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How Do I Choose the Best Rewards Credit Card?

It depends on the type of rewards you want, how much you use your card and how quickly you’re looking to earn. You can collect points for travel, merchandise, gift cards and more, or reward yourself with cash back credits. Either way, we’ve got an option for you.

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Frequently Asked Questions

Pay with your card and you’ll earn rewards points or cash back credits on your purchases, depending on the card you choose. Redeem your points for travel, merchandise, gift cards and/or financial rewards. If you choose a cash back card, you’ll be rewarded with a cash back credit on your statement.
It depends on the card you choose! Cards that earn:
  • Avion points can be redeemed for travel, merchandise, gift cards, financial rewards and more
  • Airline rewards like WestJet Dollars, Avios or Asia Miles can be redeemed directly with the airline loyalty program affiliated with your card
  • Cash back rewards are credited to your statement as a cash back credit
No, they do not have an expiry date. However, if your account is closed, you have 90 days to redeem any remaining points before they are no longer valid. To learn more, view the Avion Rewards T&Cs.
That depends on the credit card you have and what you want to redeem for. Log into www.rbcrewards.com to discover the possibilities.