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How Do I Choose the Best No Annual Fee Credit Card?

Whether you prefer rewards, cash back or low interest, there’s a no annual fee card for you. Are you looking to earn points to redeem for travel or gift cards? Or do you prefer a card that focuses on convenience and flexibility every day? Check out our selection of cards to find your best fit.

RBC Rewards+ Visa

  • Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases1
  • Earn 1 RBC Rewards point for every $2 spent on all other purchases1
  • No annual fee
View Card Details
  • Annual Fee: $0
  • Purchase Rate: 19.99%
  • Additional Card: $0
  • Cash Advance Rate: 22.99%

RBC Cash Back Mastercard

  • No annual fee
  • Unlimited cash back and 2% back on groceries*
  • Purchase security and extended warranty protection
View Card Details
  • Annual Fee: $0
  • Purchase Rate: 19.99%
  • Additional Card: $0
  • Cash Advance Rate: 22.99%

RBC RateAdvantage Visa

  • Low variable interest rate
  • No annual fee
  • Purchase Security and Extended Warranty insurance3
View Card Details
  • Annual Fee: $0
  • Purchase Rate: Prime + 4.99% - 8.99%
  • Additional Card: $0
  • Cash Advance Rate: Prime + 4.99% - 8.99%

Frequently Asked Questions

Some credit cards charge you a fee every year just so you can use your card. No annual fee cards let you enjoy the benefits with no yearly fee.
Enjoy all the benefits of your card with no annual fee. It's important to note that other fees, including cash advances, late payments and interest charges will still apply.
Additional fees including cash advances, interest rate payments, over limit fees will still apply. Use our compare tool to discover the costs associated with each card.