Commercial Cash Back Visa Card

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Control, Insights and Unlimited Cash Back

Earn 0.5% Cash Back on all purchases, with no limit to the amount you can earn^.

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Reward Type: Cash Back

Purchase Rate: 19.99%

Annual Fee: $60

This Card Is Good for Your Business If:

You want to earn Cash Back for your company
Need insights through powerful card management and reporting tools
Want to improve cash flow by extending the company's days payable up to 51 days^∆

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business?

Tell us about your business and we will find you the right solution.

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Tell us about your business and we will find the solutions that are right for you.

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Key Features

Take Control of Your Company’s Expenses

RBC NextLogic is a self-serve, easy-to-use online tool that lets you manage spend controls and credit limits on your expense cards in real-time, share credit limits between cards, view balances, customize reports, search transactions and retrieve monthly card statements.

Easy and Convenient to Earn Cash Back

Earn 0.5% Cash Back on all purchases, with no restrictions or caps^

Calculate your company’s annual earning potential

Redeem Your Cash Back Rewards When and How You Want

Cash out your Cash Back rewards any time you reach $25 - or let your balance add up throughout the year^^
You have the option to choose to have your Cash Back reward applied toward your overall credit card account balance or deposited into a business deposit account.

Insurance & Protection

Purchase Security¹

Protects eligible business purchases charged to your Commercial Cash Back Visa card against theft, loss or damage for 90 days from the date of purchase.

Extended Warranty¹

Doubles the manufacturer's original Canadian warranty by up to one additional year. This valuable coverage protects all eligible business items that are purchased on the card.

Corporate Liability Waiver Insurance²

Protects your business against unauthorized charges by employees up to $100,000.

Zero Liability Protection^††

Eliminates company liability for fraudulent card transactions.

Additional Benefits

Speed, Convenience and Security

Use Visa payWave when paying for small purchases. Just tap your card and you’re on your way.

Empower Your Employees

Both the business name and cardholder name appear on the card, allowing your employees to present themselves as business professionals.

Ready to Apply?

Contact Your RBC Royal Bank Account Manager

Have a Specialist Contact You

You May Also Be Interested In:

Documentation

Resources

Master Client Agreement

Making Payments

Reduce the amount of time you spend making payments

More About Making Payments

Operating Line of Credit

Access the credit you need, when you need it, to run your business smoothly with a line of credit.

More About Operating Line

Premium Online Banking

Manage multiple entities and delegate banking to others through RBC Express^® online banking.

More About RBC Express

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™/®

Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡

All other trademarks are the property of their respective owner(s).

††

You are protected with Zero Liability protection, which means you are not liable for fraudulent charges provided you have taken reasonable precautions to protect your PIN and your card, as set out in your Commercial Card Program Service Materials.

∆

51 more days refers to the maximum number of interest-free days before you must pay your RBC credit card after a purchase is made (based on a card with a 21 day grace period). To achieve this you must use your credit card to pay your supplier and ensure the payment is posted immediately after your statement closes.

You will earn $0.50 back for every $100.00 (0.50% Cash Back Credit) in Net Purchases (including pre-authorized bill payments, unlimited, each time an RBC Commercial Cash Back Visa is used to pay). Cash Back Credits are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Cash Back Credits earned by the amounts originally charged. For complete details, please refer to the RBC Cash Back Program Terms and Conditions at:

Provided your New Cash Back Balance is $25.00 or more, Cash Back Credits earned during the year will i) automatically be credited to your January Account balance and appear on your February monthly statement, ii) and/or be credited to your account at any other time, upon request. Cash Back Credits are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the cash back credits earned by the amounts originally charged. For complete details, please refer to the RBC Cash Back Program Terms and Conditions at

Coverage underwritten by Aviva General Insurance Company in the province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

Coverage underwritten by Royal & Sun Alliance Insurance Company of Canada.

Commercial Cash Back Visa

Control, Insights and Unlimited Cash Back

This Card Is Good for Your Business If:

Not sure if this product is right for your business?

Key Features

Insurance & Protection

Additional Benefits

Ready to Apply?

Contact Your RBC Royal Bank Account Manager

You May Also Be Interested In:

Documentation

Resources

Making Payments

Operating Line of Credit

Premium Online Banking

Choose your card

Not sure if this product is right for your
business?