The Functionality of a Line of Credit Combined With the Convenience of Credit Card
Get easy access to the credit you need, when your business needs it – at a low, competitive interest rate for no annual fee. Plus, earn RBC Rewards points that you can use to invest in your business.Find a Branch 1-800-769-2520
$0 (max. of 1 additional card)
From Prime + 2.9% to 11.9%8
Cash Advance Rate:
Prime + 2.9% to 11.9%
This Card Is Good for a Business Owner Who Wants:
A card for owners only (up to 2 cards available per company)
An unsecured line of credit in the convenience of a credit card
To earn rewards with no annual fee
Earn RBC Rewards Points
Redeem for Merchandise2, Gift Cards or Financial Rewards
RBC Rewards points can be used for more than just travel - use your points to invest in your business, provide incentives to employees, pay back your balance or simply reward yourself.
Keep Track of Your Business Spending
A dedicated business credit card lets you separate your business and personal expenses, which can help identify tax-deductible purchases.
Instant Fuel Savings at Petro-Canada‡
Earn bonus points while you shop, make your RBC Rewards credit card even more rewarding.
- Calculate your annual rewards potential
Enjoy other travel rewards including packaged holidays, hotels, car rentals, cruises and tours.
Whether you want to reward yourself or your employees, or even reinvest in your business, RBC Rewards provides you with plenty of redemption options.Learn More about RBC Rewards
Sign in with your business account to see your offers from great brands. Load offers to get cash savings or bonus RBC Rewards points on business spend.Learn More about RBC Rewards
Insurance & Protection
Protects eligible business purchases1 charged to your Visa CreditLine for Small Business card against theft, loss or damage for 90 days from the day you buy them
Doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items5 that are purchased on your Visa CreditLine for Small Business card.
Our 24-hour worldwide fraud detection keeps your card safe, while Visa’s Zero Liability eliminates your liability for fraudulent card transactions, provided you protect your PIN and card. Chip and PIN technology offers extra security with every purchase.
You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock. Learn More.
Use Visa payWave when paying for small purchases. Just tap your card and you’re on your way.
With RBC Online Banking, you can pay your credit card and other bills, transfer and receive funds, and check your balances – online, anytime.
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Digital Account Package
Save time and money when you bank electronically.
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* Only applicable to clients who enrolled before June 1st, 2020. This product is no longer available for new enrollments.