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We offer a wide range of mortgage solutions and competitive rates to suit your budget, circumstances and goals.

Fixed Rate Mortgage

Whether you're buying your first home, moving to a new home, or renewing an existing mortgage, choosing a fixed rate mortgage means you won't have to worry about future interest rate fluctuations during your mortgage term.

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Variable Rate Mortgage

In addition to generally offering the lowest mortgage rate available, a variable rate mortgage could help you save in interest costs over the life of your mortgage.

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RBC Homeline Plan®

The RBC Homeline Plan account is a smart, easy way to manage all your personal credit — from your mortgage to outstanding balances on loans and lines of credit. Plus, you could save hundreds of dollars in interest charges!

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Cashback Mortgage

Buying a new home can feel overwhelming and you may be wondering how you're going to cover all the different expenses. With the RBC® Cash Back Mortgage1 you can get the cash you need to help pay your land transfer tax, lawyer's fees, moving costs, closing costs and other expenses.

Learn More about Cashback Mortgage

Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.