commercial cash back visa card

Control, Insights and Unlimited Cash Back—All in One Card Program

Earn 0.5% Cash Back credits on eligible purchases, with no limit to the amount you can earn.

Reward Type: Cash Back

Purchase Rate: 19.99%

Annual Fee: $60

This Card Is Good for Your Business If:

  • Want to earn cash back for their company

  • Looking to redeem earned Cash Back credits when it’s right for the business

  • Need insights through powerful card management and reporting tools

Key Features

Easy and Convenient to Earn Cash Back

Earn 0.5% Cash Back credits on all eligible purchases, with no restrictions or caps^

Redeem Cash Back Credits When and How You Want
  • Cash Back credits become eligible to redeem as soon as your company has earned $25 in Cash Back credits – otherwise, your credit will appear on your statement in February.
  • You have the option to choose to have your credits applied toward your overall balance or deposited into a Business Deposit Account.
Take Control of Your Company’s Expenses

RBC NextLogic is a self-serve, easy-to-use online tool that lets you manage spend controls and credit limits on your expense cards in real-time, view balances, customize reports, search transactions and retrieve monthly card statements.

Insurance & Protection


Protects eligible business purchases charged to your Commercial Cash Back Visa card against theft, loss or damage for 90 days from the date of purchase.


Doubles the manufacturer's original Canadian warranty by up to one additional year. This valuable coverage protects all eligible business items that are purchased on the card.


Protects your business against unauthorized charges by employees up to $100,000.


Eliminates company liability for fraudulent card transactions.

Additional Benefits

Use Visa payWave when paying for small purchases. Just tap your card and you’re on your way.

Both the business name and cardholder name appear on the card, allowing your employees to present themselves as business professionals.

Fee Details

Annual Fee: $60

Ready to Apply?

Contact Your RBC Royal Bank Account Manager
Find a Specialist
Call our 24/7 Business Helpline

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