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Simplify how you send and receive money
Want to send money to your child, landlord, co-worker or a friend? With an eligible CAD bank account at a Canadian financial institution, you can send, request and receive money any time by using the Interac e-Transfer service available in RBC Online Banking1 or the RBC Mobile1 app. It is easy, fast, and secure!
Benefits of an Interac e-Transfer
It's easier than cheques, more secure than cash, and is FREE2, 3 for all personal chequing accounts.
It's Simple
All you need is the recipient's name and email address or mobile number.
It’s Convenient
Easily send money through email or text message. If you have an Apple device, you can even send money using voice command.
It’s Fast
Recipients are notified via email or text message, and can deposit the money immediately through their Financial Institution’s online banking service.
Keeping Your Transactions Safe
Do Your Part to Safeguard your Transactions!
When sending an Interac e-Transfer, always use safe email, security and password practices. Create passwords and questions that are unique and not easily guessed or obtained by others.
Autodeposit
Autodeposit adds another layer of security and convenience, allowing you to bypass the need for security questions altogether. Have funds deposited directly into your account.
RBC Digital Banking Security Guarantee
While the notifications are sent through email or text, your money is always transferred through RBC Online Banking or the RBC Mobile app, which are protected with multiple layers of security. We’ll fully reimburse you for any unauthorized transactions4 made.
Request Money
Want to remind a friend to pay you back for lunch or about that gift you split the cost on? Ask them to send you an Interac e-Transfer using the Request Money5 feature. It’s a simple and fast way to send a friendly payback reminder.
Pre-Arranged Payments and Transfers
Whether you're at home or away, you can arrange to have payments and transfers made at a pre-determined frequency on specified dates.
Not Enrolled Yet?
Get immediate access to your accounts and enjoy the ability to send, receive and request money using the Interac e-Transfer service.
Or download the RBC Mobile app
Frequently Asked Questions
You can send an Interac e-Transfer easily through RBC Online Banking or the RBC Mobile app.
View TutorialYou can cancel and reclaim an Interac e-Transfer easily through RBC Online Banking or the RBC Mobile app as long as it has not been deposited by the recipient.
View TutorialTo Request Money:
- Sign in to RBC Online Banking.
- On the right side of the Accounts Summary page, select Pay Bills & Transfer Funds.
- On the Pay Bills & Transfer Funds page, on the left-hand side, select Request Money.
- Follow the prompts on the page to send a request.