The Functionality of a Line of Credit Combined With the Convenience of Credit Card
Get easy access to the credit you need, when your business needs it – at a low, competitive interest rate for no annual fee. Plus, earn RBC Rewards points that you can use to invest in your business.Find a Branch 1-800-769-2520
From Prime + 2.9% to 11.9%8
$0 (max. of 1 additional card)
This Card Is Good for a Business Owner Who Wants:
A card for owners only (up to 2 cards available per company)
An unsecured line of credit in the convenience of a credit card
To earn rewards with no annual fee
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Tell us about your business and we will find you the right solution.Get started
Tell us about your business and we will find the solutions that are right for you.Get started
Earn RBC Rewards Points
Earn 1 RBC Rewards point for every $2 spent in net purchases with your card1. Check out the RBC Business Rewards Calculator to see how quickly your points can add up!
Redeem for Merchandise2, Gift Cards or Financial Rewards
RBC Rewards points can be used for more than just travel - use your points to invest in your business, provide incentives to employees, pay back your balance or simply reward yourself.
Keep Track of Your Business Spending
A dedicated business credit card lets you separate your business and personal expenses, which can help identify tax-deductible purchases.
Instant Fuel Savings at Petro-Canada‡
Link your card3 and instantly save 3¢/L on fuel4 and always earn 20% more Petro-Points5 and RBC Rewards points6.
Get $0 delivery fees for 3 months from DoorDash9
Add your eligible RBC credit card to your DoorDash account to:
Get a 3-month complimentary DashPass subscription10 – a value of almost $30
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card
Earn bonus points while you shop, make your RBC Rewards credit card even more rewarding.
- Calculate your annual rewards potential
Redeem points online for the latest tech products at Apple‡ and Best Buy‡, gift cards/certificates at today’s hottest stores, specially selected merchandise items or RBC Financial Rewards®.
Redeem for air travel rewards from the Air Travel Redemption Schedule. Book any flight, on any airline at anytime, instantly. RBC Rewards program is the only rewards platform that uses an online booking tool that’s powered by Orbitz‡
Enjoy other travel rewards including packaged holidays, hotels, car rentals, cruises and tours.
Whether you want to reward yourself or your employees, or even reinvest in your business, RBC Rewards provides you with plenty of redemption options.Learn More about RBC Rewards
Insurance & Protection
Protects eligible business purchases1 charged to your Visa CreditLine for Small Business card against theft, loss or damage for 90 days from the day you buy them
Doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items5 that are purchased on your Visa CreditLine for Small Business card.
Fraud Prevention and Enhanced Security
Our 24-hour worldwide fraud detection keeps your card safe, while Visa’s Zero Liability eliminates your liability for fraudulent card transactions, provided you protect your PIN and card. Chip and PIN technology offers extra security with every purchase.
You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock. Learn More.
Speed, Convenience and Security
Use Visa payWave when paying for small purchases. Just tap your card and you’re on your way.
Manage Your Credit Card Online
With RBC Online Banking, you can pay your credit card and other bills, transfer and receive funds, and check your balances – online, anytime.
Life and Disability Coverage protects you and your family in the event of the unexpected, and optional Travel Insurance offers peace of mind when you travel for business or pleasure.
You May Also Consider:
$6 Small Business Account
A low monthly fee account offering flexibility and savings.
Investing in the Future
RBC MarketSmart® GICs
Enjoy the growth potential of equity markets while protecting your original investment.
Ready to Apply?
How many employees do you have?
Call our 24/7 Business Helpline1-800-769-2520
Locate a Branch Near YouFind a Branch
Contact a Business SpecialistFind a Specialist
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View Legal DisclaimersHide Legal Disclaimers
Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.
The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 3 month or 12 month Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.
DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.
Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.
You are only eligible for one 12 month Complimentary DashPass Subscription and one 3 month Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 3 month Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.
12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Avion Visa Platinum, RBC Avion Visa Infinite , RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, RBC Cash Back Preferred World Elite Mastercard, RBC Cathay Pacific Visa Platinum, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business cardholder.
You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa Gold, RBC U.S. Dollar Visa Gold, RBC Rewards Visa Gold, RBC RateAdvantage Visa, WestJet RBC Mastercard, RBC Visa Business, RBC Visa Business Gold, RBC Visa CreditLine for Small Business, or RBC Business Cash Back Mastercard.
You are eligible for a Complimentary DashPass Subscription for 3 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 3 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www.doordash.com/dashpass (opens to external site). For full DashPass for RBC Program Terms and Conditions, visit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf.