Business Banking with Premium Benefits

RBC Ultimate Business™ Account Package

A comprehensive solution, RBC Ultimate Business includes multiple unlimited features in one flat fee, so you don’t have to keep track of the details.

Monthly Fee:

Package Includes:
Unlimited electronic debit and credit transactions1

Unlimited Interac e-Transfer Transactions2

Unlimited items deposited (processing fees apply)3

Unlimited Moneris deposits

Unlimited electronic cheque deposits11

100 paper transactions4

$25,000 cash deposited

Monthly fee waiver with $75,000 minimum daily balance7

10,000 bonus RBC Rewards points upon approval for an RBC Avion Visa Infinite Business credit card or an RBC Commercial Avion credit card5

RBC Express Core set-up fee waiver ($50 value)

Minimum Balance:

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This Account May Be Right for Your Business If:

  • You have medium to high transaction volumes

  • You need the flexibility to bank in both electronic and branch channels

  • You want most of the banking transactions you need included in one monthly fee

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Business banking solutions to help your business thrive

Account Details

No Need to Count Your Transactions

With unlimited electronic debit and credit transactions1 plus 100 paper transactions per month4, you can spend less time keeping track of how much you use your account.

Put Your Money to Work Sooner

Simplify your payments by depositing your cheques using the RBC® Mobile app8 or RBC ATM. With unlimited electronic cheque deposits11, you can put money back into your business faster.

Make Fast and Secure Payments

Pay your employees, vendors and suppliers from your computer or mobile device using Interac e-Transfer transactions2 unlimited with your account.

Make it Easier For Customers to Pay You

Accept payments from your customers however they want to pay you, thanks to unlimited Moneris deposits for credit card and debit card transactions.

Pay No Monthly Fees

With a minimum daily balance of $75,0007, your monthly fee is waived.

Additional Details

  • Free cash deposits: Up to $25,000

  • Manage Your Money Anytime, Anywhere: Enjoy 24/7 access to your account through RBC Online Banking for business, the RBC Mobile app and RBC Telephone Banking.

  • 10,000 Bonus RBC Rewards Points: Receive an additional 10,000 RBC Rewards points5 when you are approved for the new RBC Avion Visa Infinite Business6 or the RBC Commercial Avion Visa card, or if you already hold one of these two cards at the time you open an RBC Ultimate Business account package.

  • Save on RBC Express: Enjoy a fee waiver on the RBC Express Core Services set up fee.

Extra Benefits

  • Instant Fuel Savings at Petro-Canada: Link your card and instantly save 3¢/L on fuel9 and always earn 20% more Petro-Points10 at Petro-Canada locations.

  • Services Beyond Banking: Whether you are a new business owner or a seasoned veteran, as an RBC business client you get access to special offers and support from a wide range of services that can help you manage and grow your business. Learn More about Beyond Banking

  • RBC Offers: With RBC Offers, you can get personalized offers, bonus RBC Rewards points, and cash savings from great brands for your business. Learn More about RBC Offers

Fee Details

Monthly Fee: $100.004

Monthly fee is waived with $75,000 minimum daily balance7

Monthly fees and volumes

Monthly fees and volumes
Electronic debits and credit transactions1 Unlimited
Paper transactions 100 included; $1.25 each thereafter
Items Deposited3 Unlimited
Mobile & ATM cheque deposits11 Unlimited
Send Interac e-Transfer Unlimited
Moneris deposits Unlimited
Cash deposits Up to $25,000: Free
Over $25,000:
$2.50 per $1,000 (branch)
$2.25 per $1,000 (ATM)
$2.25 per $1,000 (Night and Day)12
Electronic No charge
Paper statement without images $3.50
Paper statement with images $4.50
Bonus with eligible business credit card5 10,000 RBC Reward points
RBC Express Core Services set up fee waiver $50.00

You May Also Consider

Separate Your Business Expenses

Manage business expenses large and small when paying with your business credit card.

Premium Online Banking

Manage multiple entities and delegate banking to others through RBC Express® online banking.

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