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Business Credit Cards
Get More From Your Business Spending
- Your annual business sales revenue is under $3 million
- You’re looking for simple, secure and convenient payment options
- Help improve your cash flow by extending your days payable
Avion Visa Infinite Business
Earn RBC Rewards points at our fastest rate for business.
- Receive 25,000 welcome points upon enrollment1
- Earn 1.25 RBC Rewards points for every $1 spent in net purchases with your card, on up to $75,000 per year2
- Enjoy a suite of premium insurance coverages† – including Mobile Device Insurance3 and Emergency Medical.
- Access to industry-leading card management and reporting tools
Purchase Rate:
19.99%
Annual Fee:
$175
Additional Card:
$75 (maximum of 9 additional cards)
Best for Business Owners who:
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Want to earn RBC Rewards points at an accelerated rate – with redemption flexibility5
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Need the ability to manage spend controls and credit limits on employee cards
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Want access to customized business reporting
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Are looking to combine the points earned on their employees’ Avion Infinite Business cards into one account, and pool points between business and personal Avion cards6
Moneris to accept debit and credit card payments
Royal® Business OperatingLine to borrow money
RBC Avion Visa Business
Earn RBC Rewards points on every business purchase.
- Receive 20,000 welcome points upon enrollment7
- Earn 1 RBC Rewards point for every $1 spent in net purchases with your card4
- Enjoy a suite of premium insurance coverages†
Purchase Rate:
19.99%
Annual Fee:
$120
Additional Card:
$50
Best for Business Owners who:
-
Want to earn RBC Rewards points – with redemption flexibility5
-
Are looking to combine the points earned on their employees’ Avion Business cards into one account, and pool points between business and personal Avion cards6
Moneris to accept debit and credit card payments
Royal® Business OperatingLine to borrow money
Business Cash Back Mastercard
Get purchasing power, flexibility and security plus earn cash back on every purchase you make on the card.
- Earn 2% cash back* on purchases made on your card in the first three months8.
- Earn 1% cash back* on card purchases after that8
- No annual fee
Purchase Rate:
19.99%
Annual Fee:
$0
Additional Card:
$0 (maximum of 1 additional card)
Best for Business Owners who:
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Are interested in earning cash back, not rewards points
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Prefer a no annual fee card
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Are looking to manage business cash flow and want easy-access to credit when needed
Moneris to receive POS payments
Royal® Business OperatingLine to borrow money
Visa Business Card
A convenient and affordable choice that gives you access to funds when your business needs it
- Keep your business and personal expenses separate for simpler tracking and managing of your business expenses
- Build a credit history in the name of your business
Purchase Rate:
19.99%
Annual Fee:
$12
Additional Card:
$12
Best for Business Owners who:
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Are looking for a quick, convenient way to make everyday purchases
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Prefer for a low annual fee
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Want to improve their cash flow with immediate access to credit
Moneris to receive POS payments
Royal® Business OperatingLine to borrow money
Visa CreditLine for Small Business
Give your business the functionality and low interest rate of a line of credit in the convenience of a credit card
- Earn 1 RBC Rewards point for every $2 spent with your card4
- A competitive low interest rate.
- No annual fee
Purchase Rate:
From Prime + 2.9% to 11.9%9
Annual Fee:
$0
Additional Card:
$0 (maximum of 1 additional card)
Best for Business Owners who:
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Own a small business that doesn’t require multiple employee cards
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Want to earn RBC rewards points with no annual fee and a low interest rate
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Want an unsecured line of credit in the convenience of a credit card
Moneris to receive POS payments
Royal® Business OperatingLine to borrow money
Commercial Card Program
More Control Over Your Company’s Travel and Purchasing Expenses, More Flexibility for Your Employees
- Your annual revenue is over $3 million
- You’re looking for a powerful card management and reporting tool that allows you to make changes and view all of your cards in real time — access to RBC NextLogic® is available only on RBC Commercial credit cards
- You want to integrate transaction-level data into expense management systems such as Concur, Certify, Expensify, amongst others
- You’d like to realize savings through improved compliance to expense policies
- You want to extend days payable up to 51 days⁺, identify opportunities for supplier negotiations and reduce manual reconciliation
To qualify for RBC’s Commercial Card Program, your company’s annual revenue must exceed $3 million. If your company’s annual revenue is less than $3 million, you may be eligible for a Business Credit Card.
Have a specialist contact youCommercial Avion Visa
Earn RBC Rewards® points on purchases and access RBC NextLogic, a powerful card management and reporting tool.
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Receive 25,000 welcome points upon enrollment∆
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Earn 1 RBC Rewards point for every dollar spent in purchases4 and redeem for travel, merchandise, gift cards and more5
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Access to RBC NextLogic, an easy-to-use online tool that lets you manage spend controls and credit limits in real time
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Extensive insurances to protect your company, cardholders and employees in the event of the unexpected†
Best for:
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Companies looking for a premium travel rewards program to help offset expenses and gain value on business purchases
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Those who want flexibility in how they can use their points including roll-up to the company or individual earn
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Need the flexibility a real time card management and reporting tool provides
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Companies that want premium travel and Mobile Device3 Insurance coverage†
Commercial Cash Back Visa
Earn Cash Back credits with every eligible purchase
- Earn 0.5% Cash Back on eligible purchases, with no limit to the amount you can earn^
- Cash out your Cash Back credits any time you reach $25 - or let your balance add up throughout the year^^
- Use your Cash Back credits to pay down your balance or reinvest in your business
- Access to RBC NextLogic, an easy-to-use online tool that lets you manage spend controls and credit limits in real time
Best for:
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Companies who want to offset business expenses through cash back
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Growing to mid-sized businesses
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Businesses looking for card management and controls
Commercial U.S. Dollar Visa
Simplify your U.S. expenses and avoid the costs of foreign exchange fluctuations by paying and settling in U.S. dollars.
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Pay for and settle U.S. transactions in U.S. funds
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Avoid foreign currency exchange fees on USD purchases
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Access to RBC NextLogic, an easy-to-use online tool that lets you manage spend controls and credit limits in real time
Best for:
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Companies with employees who travel to the U.S.
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Companies that purchase goods or services from U.S. suppliers
Commercial Visa
An everyday card that makes expense management easy.
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Low annual fee
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A convenient way to make purchases, track expenses and manage business spending
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Access to RBC NextLogic, an easy-to-use online tool that lets you manage spend controls and credit limits in real time
Best for:
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Companies looking for a low annual fee commercial credit card option
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Growing and mid-sized businesses and not-for-profit organizations
Cards for Large Corporations
Large corporations requiring complex expense and purchase card programs with advanced card management, reporting and data capabilities
U.S. Bank Canada Corporate Card
A payment option for travel and entertainment expenses, with detailed transaction data to track policy compliance and supplier management.
Best for:
-
Companies looking for a complete business travel expense management system
U.S. Bank Canada U.S. Dollar Corporate Card
A corporate card that eliminates the hassle and costs associated with travel and entertainment expenses incurred in U.S. dollars.
Best for:
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Companies that do business in the U.S.
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Organizations looking for a complete cross-border business travel expense management system
U.S. Bank Canada Purchasing Card
A payment solution that allows your company to easily acquire the goods and services you need to do business by streamlining time and paper intensive procure-to-pay processes.
Best for:
-
Companies looking for specialty cards such as purchasing, ghost or meeting cards
Let us find a tailored solution just for you
and your business.
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Our Most Popular Credit Cards
Avion Visa Infinite Business
Earn RBC Rewards points on every business purchase and redeem for travel, merchandise, gift cards and more.
Business Cash Back Mastercard
Get cash back on your purchases to reinvest in your business.
Commercial Avion Visa
Earn RBC Rewards points on purchases and access powerful card management and reporting tools.
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