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Maximize Your Interest and Put Surplus Funds to Work for You
Earn competitive interest rates on your available funds and have immediate access to your money when you need it.
Monthly Fee:
No minimum monthly fee
Transactions Included: Unlimited electronic credits
Minimum Balance:
$100,000 for interest calculations
Locate a Branch Near You
Find a Branch
Call our 24/7 Business Helpline
1-800-769-2520This Account May Be Right for Your Business If:
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You operate a commercial-sized business and have surplus funds of $100,000 or more to invest
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You are seeking the benefits of investing for 30 days or longer, but still want quick, easy access to funds
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You want to earn interest1 in keeping with current market rates
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business?
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Get startedAccount Details
Tiered Interest Rates Start at $100,000
As your balance in the Premium Investment Account grows, so does the interest rate you receive on those funds.
Easy to manage
No need to call for daily quotes or track maturities, your balance will earn interest until your business needs it.
Free Unlimited Electronic Credits
Electronic deposits and transfers can be made at any time at no cost.
Additional Details
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24/7 Access to Your Account: Manage your money anytime, anywhere through RBC Online Banking for business.
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800+ Branches and Over 4200 ATMs: Enjoy easy access to your money through the largest combined network of ATMs and branches in Canada.
Fee Details
Monthly Fee: No minimum monthly fee
View Full Pricing ChartRoyal Premium Investment Account ®
| Transaction | Fee |
|---|---|
| Debits/Cheques | 2 free; $5.00 each thereafter |
| Electronic Credits/Deposits | Unlimited |
| Paper Credits/Deposits | $2.50 each |
| Items Deposited | $1.00 each |
| Cash Deposited | $10.00 per $1,000 |
All other transactions are subject to standard pricing.
Interest Details
The minimum daily balance required to earn interest is $100,000
View Interest RatesRoyal Premium Investment Account
Deposit interest is calculated on the applicable portion of the daily closing credit balance in each tier at the corresponding rate for the tier.
* The minimum daily closing credit balance required to earn interest is $100,000
| Balance Tiers | Interest Rate [%] |
|---|---|
| $25,000,000 and over | 4.950 |
| $10,000,000 to $24,999,999.99 | 4.500 |
| $5,000,000 to $9,999,999.99 | 4.450 |
| $1,000,000 to $4,999,999.99 | 3.500 |
| $500,000 to $999,999.99 | 3.250 |
| Under $500,000* | 2.500 |
NOTES
- Interest is paid on the 2nd business day of each month backdated to the first day.
- The interest rate is an annual interest rate.
- The interest calculation is a simple interest calculation.
- Interest rates are subject to change at anytime without notice.
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