LIMITED TIME OFFER

Invest in Mutual Funds.
Plus, Get Up to $10,000 in Travel Value!legal disclaimer

Whether you want to invest for growth or income, a professionally managed mutual fund or portfolio solution can help you reach your long-term investment goals.

  1. Step 1 Open one or more eligible RBC account(s), such as a TFSA or RRSP, by March 31, 2026.
  2. Step 2 Contribute or transfer-in funds in RBC mutual funds and/or other eligible products within one or more eligible accounts by May 29, 2026.

    Ways to contribute:

    • Make lump sum contributions that equal to at least $5,000, or
    • Set up and process pre-authorized contributions (PACs) of $500+ per month
    • Or do a combination of both
    Transfers can be from your personal RBC bank account or another .
  3. Step 3 Be an Avion Rewards member by May 29, 2026 (if you're not already a member). It's free and easy to join.
Maintain your minimum contribution balance and/or pre-authorized contributions until February 28, 2027.

We'll deposit your Avion points into your Avion Rewards account in four payments. Each payment will be made within eight weeks after: May 31, 2026; August 31, 2026; November 30, 2026; and February 28, 2027.

Earn 1 Avion point for every $2 dollars invested, plus 12,500 bonus points —up to 500,000 Avion points!

Qualifying Net Contributions (CAD): Avion points you will receive: Value (CAD):
$5,000 (minimum) 15,000 $350 (round-trip flight for a quick getaway)
$45,000 35,000 $750 (round-trip flight to explore North America)
$105,000 65,000 $1,300 (round-trip flight to visit Europe)
$975,000 500,000 $10,000 (5 round-trip flights to see the world)

You can also redeem points for hotels, car rentals, gift cards, merchandise, cash contributions to an RBC Direct Investing account, to pay for trade commissionslegal disclaimer 13 and more!

Conditions apply. See full offer terms and conditions.

Benefits of Mutual Funds

A mutual fund is a convenient way to invest in a pool of stocks, bonds and other securities that is managed on your behalf by an experienced money manager. At RBC, you can invest in individual RBC mutual funds as well as RBC Portfolio Solutions, which offer a well-diversified portfolio in one easy solution.

Five Portfolios. Five Impressive Track Records.

Use the interactive chart below to view how RBC Select Portfolios have outperformed their peer groups.

RBC Select Balanced Portfolio, the largest balanced fund in Canadalegal disclaimer 2 has outperformed its peer group by 17.38% based on 10 years of performance data.

Ideal for medium-to-long term investors who want a low-to-medium risk investment that offers modest income potential and the opportunity for growth.

17.38%

Source Data: Morningstar Inc. (Morningstar.ca). Based on growth of $25,000 from November 1, 2015, to October 31, 2025, RBC Select Balanced Portfolio Series F compared to its Peer Group – Global Neutral Balanced category. RBC Select Balanced Portfolio returns reflect series F, net of fees. Series F units are designed to be held in fee-based accounts. Series F MERs include costs for investment management, operating expenses and taxes and are payable to the fund manager. Investors pay ongoing fees for investment advice and other services directly to their advisor as a separate account fee. “Peer group category average” reflects Global Neutral Balancedlegal disclaimer  category average, as reported by Morningstar Inc. Past performance is not a guarantee of future results. It is not possible to directly invest in a Morningstar peer group category. The indicated rates of return are the historical annual compounded total returns for the periods indicated including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns.

Standard performance data for RBC Select Balanced Portfolio - Series F as of October 31, 2025, is – 1-yr: 15.0%, 3-yr: 14.1%, 5-yr 9.0%, 10yr: 7.5%. Standard performance data for Morningstar Global Neutral Balanced category as of October 31, 2025, is – 1-yr: 11.9%, 3-yr: 11.9%, 5-yr 7.5 10yr: 5.9%.

View the historical performance of more funds:

Try the Investment Performance Snapshot

Put your U.S. Dollars to work

Choose from USD-denominated mutual funds and work towards your financial goals.

Benefit from Global Expertise and One-on-One Advice

Investing in RBC mutual funds gives you access to the expertise of RBC Global Asset Management, Canada’s largest fund company by assets.legal disclaimer 2 You can meet over video chatlegal disclaimer 3, by phone or in person with an advisor who can help you:

  • Build a diversified portfolio to manage risk and volatility
  • Talk through financial matters that are on your mind

12,000+

Licensed advisorslegal disclaimer 4

3,200+

Financial plannerslegal disclaimer 5

4 million+

Canadians investing with RBClegal disclaimer 6

Mutual Fund FAQs

To participate in this offerlegal disclaimer *, you must:
  • Not currently hold one of the as of December 1, 2025 (previous eligible accounts that were closed prior to the start of the qualifying period do not impact your eligibility)
  • Open one or more between December 1, 2025 and March 31, 2026
  • Be a Canadian resident and at least the age of majority in your province/territory when you open your eligible account(s)
  • Be an Avion Rewards member by May 29, 2026 (if you're not already a member). It’s free and easy to join.
No, you are not required to have a personal RBC bank account to receive this offer.legal disclaimer *
If you have met all the qualifying conditions of the offerlegal disclaimer *, we’ll deposit your Avion points into your Avion Rewards account in four payments. Each payment will be made within eight weeks after:
  • May 31, 2026
  • August 31, 2026
  • November 30, 2026
  • February 28, 2027
You’ll get 12,500 Avion points, plus 1 Avion point for every $2 dollars invested—up to 500,000 Avion points!
Qualifying Net Contributions (CAD): Avion points you will receive: Equivalent Value (CAD):
$5,000 (minimum) 15,000 $350 (round-trip flight for a quick getaway)
$45,000 35,000 $750 (round-trip flight to explore North America)
$105,000 65,000 $1,300 (round-trip flight to visit Europe)
$975,000 500,000 $10,000 (5 round-trip flights to see the world)
You can also redeem points for hotels, car rentals, gift cards, merchandise, cash contributions to an RBC Direct Investing account, to pay for trade commissionslegal disclaimer 10 and more!

You must be a member of the Avion Rewards program (Avion Elite or Avion Premium membership level) before May 29, 2026 to receive the Avion points. It’s free and easy to join.

To learn more about Avion Rewards and the value of your points, visit the Avion Rewards site.
Yes, your contributions may be spread across and/or to meet the qualifying criteria for this offer.legal disclaimer *

In general, you can:
  • Make lump sum contributions that equal to at least $5,000, or
  • Set up and process pre-authorized contributions (PACs) of $500+ per month, or
  • Do a combination of both
Transfers can be from your personal RBC bank account or another financial institution.

For example, if you open an eligible account through RBC Royal Bank (an RBC TFSA or RRSP, for instance), you may contribute $2,500 into savings deposits and $2,500 into a 2-year term GIC, and your total of these investments would meet the qualifying criteria.

Alternatively, you can also set up pre-authorized contributions in RBC mutual funds (distributed by Royal Mutual Funds Inc.).

If you open an eligible account through RBC Direct Investing (an RBC Direct Investing TFSA or RRSP, for instance), you can make cash deposits and purchase securities listed on a U.S. or Canadian exchange, including:
  • Stocks and Options
  • Exchange-Traded Funds (ETFs)
  • Mutual Funds
  • Guaranteed Investment Certificates (GICs)
  • Bonds
  • And more …
To check if you’re already an Avion Rewards member, go to www.avionrewards.com or download the Avion Rewards app and sign in with your RBC Online Banking account.
  • If you are already a member, you’ll be directed to your home page to see your points balance.
  • If you are not already a member, your sign in attempt will activate your account.
To qualify for this offerlegal disclaimer *, you must be an Avion Rewards member (at the Avion Elite or Avion Premium membership level before May 29, 2026). To ensure you’re an Avion Rewards member at the Avion Elite or Avion Premium membership level:
  • Become an RBC client by opening an eligible product.
  • Sign in to Avion Rewards using your RBC Online Banking login to activate your membership. (You can become a Premium or Elite member depending on what account or card you have.)

Yes, you can hold a mutual fund on its own as a non-registered investment, or within a registered plan (TFSA, RRSP, RRIF, RESP or RDSP).

It’s best to work with an RBC advisor to find the investments that best meet your goals, objectives and tolerance for risk.

You can buy mutual funds several ways:

  • If you have RBC Online Banking access and an up-to-date Investor Profile, you can purchase mutual funds online. For non-registered mutual funds, you must have an RBC Royal Bank chequing or savings account. For mutual funds in registered accounts (i.e., TFSA, RRSP) you must have an existing registered plan and an RBC Royal Bank chequing or savings account. Sign in to buy mutual funds online
  • Call us at 1-800-463-3863. We'll be happy to discuss your goals and help you choose the type of investments that best suit your objectives.
  • Visit your branch. We recommend booking an appointment ahead of time by calling us at 1-800-769-2511.

Your Investor Profile reflects information about you and your investment preferences (investment objectives, risk tolerance and time horizon), which may differ for each of your investment accounts. You must have a current Investor Profile that has been updated in the last 12 months to purchase a mutual fund or portfolio solution. To create or update your Investor Profile:

  • Call us at 1-800-463-3863. We'll be happy to help you.
  • Visit your branch. We recommend booking an appointment ahead of time by calling us at 1-800-769-2511.
LIMITED TIME OFFER

Get up to $10,000 in travel valuelegal disclaimer

When you open your first eligible account and invest $5,000 or more in RBC mutual funds.