Skip to main content
MENU

Mutual Funds

Benefits of Mutual Funds

  • Professionally Managed

    A professional money manager makes the investment decisions and monitors the markets, so you don’t have to.

Professionally Managed

A professional money manager makes the investment decisions and monitors the markets, so you don’t have to.

  • Something for Everyone

    Whether you want growth, a conservative investment, or something in-between, there’s a mutual fund for you.

Something for Everyone

Whether you want growth, a conservative investment, or something in-between, there’s a mutual fund for you.

  • Easy to Invest

    You can have a professionally managed portfolio for an initial investment of just $500.

Easy to Invest

You can have a professionally managed portfolio for an initial investment of just $500.

  • Access to Markets

    Get convenient access to global capital markets, including equities and fixed income.

Access to Markets

Get convenient access to global capital markets, including equities and fixed income.

  • Investment Variety

    Mutual funds invest in a variety of equities, bonds and other holdings, giving you a balanced and diversified portfolio.

Investment Variety

Mutual funds invest in a variety of equities, bonds and other holdings, giving you a balanced and diversified portfolio.

  • Easy to Invest

    Your money is readily accessible because you can redeem the mutual fund units you’ve purchased as needed.

Easy to Invest

Your money is readily accessible because you can redeem the mutual fund units you’ve purchased as needed.

Get Personalized Advice With MyAdvisor

A digital service that lets you view all of your investments, track your goals and connect with a live RBC advisor through video or phone! All at no additional cost.

Learn more

Award-Winning Mutual Fund Families

Choose award-winning investment management from

RBC Global Asset Management—one of Canada’s largest mutual fund providers.

Choose from award-winning mutual funds from RBC Global Asset Management®—one of Canada’s largest mutual fund providers

RBC Funds
PH&N Funds

RBC Funds

PH & N Funds

WINNER OF THE 2018 THOMSON REUTERS LIPPER FUND AWARDS CANADA

Find Out More

Mutual Funds Simplified

Mutual funds can be complex. Here's a definition so simple, even a kid can explain it.

What Else Should I Know?

Portfolio Solutions

In addition to individual RBC Funds and PH&N Funds, you can also invest in Portfolio Solutions.

Explore Now

Investment Performance Snapshot

View the historical performance of our funds.

Try the Tool

Popular Tools & Calculators

TFSA Calculator

See how fast your savings can grow within a TFSA.

RRSP Calculator

See how regular investing can grow your retirement savings.

Investment Wizard

Not sure where to start? Our wizard can help.

Mutual Fund FAQs

Explore top mutual fund questions.

Yes, you can hold a mutual fund on its own as a non-registered investment, or within a registered plan (TFSA, RRSP, RRIF, RESP or RDSP).

It’s best to work with an RBC advisor to find the investments that best meet your goals, objectives and tolerance for risk.

You can buy mutual funds several ways:

  • If you have RBC Online Banking access and an up-to-date Investor Profile, you can purchase mutual funds online. For non-registered mutual funds, you must have an RBC Royal Bank chequing or savings account. For mutual funds in registered accounts (i.e., TFSA, RRSP) you must have an existing registered plan and an RBC Royal Bank chequing or savings account. Sign in to buy mutual funds online
  • Call us at 1-800-463-3863. We'll be happy to discuss your goals and help you choose the type of investments that best suit your objectives.
  • Visit your branch. We recommend booking an appointment ahead of time by calling us at 1-800-769-2511.

Your Investor Profile reflects information about you and your investment preferences (investment objectives, risk tolerance and time horizon), which may differ for each of your investment accounts. You must have a current Investor Profile that has been updated in the last 12 months to purchase a mutual fund or portfolio solution. To create or update your Investor Profile:

  • Call us at 1-800-463-3863. We'll be happy to help you.
  • Visit your branch. We recommend booking an appointment ahead of time by calling us at 1-800-769-2511.

View All FAQs

Ready to Invest?

Buy a mutual fund for your registered account or on its own.

Buy a Mutual Fund
Purchase a Different Investment

Investment advice is provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated.
RBC Funds are offered by RBC Global Asset Management Inc. and sold by Royal Mutual Funds Inc. Royal Mutual Funds Inc., Royal Bank of Canada, RBC Global Asset Management Inc., Royal Trust Company and The Royal Trust Corporation of Canada are separate corporate entities that are affiliated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.
There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. Please read the Fund Facts before investing.