What Do You Need Out of a Credit Card?

Find a solution that fits the unique needs of your business – are you looking to manage day-to-day expenses or a full-scale card program?

Business Credit Cards

Get More From Your Business Spending

  • Your annual revenue is under $3 million
  • Your company needs 1-5 cards
  • You’re looking for secure and convenient payment options

Visa Business Platinum Avion

Manage business expenses while earning RBC Rewards points.

  • Earn 20,000 welcome points upon enrollment
  • Earn 1 RBC Rewards point for every $1 spent on your card4
  • Combine points earned on your employees’ Business Avion cards and between your business and personal Avion accounts
  • Use your points for anything from travel, merchandise, gift cards and more or convert points to pay back your balance
View Details about Visa Business Platinum Avion

Best for:

  • Owners who want to collect RBC Rewards points - with redemption flexibility

  • A built-in suite of premium insurance coverage

Moneris to receive POS payments

Royal® Business OperatingLine to borrow money

Visa Business Card

A convenient and affordable choice that gives you access to funds when your business needs it

  • Separate your business and personal expenses for simpler tracking and managing of your business expenses
  • Build a credit history in the name of your business
View Details about Visa Business Card

Best for:

  • Businesses looking for a quick, convenient way to make everyday purchases

  • Those looking for a low annual fee

  • Owners who want to improve their cash flow with immediate access to credit

Moneris to receive POS payments

Royal® Business OperatingLine to borrow money

Business Cash Back Mastercard

Get purchasing power, flexibility and security plus earn cash back on every purchase you make on the card.

  • Earn 1% cash back on purchases* made on the card to reinvest back in your business
  • No annual fee
  • Apply your cash back credit at any time, once your cash back balance reaches $25
View Details about Business Cash Back Mastercard

Best for:

  • Small and growing small businesses

  • Owners interested in earning cash back, not rewards points

  • Those who prefer a no annual fee card

  • Managing business cash flow and easy-access to credit when needed

Moneris to receive POS payments

Royal® Business OperatingLine to borrow money

CreditLine for Small Business

Give your business the functionality and low interest rate of a line of credit in the convenience of a credit card.

  • No fee, with a competitive low interest rate from Prime + 0.9% to 6.9%14
  • Earn 1 RBC Rewards point for every $2 spent with your card4
  • Use points to invest in your business, reward yourself or incent employees
View Details about CreditLine for Small Business

Best for:

  • Small businesses that don’t require employee cards

  • Owners who want an unsecured line of credit in the convenience of a credit card

  • Those who want to earn rewards with no annual fee and a low interest rate

Moneris to receive POS payments

Royal® Business OperatingLine to borrow money

Commercial Card Program

More Control Over Your Company’s Expenses, More Flexibility for Your Employees

  • Your annual revenue is over $3 million
  • Your company needs 5 or more cards
  • You’re looking for self-serve card management, reporting tools and data integration capabilities
Watch Sneak Peak

Commercial Avion® Visa

Earn RBC Rewards® points on purchases and access powerful card management and reporting tools.

  • Earn 1 RBC Rewards point for every dollar spent4

  • Redeem for travel, merchandise5, gift cards, and more or pay back your balance with points

  • Access to RBC NextLogic, a powerful card management and reporting tool

View Details about Commercial Avion Visa

Best for:

  • Companies looking for rewards on purchases

  • Those who want flexibility in how they can use their points

  • Businesses who want premium travel insurance coverage6

Commercial Visa

An everyday card that makes expense management easy.

  • Low annual fee

  • A convenient way to make purchases, track expenses and manage business spending

  • Access RBC NextLogic, an easy-to-use online tool that lets you manage spend controls and credit limits in real time

View Details about Commercial Visa

Best for:

  • Companies looking for a low fee commercial credit card option

  • Those that do not want to earn cash back or points

  • Growing and mid-sized businesses

Commercial Cash Back Visa

Earn Cash Back credits with every eligible purchase – with no limit to the amount you can earn.

  • Earn 0.5% Cash Back on eligible purchases, with no cap^

  • You can redeem as soon as your company has earned $25 in Cash Back credits

  • Use credits to pay down your balance or reinvest in your business

View Details about Commercial Cash Back Visa

Best for:

  • Companies who prefer a cash back option versus a rewards points program

  • Growing to mid-sized businesses

  • Businesses looking for card management and controls

Commercial U.S. Dollar Visa

Simplify your U.S. expenses and avoid the costs of foreign exchange fluctuations by paying and settling in U.S. dollars.

  • Pay for and settle U.S. transactions in U.S. funds

  • Avoid foreign exchange costs

  • Access RBC NextLogic, an easy-to-use online tool that lets you manage spend controls and credit limits in real time

View Details about Commercial U.S. Dollar Visa

Best for:

  • Companies who travel to the U.S. and/or frequently do business with U.S. suppliers

  • Businesses looking for insurance protection9

Compare Cards

Take a closer look at the differences between RBC Commercial cards.

View Comparison Chart

Cards for Large Corporations

Large corporations requiring complex expense and purchase card programs with advanced card management, reporting and data capabilities

U.S. Bank Corporate Card

A payment option for travel and entertainment expenses, with detailed transaction data to track policy compliance and supplier management.

Best for:

  • Companies looking for a complete business travel expense management system

U.S. Bank Canada U.S. Dollar Corporate Card

A corporate card that eliminates the hassle and costs associated with travel and entertainment expenses incurred in U.S. dollars.

Best for:

  • Companies that do business in the U.S.

  • Organizations looking for a complete cross-border business travel expense management system

U.S. Bank Canada Purchasing Card

A payment solution that allows your company to easily acquire the goods and services you need to do business by streamlining time and paper intensive procure-to-pay processes.

Best for:

  • Companies looking for specialty cards such as purchasing, virtual, ghost, meeting or fleet cards

Our Most Popular Credit Cards

Business Platinum Avion

Earn valuable RBC Rewards® points while managing your business expenses.

Business Cash Back Mastercard

Get cash back on your purchases to reinvest in your business.

CreditLine for Small Business

Get the low interest rate of a line of credit in the convenience of a credit card.

Ready to Get Started?

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