Skip to main content
MENU

Portfolio Solutions

Benefits of Portfolio Solutions

  • Professionally Managed Funds

    A professional money manager monitors the markets and makes the investment decisions for the portfolio, so you don’t have to.

  • Investment Variety

    Access a mix of investments across geography and sector, for a balanced and diversified portfolio.

  • Easy to Invest

    Enjoy all the benefits of a professionally managed portfolio for an initial investment of just $500.

Help Reach Your Goals with RBC Portfolio Solutions

Choose from a comprehensive line-up of investment solutions from the award-winning investment management teams1 at RBC Global Asset Management— Canada’s largest mutual fund provider2.

Save for a Long-Term Goal

Grow your investments over the long-term with three different solutions that are available in a range of investor profiles:

Save for Retirement

Choose a retirement solution that can help take you to—and through—your retirement. 

Save for a Child’s Education

Unsure of the best way to invest for a child's education or simply don’t have the time? We can help:

  • RBC Target Education Funds: An innovative approach to education savings that changes the mix and weighting of investment holdings over time to maximize growth, based on your child’s education date.

Generate Tax-Efficient Income

Looking for a flexible source of sustainable cash flow from your investments? We can help:

Popular Tools & Calculators

TFSA Calculator

See how fast your savings can grow within a TFSA.

RRSP Calculator

See how regular investing can grow your retirement savings.

Investment Wizard

Not sure where to start? Our wizard can help.

Portfolio Solutions FAQs

Explore top Portfolio Solutions questions.

Yes, you can hold an RBC Portfolio Solution on its own as a non-registered investment, or within a registered plan (TFSA, RRSP, RRIF, RESP or RDSP).

It’s best to work with an RBC advisor to find the investments that best meet your goals, objectives and tolerance for risk.

You can buy an RBC Portfolio Solution:

  • Through RBC Online Banking, providing you have Online Banking access and an up-to-date Investor Profile. For non-registered mutual funds, you will also need an RBC Royal Bank chequing or savings account. For mutual funds in registered accounts (i.e., TFSA, RRSP) you need to have an existing registered plan plus a RBC Royal Bank chequing or savings account. Sign in to buy portfolio solutions online
  • Call us at 1-800-463-3863. We'll be happy to discuss your goals and help you choose the type of investments that best suit your objectives.
  • Visit your branch. We recommend booking an appointment ahead of time by calling us at 1-800-769-2511.

Your Investor Profile reflects information about you and your investment preferences (investment objectives, risk tolerance and time horizon), which may differ for each of your investment accounts. You must have a current Investor Profile that has been updated in the last 12 months to purchase a mutual fund or portfolio solution. To create or update your Investor Profile:

View All FAQs Managing your Portfolio Solutions online

Ready to Invest?

Buy a Portfolio Solution for your registered account or on its own.

Best Overall Funds Group (PH&N Funds: 2010-2013, 2016, 2018; RBC Funds: 2007-2008, 2014), Best Bond Funds Group (RBC GAM: 2015; PH&N Funds: 2007, 2008, 2010-2013, 2016, 2018; RBC Funds: 2009). Lipper Awards were based on best risk-adjusted performance for the periods ended July 31, 2018 2016, 2015 and 2014; October 31, 2012, 2011 and 2010; November 30, 2009; and December 31, 2008, 2007 and 2006. From Thomson Reuters Lipper Awards, © 2018 Thomson Reuters. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution, or retransmission of this Content without express written permission is prohibited.

Largest mutual fund company in Canada by assets under management as of September 30, 2018 (IFIC)

 
Investment advice is provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated.

 
RBC Funds are offered by RBC Global Asset Management Inc. and sold by Royal Mutual Funds Inc. Royal Mutual Funds Inc., Royal Bank of Canada, RBC Global Asset Management Inc., Royal Trust Company and The Royal Trust Corporation of Canada are separate corporate entities that are affiliated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.

 
There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. Please read the prospectus or Fund Facts before investing.