business cashback card

Turn Your Business Purchases Into Business Savings

Enjoy all of the purchasing power, flexibility and security you expect in a business credit card with no annual fee, plus get 1% cash back on your purchases* to reinvest in your business.

Apply Now
Already a Client? Sign In To Apply

Annual Fee: $0

Additional Card: $0
(max. of 1 additional card)

Purchase Rate: 19.99%

Cash Advance Rate: 22.99%

This Card Is Good for a Business Owner Who Wants:

  • The benefit of cash rewards over rewards points

  • A convenient way to reinvest funds back into their business or to reduce expenses

  • A credit card with no annual fee

  • To build a credit history in the name of the business

Not sure if this product is right for your

Tell us about your business and we will find you the right solution.

Get started

Tell us about your business and we will find the solutions that are right for you.

Get started

Key Features

Earn Cash Back on Purchases

Earn 2% cash back on purchases* made on your card in the first three months.

Earn 1% cash back on purchases* made on your card after three months.

Check out the RBC Business Rewards Calculator to see how quickly your cash back rewards can add up!

Take Your Credit When You Want It

Once your cash back balance reaches $25 or more, you can have the full amount credited to your account at any time. Otherwise the cash back rewards will automatically be credited to your account every January.

Automatic Enrolment in Mastercard’s Easy Savings Program

The Easy Savings Program provides you and your business with automatic rebates on products and services from participating merchants.

Instant Fuel Savings at Petro-Canada

Link your card3 and instantly save 3¢/L on fuel4 and always earn 20% more Petro-Points5 at Petro-Canada locations.

Get $0 delivery fees for 3 months from DoorDash6

Add your eligible RBC credit card to your DoorDash account to:

  • Get a 3-month complimentary DashPass subscription7 – a value of almost $30

  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Get $0 Delivery Fees
RBC Offers

Sign in with your business account to see your offers from great brands. Load offers to get cash savings or to earn bonus points faster on business spend.

Learn More about RBC Rewards

Insurance & Protection


Protect your eligible business purchases charged to your RBC Business Cash Back Mastercard against theft, loss or damage for 90 days from the day you buy them.


Doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your RBC Business Cash Back Mastercard.

With built-in Chip and PIN technology, and Zero Liability protection2 which protects you from fraud.

Additional Benefits

You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock.

When speed is essential, Mastercard PayPass is like having exact change wherever you go. A simple tap of your card is all it takes to pay at the checkout.

With RBC Online Banking for business, you can pay your credit card and other bills, transfer and receive funds, and check your balances – online, anytime.

Optional Travel Insurance offers peace of mind when you travel for business or pleasure.

You May Also Consider:

Making Transactions

$6 Small Business Account

A low monthly fee account offering flexibility and savings.

Borrowing Money

Royal® Business OperatingLine

Be confident in making purchases, knowing that the funds are there to cover it.

Ready to Apply?

How many employees do you have?

Call our 24/7 Business Helpline


Locate a Branch Near You

Find a Branch