Get a Clear Picture of Your Cost Savings, Rewards and More
With RBC Vantage, your personal bank account unlocks powerful benefits like saving on monthly account fees3, earning Avion points on debit purchases1, discounts and more. Now, you can keep track of all that value with the Vantage Snapshot, a new feature in the RBC Mobile2 app that gives you a personalized picture of your cost savings and Avion points —plus tips to help you unlock even more benefits—in one handy spot.
Enjoy a detailed look at all the ways you’re saving money.
See how you’ve saved with your eligible RBC bank account and easily view where your savings are coming from. Your Vantage Snapshot will show you:
- Fee savings such as monthly fee rebates for bank accounts enrolled in the Value Program3 and credit card annual fee rebates6
- Gas savings from using your linked RBC debit and/or credit card to pay for fuel at Petro-Canada5
- Welcome offers from RBC – such as any cash offer you may have received after you opened an eligible RBC bank account
Keep track of your available Avion points balance.
Have an RBC bank account enrolled in the Value Program or an Avion Rewards credit card? See your total, available Avion points balance, with a detailed breakdown by product.
Get personalized tips to unlock more savings and rewards.
Your Vantage Snapshot also gives you helpful insights based on your banking activity to show you ways you could increase your cost savings, earn Avion points faster and unlock even more benefits from your everyday banking.
I’m Ready to Get Started
Thanks for banking with RBC! To access the Vantage Snapshot, you need:
An eligible RBC bank account
See eligible accounts
RBC Online Banking
Not yet enrolled? Enrol now
- RBC Mobile app
To view your Vantage Snapshot now:
- Sign in to the RBC Mobile app.
- Tap More.
- Tap Vantage Snapshot and enjoy seeing the value you’ve unlocked at RBC.
- RBC Advantage Banking (including student)
- RBC Day to Day Banking
- RBC No Limit Banking
- RBC VIP Banking
- RBC Staff Banking
- RBC Day to Day Banking Special
- RBC Signature No Limit Banking
- RBC Student Banking
- RBC No Limit Banking for Students
Note: Private banking clients will not be able to access the Vantage Snapshot.
Find Your Account—There’s Something for Everyone
Open your account online and enrol in the Value Program at the same time to get more from your everyday banking.Explore Chequing Accounts
Your Top Questions Answered
The Vantage Snapshot is a new feature in the RBC Mobile app that gives you a clear, personalized picture of the value you get from your eligible RBC bank account. This may include any cost savings, and your total, available Avion points balance—plus tips to help you unlock even more benefits—all in one spot.
You can access your Vantage Snapshot in the RBC Mobile app by tapping Vantage Snapshot under the More menu.
RBC Vantage is the way we describe all of the powerful benefits you can get just by using your eligible RBC bank account. There is no additional cost to enjoy these benefits—and you don’t need a minimum balance.
Available in the RBC Mobile app, the Vantage Snapshot gives you a clear, personalized picture of the value you get from using your eligible RBC bank account. This may include any cost savings, and your total, available Avion points balance—plus tips to help you unlock even more benefits—all in one spot.
The Value Program is just one of the many benefits of RBC Vantage. If you enrol an eligible account into the Value Program, you can start earning Avion points on debit purchases made with your enrolled account. Plus, you can save on your enrolled account’s monthly fee if you hold at least two additional eligible products and complete monthly account activities, including direct deposit, eligible bill payment or pre-authorized payments.
Your Avion points, as well as any monthly fee rebates from the Value Program, will be shown in your Vantage Snapshot.
Your Vantage Snapshot will appear in the RBC mobile app if you have an eligible account, and have saved $2 in cost savings or earned at least 1 Avion point.
Note: If you are a Private Banking client, you will not be able to see the Vantage Snapshot.
The Vantage Snapshot was created to give you a clear picture of the benefits you get with your eligible RBC bank account. It’s our way of showing you the value you get and helping you find additional ways to save and earn.
The Cost Savings section shows the different ways you have saved money during the calendar year (January 1 to December 31) by using your eligible RBC personal bank account – for example, any savings on monthly account fees, rebates on annual credit card fees, and savings on gas with Petro-Canada. Some of the savings amounts may update more regularly than others and at different times of the month.
Note: USD and Leo’s Young Savers® accounts are not visible in the Cost Savings details.
Yes—in your Vantage Snapshot, you’ll be able to see a section with the total amount of savings earned at the pump during the calendar year for all eligible linked accounts and credit cards (i.e. cash saved and Avion points earned on gas). You can choose to link any eligible RBC debit or credit card to your Petro-Points card in RBC Online Banking or the RBC Mobile app.
Note: Your Vantage Snapshot will only show your savings earned since the first day of the current calendar year and will not display the number of Petro-Canada points earned.
The Available Points Balance is the total Avion points balance that is currently available to you across all your eligible bank accounts and credit cards. Within your Vantage Snapshot, any Avion points earned on credit card purchases will be reflected daily, whereas those earned from accounts enrolled in the Value Program will typically show up within the first 5 business days of the next month.
Note: If you close a bank account or a credit card account that has already earned Avion points, the corresponding points balance will be visible in the Vantage Snapshot for 180 days from the date of account closure. Please check the rbcrewards.com website to view all of your available points balances. After closing your account, you have 12 months to use your Avion points, which can be redeemed by calling the RBC Advice Centre at 1-800-769-2512.
The Account Status section will be displayed if you have an account that is enrolled in the Value Program and have not yet completed your two required monthly account activities that month. (You can choose from a pre-authorized payment, direct deposit or eligible bill payment.) You will be able to complete these activities by clicking on links directly within the Account Status section.
Note: For direct deposits and pre-authorized payments, the Vantage Snapshot will display our projection of your current account status, based on whether these account activities were completed in the previous month. If you make a change to an existing direct deposit or pre-authorized payment, this may not be reflected in your Vantage Snapshot until the following month. For up-to-date information about your account activities or eligibility for a Value Program rebate, please book an appointment with an advisor, call 1-800-769-2511, or visit a branch.
For any enrolled account, you may still be prompted to complete monthly account activities even if you are not paying a monthly fee on that account, or if you have not met the eligibility criteria required to earn a Value Program rebate.
No, your Vantage Snapshot could look different than someone else’s because it is customized based on the everyday banking products and services you have, and how you use them.
Note: USD and Leo’s Young Savers account-holders will not see their specific account in the list of details for fee rebates and savings.
Yes, the Vantage Snapshot is a no-cost feature that can be accessed within the RBC Mobile app (eligibility criteria apply)
Subject to credit approval. As a sole or joint owner of an RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (as indicated below), every year, as long as your credit card remains in good standing and you remain a VIP account owner. Additional cardholders’ annual fee is also fully or partially rebated (as indicated below), every year, as long as your eligible credit card remains in good standing and you remain a VIP account owner. Only one credit card annual fee rebate per VIP account is allowed, which means that if you own a joint VIP account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the VIP account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: (i) partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa Infinite Privilege card, and (ii) annual fee fully rebated for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U.S. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cathay Pacific Visa Platinum, RBC Cash Back Preferred World Elite Mastercard and WestJet RBC World Elite Mastercard.