A range of accounts with the valuable features you want.

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Monthly Debits Needed

Credit Card Fee Rebate Included

U.S. Debits Included

Compare All Account Features

Chequing Accounts That Match Criteria
no value

THE ESSENTIALS

UNLIMITED DEBITS & MORE

UNLIMITED DEBITS & EVEN MORE

ALL-INCLUSIVE

$4

monthly feelegal bug 1

$11.95

monthly feelegal bug 1

$15.95

monthly feelegal bug 1

$30

monthly feelegal bug 1

Get AirPodslegal bug 34

Get AirPodslegal bug 34

Get AirPodslegal bug 34

Right Account Guarantee® Includedlegal bug 2
RBC Rewards Points Minimum of 1 RBC Rewards point for every $10 spent on debitlegal bug 3 (when you enrol eligible account in the Value Program)
Minimum Balance Required None
Interac e-Transfer Transactionslegal bug 4,legal bug 5 FREE
Debit Transactions 12/monthlegal bug 6 ($1.25 each thereafter) Unlimited in Canada Unlimited in Canada Unlimited worldwidelegal bug 26
Fee to Use Non-RBC Interac ATM in Canada $2 eachlegal bug 7 No feelegal bug 7 3 waived/monthlegal bug 8 ($2 each thereafter) No feelegal bug 7,legal bug 9
Cross-Border Debitslegal bug 10 $1 each $1 each 5 FREE/month ($1 each thereafter) FREE
Eligible Credit Card
Annual Fee Rebate

(Up to $39 rebate for studentslegal bug 11)
Up to $39 rebatelegal bug 12 Up to $120 rebatelegal bug 13
Extra Accounts with Waived Transaction Fees Up to 2 Canadian and 1 U.S. dollar accountlegal bug 14
Monthly Fee after Value Program Rebatelegal bug 15 $0 $5.95 or $0 $9.95 or $4 $24 or $18.05
Monthly Fee after Senior Rebatelegal bug 16 (or less with Value Program Rebate) $0 $7.95 $11.95 $22.50
Monthly Fee after Student Rebatelegal bug 17,legal bug 18 n/a $0 n/a n/a
Monthly Fee after Newcomer to Canada Rebatelegal bug 19 n/a $0 (for one year) n/a n/a
Monthly Fee after RDSP Beneficiary Rebatelegal bug 20 $0 n/a n/a n/a
Fee to Use PLUS System ATM in Canada/U.S.legal bug 7, legal bug 21 $3 each $3 each $3 each No feelegal bug 9
Fee to Use PLUS System ATM Outside Canada/U.S.legal bug 7, legal bug 21 $5 each $5 each $5 each No feelegal bug 9
Overdraft Protectionlegal bug 22 (Overdraft interest applies, if used) $5/month $5/month Fee waived Fee waived
Safe Deposit Box Regular fees apply Regular fees apply Up to $12/year discount on regular feeslegal bug 23 Up to $60/year discount on regular feeslegal bug 23
Personalized Cheques Fees apply 1 book of 50 cheques FREE, afterwards fees applylegal bug 24 FREElegal bug 25 FREElegal bug 26, RBC VIP Style
Bank Drafts $8.50 each $8.50 each 6 FREE/yearlegal bug 27 ($8.50 each thereafter) 12 FREE/yearlegal bug 27 ($8.50 each thereafter)
Assisted and Self-Serve Transactions FREE FREE FREE FREE
Online, Mobile and Telephone Banking FREE FREE FREE FREE
eStatements and eNotifications FREE FREE FREE FREE
Monthly Paper
Statements (Consolidated / Combined)
FREE FREE FREE FREE
Cheque Images Returned with Paper Statement $2.50 per month (FREE on accounts with the Seniors Rebate) $2.50 per month (FREE on accounts with the Seniors Rebate) FREE FREE

Want help choosing a chequing account? Let’s find it now.

Want help choosing a chequing account? Let’s find it now.

How many purchases, withdrawals and bill payments do you make each month?

Tip: Exclude Interac e-Transfer transactionslegal bug 4,legal bug 5 and transfers between RBC accounts — they’re free.

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Student or Newcomer?

Discover unique benefits just for you.

Full-Time Students18

Unlock powerful benefits with your bank account, every day.

Newcomers to Canada

Feel at home faster with your first Canadian bank account.

Introducing RBC Vantage.
Unlock More from Your Everyday Banking.

With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. Only at RBC.

Get rewarded for the things you do every day

Now earn RBC Rewards points with your account.legal bug 3

 
 

Get rewarded for the things you do every day

You can now earn RBC Rewards points when you enrol an eligible account in the Value Program and use your account to make debit purchases in-store or online.legal bug 3

Combine points with those earned with your RBC Rewards credit card and redeem them for gift cards, travel and much more!

Earning Rewards

Save on monthly fees—no minimum balance needed

Pay as low as $0/month when you use your account and have other products.legal bug 15

 
 

Save on monthly fees—no minimum balance needed

Save on your account’s monthly fee when you enrol in the Value Program, have other RBC products—like a mortgage and an investment—and do simple activities such as direct deposit.legal bug 15

The best part? You can enrol in the Value Program at no additional cost.

Saving on Fees

Save cash on gas

Save 3¢/L on gas at Petro-Canada using your linked RBC card.legal bug 28

 
 

Save cash on gas

Link your eligible RBC debit card or credit card to your Petro-Points card to save 3¢/L on gaslegal bug 28 and earn 20% more Petro-Pointslegal bug 29 at Petro-Canada locations.

Saving on Gas

Get personalized insights with NOMI

See where you're spending money—and more.

 
 

Get personalized insights with NOMI

Want to know what you spent on groceries last month or if a payment might be due? NOMI Insights can tell you this and more. It can even let you know if an unusual transaction was made on your account. Only available in the RBC Mobilelegal bug 30 app.

Explore NOMI

Explore RBC Vantage

Support & Resources

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Your Top Questions Answered

Your Top Questions Answered