Starting a Business

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Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

All other trademarks are the property of their respective owner(s).

MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation.

For sole proprietorship registration “$89 back” offer is inclusive of any applicable taxes, and for incorporation, “$300 back” offer is inclusive of any applicable taxes (“Offer”). Offer available when you register or incorporate with Ownr and open a new RBC business deposit account (“bank account”) within 60 days (“Qualifying Criteria”). Once you complete the Qualifying Criteria, you must log back into your Ownr account and click ‘Refund Me’. You will receive the refund to your bank account within 7-10 business days of clicking ‘Refund Me’ . To qualify for this Offer your bank account must remain open for a period of 1 year from the date your bank account is opened. If you received this Offer then changed or closed your bank account within 1 year, we reserve the right to debit your bank account for the value of this Offer, plus applicable taxes, even if this places you into overdraft. Offer may be revised or withdrawn at any time without notice. No minimum account balance required.

Terms and conditions apply. Promotion runs from July 17, 2020 to May 30, 2021 (“Offer Period”). To be eligible for a 6-month fee waiver on the Bookmark Business Plan (“Offer”), you must be or become a Moneris merchant, have an RBC personal or business bank account for the settlement of transaction proceeds and sign up for a Bookmark Business Plan during the Offer Period. Monthly fee of $39.95 shall apply after the expiry of the 6-month fee waiver period on the Bookmark Business Plan which may be cancelled at any time. Offer is subject to change, cancellation or withdrawal at any time. Please click here(opens to external site) for complete details of offer terms and conditions, including additional restrictions regarding offer eligibility.

This offer is only available to Royal Bank of Canada (RBC) business clients and is non-transferable. RBC business clients will receive free access to the GrantMatch Funding Assessment and Strategy Tool (FAST). RBC business clients who wish to access the FAST more than once must contact GrantMatch directly. Upon completing a FAST assessment, RBC business clients can get access to preferred pricing for GrantMatch grant writing services (where GrantMatch personnel will assist with the completion and submission of a grant application) and GrantMatch Premium (where GrantMatch funding specialist will assist in developing long term strategic grant strategy, offer guidance on the grant application process and if a grant is awarded will assist with reporting and compliance requirements) (“Offer”).

Preferred pricing for GrantMatch grant writing services consists of the following which is a 20% discount from GrantMatch’s standard pricing for GrantMatch grant writing services:
(1) Hourly rate $175.

Preferred pricing for GrantMatch Premium consists of the following options which are a 20% discount from GrantMatch’s standard pricing for GrantMatch Premium:
(1) an hourly rate $175; or
(2) a percentage fee model which is based on a percentage of approved funding:
- Up to $250,000 = 20% fee (of the first $250,000 of approved funding)
- Between $250,000 - $499,999 =16% (of approved funding)
- Between $500,000 - $999,999 =12% (of approved funding)
- More than $1mm = 8% (of approved funding)

Preferred pricing does not include HST. This Offer is valid from March 22, 2021 to Jan 31, 2022,. GrantMatch Corp., not Royal Bank of Canada, is responsible for all terms and conditions applicable to your GrantMatch services, which are available at: https://ca.grantmatch.com/gm-terms-of-use-ca. Offer may not be combined or used in conjunction with any other offer(s). GrantMatch and RBC each reserve the right to discontinue or modify this Offer at any time.