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Borrowing Solutions for a Range of Goals

Line of Credit

A low cost and flexible way to borrow. You can make the minimum payment only or pay down your balance if you want to at any time.

  • Everyday low interest rate
  • Flexible payment schedule and payment options
  • Access funds at any time via ATM, branch, cheque, online or telephone banking

Personal Loan

Ideal for when you want a structured repayment plan that pays off your loan balance by the end of a specified period of time.

  • Fixed or variable rate
  • Flexible terms
  • No early prepayment charges

Car Loan

A convenient and flexible way to finance a new or used vehicle, RV, snowmobile or motorcycle.

  • Financing available through authorized dealerships or directly from RBC Royal Bank
  • Fixed or variable rate
  • Flexible terms

Home Improvement Loan or Line of Credit

Choose from a wide range of financing solutions to fund everything from a large-scale home renovation to a small weekend project.

  • Financing options for any size project
  • Leverage your home equity to secure a lower interest rate

Student Line of Credit

The Royal Credit Line® for Students is an easy, cost-effective and flexible way to borrow money for tuition, books and more.

  • Competitive interest rate
  • Apply once and use your credit again and again
  • Access funds at any time


Get the most out of your RRSP by making this year’s RRSP contribution or catching up on missed contributions from previous years.

  • Competitive interest rate
  • Borrow up to $50,000
  • Deferred repayment available

Apply for a Line of Credit or Loan

Our credit specialists will help you select the credit solution that is right for you.

Visit Us in Branch

Call to Talk to a Credit Specialist