, VIP guest status and late checkout at over 900 luxury hotels around the world4.

Book your room today

The Visa Infinite Dining Series features incredible dining events exclusively for cardholders like you, including once-in-a-lifetime chef collaborations at some of the country’s most anticipated new restaurants4.

See upcoming events and buy tickets

Business Offers

Have you linked your Avion Visa Infinite Business card to your Petro-Points card yet?

Link your cards today and instantly start saving 3 ¢/L on gas every time5. Plus, earn 20% more Avion points and Petro-Points when you pay with your linked card6 and see how quickly your points add up!

Link your cards
Lock and Unlock Your Card

Can’t find your RBC credit card? With the RBC Mobile7 app, you can lock your card temporarily. This eliminates the worry of your card getting misused until you find it. Unlocking it is just as easy.

Simply log into the RBC Mobile app or RBC Online Banking for business and choose your Avion Visa Infinite Business card to lock and unlock it.


Sign in with your business account to see your offers from great brands. Load offers to get cash savings or bonus Avion points on business spend.

Learn More about Avion Rewards

Services Beyond Banking

Did you know as an RBC business client you have access to a number of special offers and services beyond banking?

View Beyond Banking offers

Redeeming For Rewards

Enjoy choice and value when using your Avion points towards what matters most to you – whether you choose to fly on any airline, any flight, any time8; or to redeem for merchandise or gift cards9, for you or for your business.

Did you know?

The Avion points earned from all your Avion Visa Infinite Business cards can be rolled up to one account, so you can earn points towards the rewards you want even faster. Plus, you can combine these points with those earned on your personal Avion card10, helping you redeem sooner than ever before.

So many ways to use your points

Travel the World on Points


From flights to hotels to rental cars, you have a world of choice when redeeming your points for travel. Plus, booking is easy! Reserve flights, hotel stays, cruises, vacation packages, and car rentals instantly on the Avion Rewards website or app, powered by Orbitz.


Take Your Points Shopping


Redeem your points for the latest Apple products and accessories, shop the Best Buy catalogue of 50,000+ products, choose from thousands of merchandise items, or take advantage of our wide selection of gift cards when you want to reward yourself or your employees9. With so many rewards to choose from, it’s easy to find something for you or your business.

Shop now

Convert Points

Convert Points

Part of another loyalty program? Don’t let it go to waste. Convert your Avion points to a wide variety of partner loyalty programs – including American Airlines, Asia Miles, British Airways or WestJet.

Convert now

Payback with Points

Payback with points

No travel plans for a while? Why not pay down your credit card balance with the points you have earned11? When you Payback with Points it’s like you’re redeeming for virtually anything you’ve purchased with your card. Simply sign into RBC Online Banking and click the Payback with Points link to get started.

Sign in to RBC Online Banking

Donate to Charity

Donate to charity

Want another way to make a difference in your community? Use your points and donate to charities that matter to you – such as Ronald McDonald House, Own the Podium and Hope Air.

See all charity options

RBC Financial Rewards®

RBC Financial Rewards

From paying down your mortgage to contributing to RBC investment products, choose to use your Avion points to create a healthy financial future for yourself, your business or your family12.

Learn more about RBC Financial Rewards

Visa Spend Clarity for Business

Visa Spend Clarity for Business allows businesses to get a clear view and full control of employee expenses on the go with near real-time alerts and notifications of spend. They can track spending, categorize expenses and add receipts all via Spend Clarity Business mobile app, also allowing them to set up and manage each employee with specific, personalized spending controls and transaction limits.

Enroll now

Visa Spend Clarity for Business

Stay on top of your business cash flow, and control employee card spend with a convenient expense management tool that’s available for both your desktop and your mobile device. With Visa Spend Clarity for Business, you’ll quickly see the impact of being able to track credit card purchases and understand spending patterns – ultimately helping you make smarter business decisions.

Helpful Tips

  • Use your RBC Avion Visa Infinite Business card instead of cheques to pay suppliers. This way, you can skip the effort that comes with manual tracking and easily manage your spending through Visa Spend Clarity for Business.
  • Easily customize each of your employee’s business credit cards so you can control where, when and how they are used. This gives you the peace of mind knowing that your employees are using their cards appropriately and for business-approved expenses.
  • After signing up, take the time to set up transaction categories. For example, if you ever use your RBC Avion Visa Infinite Business credit card for personal expenses, you can create custom transaction categories, such as “Personal” or “Tax Deductible”. You’ll save so much time come tax season!
  • Transaction notifications are available through the Spend Clarity Business mobile app. You can add notes or receipts immediately after you or an employee makes a purchase. Download the free “Visa Biz Receipts” app in the Apple App Store(opens to another site) or Google Play (opens to another site).
  • Did you know you can connect your accounting software to Visa Spend Clarity for Business? This enables automatic transfer of data, saving you the time and effort of manual entry. Visa Spend Clarity for Business supports integration with Intuit QuickBooks Online version, Xero and Sage.

Ready to Enroll?

Start making informed decisions about your business and better manage costs across your company.

Enroll now


Payment due dates vary for each RBC Royal Bank credit card. Your due date will appear on your credit card statement. To verify your due date, call 1-800-769-25121-800-769-2512

The minimum payment amount will appear on your monthly credit card statement in the box marked "Minimum Payment". It will normally be $10 plus the Interest and the Fees, as shown on the Calculating Your Balance section of your statement. If your New Balance is less than $10 or less than the calculated Minimum Payment, you must pay the New Balance. This minimum payment may also include any past due amounts and any portion of the total new balance owing that is more than your credit limit. The minimum payments required vary for each RBC Royal Bank credit card and depend on other factors such as your cards credit limit. If you choose not to pay the full balance owing on your RBC Royal Bank credit card, you must pay at least the minimum payment due each month to maintain a good credit rating.

Learn more about minimum payment.

You can make payments on your RBC Royal Bank credit card at any time. RBC Royal Bank offers a range of methods to suit your personal financial style, such as convenient online banking over the Internet, or automated banking designed so you'll never need to worry about making your payment on time. In addition, you can pay over the telephone, by mail, in person at one of our branches, or at a conveniently-located RBC Royal Bank ATM.

Find out more about the different ways to pay

If you suspect that your RBC Royal Bank credit card is being used without your knowledge or consent, please call Customer Service immediately at 1-800-769-25121-800-769-2512 and a representative will help you.

Yes, you can call Customer Service at 1-800-769-25121-800-769-2512 and a representative will help you.

This is the maximum amount of credit you have on your RBC Royal Bank credit card. It will appear on your monthly RBC Royal Bank credit card statement.

Your credit limit is determined based on your credit history and your income. If you would like to request a higher limit, contact our Credit Department at 1-800-769-25121-800-769-2512 and a representative will be pleased to review your account with you.

If you attempt to make a purchase that exceeds your credit limit, your purchase MAY be declined. If a purchase is approved, by allowing you to exceed your credit limit, you will be charged an overlimit fee. To discuss an increase to your credit limit, call our Credit Department at 1-800-769-25121-800-769-2512.

The grace period is the number of days between the date your monthly statement is issued and the date your payment is due. You have a minimum 21 day interest-free grace period for new purchases. You can avoid interest on those new purchases by paying your balance in full on or before the payment due date.

Choosing from a wide selection of exciting merchandise offers, travel rewards and partner discounts is just one of the benefits of carrying an RBC Royal Bank credit card. Ensuring that your rewards are as easy to redeem as they are to earn, is just one of the ways that we thank you for your business. You can call our Customer Service at 1-800-769-25121-800-769-2512 and a representative will help you. See some of the rewards available through the Avion Rewards program.

View all FAQs