Benefits of an Interac e-Transfer
It's easier than cheques, more secure than cash, and is FREE for all personal chequing accounts2.
All you need is the recipient's name and email address or mobile number.
Easily send money through email or text message. If you have an Apple device, you can even send money using voice command and iMessage.iMessage for RBC Mobile
Recipients are notified via email or text message, and can deposit the money immediately through their Financial Institution’s online banking service.
Keeping Your Transactions Safe
Do Your Part to Safeguard your Transactions!
When sending an Interac e-Transfer, always use safe email, security and password practices. Create passwords and questions that are unique and not easily guessed or obtained by others.
Autodeposit adds another layer of security and convenience, allowing you to bypass the need for security questions altogether. Have funds deposited directly into your account.
RBC Digital Banking Security Guarantee
While the notifications are sent through email or text, your money is always transferred through RBC Online Banking or the RBC Mobile app, which are protected with multiple layers of security. We’ll fully reimburse you for any unauthorized transactions3 made.
Want to remind a friend to pay you back for lunch or about that gift you split the cost on? Ask them to send you an Interac e-Transfer using the Request Money4 feature. It’s a simple and fast way to send a friendly payback reminder.
Not Enrolled Yet?
Get immediate access to your accounts and enjoy the ability to send, receive and request money using the Interac e-Transfer service.
Or download the RBC Mobile app
Frequently Asked Questions
You can send an Interac e-Transfer easily through RBC Online Banking or the RBC Mobile app. Follow the steps below.Steps to send an Interac e-Transfer
You can easily view the status of your Interac e-Transfer through RBC Online Banking and the RBC Mobile app.Steps to view status of an Interac e-Transfer
To Request Money:
- Sign in to RBC Online Banking.
- On the right side of the Accounts Summary page, select Pay Bills & Transfer Funds.
- On the Pay Bills & Transfer Funds page, on the left-hand side, select Request Money.
- Follow the prompts on the page to send a request.