Send Money to Almost Any Country in the World.

With the RBC International Money Transfer service you can send money to almost any country in the world, including the U.S1 , for just $6 for transfers of $1000 or less or $10 fee for transfers over $10002 . Send $2,500 per day in RBC Online Banking3 and the RBC Mobile3 app – whenever it’s convenient for you.

Convenient

24/7 access anywhere through RBC Online Banking

Fast and Easy

In just a few easy steps, the recipient will have access to funds in 2-5 business days4

Secure

The RBC Digital Banking Security Guarantee5 stands behind every transfer made

Sending an International Money Transfer is also convenient for your family and friends abroad. RBC has over 1,400 banking relationships worldwide that allow us to transfer money virtually anywhere in the world in most local currencies and, where permitted, in U.S. and Canadian Dollars.

To Get Started, You Will Need:

  • An RBC chequing or savings account6
  • Be enrolled in RBC Online Banking or the RBC Mobile app
  • The recipient’s bank account number /IBAN/CLABE (for Mexico) or the Business Identifier Code (SWIFT BIC/ABA) for the bank/branch where the funds are to be sent to or picked up.

Note: International Money Transfers can't be sent from any U.S. dollar accounts or the RBC High Interest eSavings account.

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Frequently Asked Questions

Most personal clients with access to RBC Online Banking or the RBC Mobile app can send an International Money Transfer6.
Using the International Money Transfer service, you can send money to more than 200 countries worldwide. Unfortunately, this service isn't available to recipients in Canada and restricted countries.

To send money to a Canadian recipient, you can use the Interac e-Transfer service in RBC Online Banking or the RBC Mobile app – FREE for all RBC Royal Bank personal chequing accounts.
The daily limit is $2,500. You can send more than one transfer per day, as long as you don't exceed this limit.
You can use the service as much as you like, provided you don't exceed the daily limit, and there are enough funds in the account.
Typically, the recipient can access the funds within 1-5 business days. If 3 business days or more have passed since the date you sent the transfer, and you've confirmed that the recipient has still not received the funds, we can investigate the transfer for you. There is a fee for investigations.
While RBC doesn't charge the recipient any fees for receiving money, any intermediary financial institution or the recipient's financial institution may require additional fees or service charges to be paid.
You will need:
  • An RBC Royal Bank personal chequing or savings account1
  • Access to RBC Online Banking3 or the RBC Mobile app
  • The recipient's bank account number, IBAN (for IBAN countries), CLABE (for Mexico), or the Business Identifier Code (SWIFT BIC or ABA for the USA) for the bank/branch where the funds are to be sent to or picked up.
If signed into RBC Online Banking:
  • On the right side of the Accounts Summary page, under Quick Payments & Transfers, select "International Money Transfer".
  • Follow the on-screen instructions.

On the RBC Mobile app:
  • Open and sign in to the RBC Mobile app
  • Select "Send Money" for Android or "Move Money" for iOS
  • Select "International Money Transfer"
  • Follow the on-screen instructions. Please note, to send a transfer through the RBC Mobile app, the recipient must have been preregistered through RBC Online Banking.
There are two ways your recipient can receive the funds:
  • Deposit to Account: If you know your recipient's bank name, SWIFT BIC, or ABA (for the USA) and account number, IBAN (for IBAN countries), or CLABE (for Mexico), we'll simply transfer the funds directly into the recipient's account.
  • Pay Upon Identification: If your recipient doesn't have a bank account, we can transfer the funds to an international bank branch at an address you specify. The bank will release the funds to your recipient with proof of identity (such as a government-issued photo I.D.). Please ask the recipient to confirm with their bank if this payment method is available before sending the funds. In addition, it's a good idea to have the recipient also check with their bank what type of identification is needed.
No. You can send money any time of the day or night, regardless of what time it's in your recipient's country.
Yes, the money you send using this service will arrive safely, provided that you have correctly entered the sending instructions.
Yes, your transactions are entirely covered by the RBC Digital Banking Security Guarantee2. In addition, we'll fully reimburse any unauthorized transactions made in RBC Royal Bank Online Banking or the RBC Mobile app.
Typically, your recipient will receive the funds in the currency you specify. However, some countries may convert the funds into local currency (conversion fees may apply).
Yes, for up to $1,000, the transfer fee is $6.004. For amounts between $1,000 up to $2,500, the transfer fee is $10.004.
No. You can choose to save your recipient's information in both RBC Online Banking and the RBC Mobile app.
For assistance with your payment online, call us at 1-800-769-2555. We're here 24 hours a day, 7 days a week.
For information on what BIC to use, please contact SWIFT; for information on ABAs, contact FEDwire.
For information on IBANs, please contact your recipient.
You may not see all your accounts listed here. International Money Transfers aren't available at this time with any of our U.S. dollar accounts or the RBC High Interest eSavings account.
No, once a transfer has been sent, it can't be changed and typically can't be reversed, which is why it's essential to verify all the information you've provided is accurate before sending a transfer. Additionally, transfer fees are non-refundable.

Cannot remit funds from any U.S. dollar account or the RBC High Interest eSavings account.
For a definition of an unauthorized transaction and for full details regarding the protections and limitations of the RBC Digital Banking Security Guarantee, please see your Electronic Access Agreement. This guarantee is given by Royal Bank of Canada in connection with its Online Banking or Mobile app services.
RBC Online Banking and the RBC Mobile app are provided by Royal Bank of Canada.
Additional service fees by any intermediary and receiving bank may apply.
If this service is not available to you, please call 1-800-769-2555.
Must be enrolled in RBC Online Banking or the RBC Mobile app and have either a Canadian RBC Royal Bank chequing or savings account. Some restrictions may apply. Cannot send funds from a US dollar account, or the RBC High Interest eSavings account.