Government-Guaranteed Loans to Support the Growth of Your Business

Small businesses looking to purchase or improve their assets for new or expanded operations could benefit from the Canada Small Business Financing Loan (CSBFL). This loan is a government-sponsored loan program that offers up to $1,000,000 ($350,000 for equipment and leasehold improvements) to small businesses in Canada.

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1-800-769-2520
Loan Calculator

If you’re looking to finance business growth, new equipment or more staff, our business loan calculator will help you determine the monthly payment and interest costs for various types of loans*.

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A Canada Small Business Financing Loan Is Commonly Used For:

  • New businesses looking for financial support to start or grow a company
  • Established businesses experiencing issues with cash flow as a result of a large investment
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Key Benefits

Loan Is Guaranteed

85% of the loan is guaranteed by the Federal government.

Previous Purchases Are Eligible

Purchases made within the past six months are eligible for financing.

Repayment Options That Work for You
  • Floating rate principal plus interest
  • Floating rate principal including interest (blended payments)
  • Fixed rate principal plus interest rate
  • Fixed rate principal including interest (blended payments)
Terms That Meet Your Needs
  • Equipment loans up to a 10-year amortization
  • Leasehold improvements up to a 7-year amortization
  • Real property loans/ immovable up to 15-year amortization

What Else Do You Need to Know?

Business Loan Insurance Plan** is available for the Canada Small Business Financing Loans (certain conditions may apply).

Fee Details

Document preparation fee: $175

Application fee: $100

Renewal fee $0 (if stand-alone CSBFL)

Registration Fee: One-time Federal Government registration fee of 2% of the loan amount (which may be included in the amount borrowed)

A 1.25% Administration Fee is included as part of your interest rate

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1-800-769-2520
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