business cashback card

Turn Your Business Purchases Into Business Savings

Enjoy all of the purchasing power, flexibility and security you expect in a business credit card with no annual fee, plus get 1% cash back on your purchases* to reinvest in your business.

Find a Branch 1-800-769-2520

Reward Type: Cash Back Credits

Purchase Rate: 19.99%

Annual Fee: $0

Additional Card: $0

This Card Is Good for a Business Owner Who Wants:

  • The benefit of cash over rewards

  • A convenient way to reinvest funds back into their business or to reduce expenses

  • A credit card with no annual fee

  • To build a credit history in the name of the business

Key Features

Earn Cash Back on Purchases

Earn 1% cash back on purchases* made on the card.

Take Your Credit When You Want It

Once your cash back balance reaches $25 or more, you can have the full amount credited to your account at any time. Otherwise the cash back credit will automatically be credited to your account every January.

Automatic Enrolment in Mastercard’s Easy Savings Program

The Easy Savings Program provides you and your business with automatic rebates on products and services from participating merchants.

Insurance & Protection


Protect your eligible business purchases charged to your RBC Business Cash Back Mastercard against theft, loss or damage for 90 days from the day you buy them.


Doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your RBC Business Cash Back Mastercard.

With built-in Chip and PIN technology, and Zero Liability protection2 which protects you from fraud.

Additional Benefits

When speed is essential, Mastercard PayPass is like having exact change wherever you go. A simple tap of your card is all it takes to pay at the checkout.

With RBC Online Banking for business, you can pay your credit card and other bills, transfer and receive funds, and check your balances – online, anytime.

Optional Travel Insurance offers peace of mind when you travel for business or pleasure.

You May Also Consider:

Making Transactions

$6 Small Business Account

A low monthly fee account offering flexibility and savings.

Borrowing Money

Royal® Business OperatingLine

Be confident in making purchases, knowing that the funds are there to cover it.

Ready to Apply?

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