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We offer a wide range of mortgage solutions and competitive rates to suit your budget, circumstances and goals.

Fixed Rate Mortgage

Whether you're buying your first home, moving to a new home, or renewing an existing mortgage, choosing a fixed rate mortgage means you won't have to worry about future interest rate fluctuations during your mortgage term.

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Variable Rate Mortgage

In addition to generally offering the lowest mortgage rate available, a variable rate mortgage could help you save in interest costs over the life of your mortgage.

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RBC Homeline Plan®

The RBC Homeline Plan account is a smart, easy way to manage all your personal credit — from your mortgage to outstanding balances on loans and lines of credit. Plus, you could save hundreds of dollars in interest charges!

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Cashback Mortgage

Buying a new home can feel overwhelming and you may be wondering how you're going to cover all the different expenses. With the RBC® Cash Back Mortgage1 you can get the cash you need to help pay your land transfer tax, lawyer's fees, moving costs, closing costs and other expenses.

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RBC U.S. HomePlusTM

Built exclusively for Canadians to provide full-service support through every step of the U.S. homebuying process.

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Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.