Whether you’re saving for retirement, your toddler’s future education or ‘just because’, you’ll find all the options you need to save and invest for tomorrow.
Registered Investment Accounts
Tax-Free Savings Account (TFSA)
Save for your big-ticket items or goals—tax-free.
Registered Retirement Savings Plan (RRSP)
Grow your retirement savings faster by deferring your taxes.
First Home Savings Account (FHSA)
Save for your first home, tax-free.
Registered Education Savings Plan (RESP)
Save for a child’s education with access to government grants and deferred taxes.
Registered Retirement Income Fund (RRIF)
Keep deferring taxes on your retirement savings while enjoying the money you’ve saved.
Registered Disability Savings Plan (RDSP)
Save for yourself or a loved one—if eligible for the Disability Tax Credit (DTC).
Guaranteed Investment Certificates (GICs)
Grow your money while keeping 100% of your original investment secure.
Easily invest in a pool of stocks, bonds and securities that is professionally managed for you.
Receive a diversified and professionally managed mix of mutual funds in one easy decision.
Hold cash in a registered account until you’re ready to invest it.
Exchange Traded Funds (ETFs)
Automatically invest in a professionally-managed ETFs portfolio through RBC InvestEase, or buy your own ETFs at RBC Direct Investing.
Stocks, Bonds and More
Choose from a wide-range of investment options for “do-it-yourself” investors.
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Talk to an advisor for one-on-one investment advice, help making a plan and more.
Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). Mutual Funds are sold by RMFI. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the Fund Facts/prospectus before investing. Mutual fund securities are not insured by the Canada Deposit Insurance Corporation. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. RMFI is licensed as a financial services firm in the province of Quebec.