Flexible Account Package

Business Banking that Adapts to Your Changing Needs

RBC Flex Choice Business™ Account Package

This account package is designed to offer choice and flexibility to businesses that need to bank in both electronic and branch channels. Several free features are included in the low monthly fee.

Monthly Fee:
$6.00⁷

Package Includes:
Unlimited Moneris^‡ deposits

Unlimited items deposited (processing fees apply)⁵

Minimum Balance:
None

Apply Online

Locate a Branch Near You

Find a Branch

Call our 24/7 Business Helpline

1-800-769-2520

This Account May Be Right for Your Business If:

You need the flexibility to bank in both electronic and branch channels
You have low to medium transaction volumes
You prefer to pay for what you use with a low monthly fee

Unsure if this product is right for your
business?

Tell us about your business and we will find you the right solution.

Get started

Tell us about your business and we will find you the right solution.

Get started

Business banking solutions to help your business thrive

Account Details

Bank on Your Terms

Online? Paper? You decide. Get simple and transparent pricing for paper transactions, plus preferred pricing for electronic debit and credit transactions¹.

Save on Fees in Low Season

In addition to a low monthly fee, pay for what you use, with no minimum or maximum transaction limits.

Enjoy Convenient Access to Your Money

With 800+ RBC branches and over 4200 RBC ATMs—the largest combined network of ATMs and branches in Canada—you always have easy access to your money.

Manage Your Money Anytime, Anywhere

Enjoy 24/7 access to your account through RBC Online Banking for business and the RBC Mobile app².

Additional Details

Preferred pricing on electronic transactions: Save 40% when you bank through electronic channels¹ such as RBC Online Banking for business, RBC ATMs or the RBC Mobile app.
Unlimited Moneris^‡ deposits: Accept payments no matter how your customers choose to pay, with unlimited Moneris deposits for credit card and debit card transactions.
24/7 Service and Support: Business advisors are here to help make your business a success.
Preferred Pricing on Cash Deposits: At the RBC ATM and through the Night and Day Deposit⁶ service. Both are safe and secure ways to make deposits any time of the day or night.

Extra Benefits

Instant Fuel Savings at Petro-Canada: Link your card and instantly save 3¢/L on fuel³ and always earn 20% more Petro-Points⁴ at Petro-Canada locations.
Services Beyond Banking: Whether you are a new business owner or a seasoned veteran, as an RBC business client you get access to special offers and support from a wide range of services that can help you manage and grow your business. Learn More about Beyond Banking
RBC Offers: With RBC Offers, you can get personalized offers, bonus RBC Rewards points, and cash savings from great brands for your business. Learn More about RBC Offers

Fee Details

Monthly Fee: $6.00⁷

Monthly fees and volumes

Monthly fees and volumes

Items deposited⁵	Unlimited
Moneris deposits	Unlimited

Electronic deposits	$0.75 each
Paper transactions	$1.25 each
Send Interac e-Transfer	$1.50 each
Cash deposits	$2.50 per $1,000 (branch) $2.25 per $1,000 (ATM) $2.25 per $1,000 (Night and Day)

Electronic	No charge
Paper statement without images	$3.50
Paper statement with images	$4.50

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Ready to Apply?

Call our 24/7 Business Helpline

1-800-769-2520

Locate a Branch Near You

Find a Branch

You Might Also Be Interested In:

Resources

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‡

All other trademarks are the property of their respective owner(s).

Savings accrue from lower standard processing fees charged on electronic (vs. paper) transactions such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.

RBC Mobile is offered by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC business clients will only be able to link up to two (2) business credit cards and one business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases (“Linked RBC Card”). Your Linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your Linked RBC card at Petro-Canada Locations and you do not need to swipe your Petro-Points card before you pay. Each time you use your Linked RBC Card to purchase any grade of gasoline, including diesel, at a retail Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction

Each time you use your linked RBC Card to pay for qualifying purchases at a retail Petro-Canada location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions.

Standard fee of $0.22 per item deposited (such as cheques and drafts) via an RBC Branch, RBC ATM, RBC Mobile Cheque Deposit or Night and Day Deposit does not apply to this account package. Fees relating to processing an electronic credit or paper deposit to the account still apply, unless otherwise included.

The Night and Day Deposit service may not be available in all areas. Fees and charges may vary based on location. Other fees and charges may apply.

Standard fees and charges apply for services and transactions exceeding the number included in the account package.

Flexible Account Package

Business Banking that Adapts to Your Changing Needs

This Account May Be Right for Your Business If:

Unsure if this product is right for your business?

Business banking solutions to help your business thrive

Account Details

Bank on Your Terms

Save on Fees in Low Season

Enjoy Convenient Access to Your Money

Manage Your Money Anytime, Anywhere

Additional Details

Extra Benefits

Fee Details

Monthly fees and volumes

You May Also Consider

Separate Your Business Expenses

Automated Payroll Solutions

Ready to Apply?

Call our 24/7 Business Helpline

Locate a Branch Near You

You Might Also Be Interested In:

Resources

Important Updates

Unsure if this product is right for your
business?