Borrowing Solutions For a Range of Goals
Loans & Lines of Credit
If you have a major purchase in mind or want to better manage your debt, our loans and lines of credit can help you finance your next step in life.
Whether you’re buying your first car, next car, or seeking a new adventure, we offer a range of loans for cars & trucks, RVs, boats and business vehicles.
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If you are not sure what's right for you, an RBC Royal Bank credit specialist can help you choose.
The minimum payment is the accrued interest, service fees and any other charges that apply for that period, including your LoanProtector insurance premium and taxes, if applicable.
To apply for a Royal Credit Line for Students, you will need to provide confirmation that you are enrolled at a Canadian post-secondary educational institution, an estimate of your education costs, a list of your financial resources and proof that you are a Canadian citizen or landed immigrant.
Your first payment can be deferred for up to 90 days, so you can use your tax rebate to repay all or some of your loan.
Personal lending products are offered by Royal Bank of Canada and are subject to its standard lending criteria