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Managing Your Mortgage

Pay Down Your Mortgage Faster

Take control of your payment options to build your home equity faster and save money over the life of your mortgage.

Learn More about Paying Down Your Mortgage Faster

Refinancing/Using your Home Equity

Whether you want to consolidate debt or need funds to renovate your home, we make it easy to use the equity in your home to help achieve these goals.

Learn More about Refinancing/Using your Home Equity

Home Renovations

Whether you’re planning a small improvement or large renovation, you have a range of options to make your renovations happen.

Learn More about Home Renovations

Mortgage Prepayment Charges

Thinking of breaking your mortgage prior to your maturity date? There are a few key things to consider, such as prepayment charges, which may apply.

Learn More about Mortgage Prepayment Charges

Mortgage Payment Calculator

Quickly See What Your Mortgage Payments Might Look Like

RBC Homebuyer Advantage

Tips, tools, and perks from RBC partners

Thinking about home ownership but don't know where to start? RBC makes it easy with this step-by-step guide to home buying. Inside you will find tips, tools and perks from RBC partners.

Home by RBC

Personalize your homeownership journey

Home by RBC provides you valuable home buying information to help you take the next steps. From what you could afford, to where you could live, and much more. Everything is available and saved in one convenient location.

RBC Homeline Plan®

A Mortgage & Line of Credit in One.
Requires 20% Equity or 20% Down.

View our Rates

2 year fixed closed

3.190%

3.250% APR

5 year fixed closed

3.240%

3.270% APR

Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.