Investments and Savings Accounts

Whether you’re saving for retirement, your toddler’s future education or ‘just because’, you’ll find all the options you need to save and invest for tomorrow.

Registered Investment Accounts

A offers tax advantages that can help you save for the future. And just like a shopping cart holds your favourite groceries, an investment account holds the investment products (mutual funds, GICs, etc.) that you want to buy.

Tax-Free Savings Account (TFSA)

Save for your big-ticket items or goals—tax-free.

Explore TFSAs

Open or Contribute

Registered Retirement Savings Plan (RRSP)

Grow your retirement savings faster by deferring your taxes.

Explore RRSPs

Open or Contribute

First Home Savings Account (FHSA)

Save for your first home, tax-free.

Explore FHSAs

Registered Education Savings Plan (RESP)

Save for a child’s education with access to government grants and deferred taxes.

Explore RESPs

Open or Contribute

Registered Retirement Income Fund (RRIF)

Keep deferring taxes on your retirement savings while enjoying the money you’ve saved.

Explore RRIFs

Open RRIF/Convert RRSP

Registered Disability Savings Plan (RDSP)

Save for yourself or a loved one—if eligible for the Disability Tax Credit (DTC).

Explore RDSPs

Open or Contribute

Is a TFSA, RRSP or FHSA Right for You?

See how these three popular accounts stack up.

TFSA vs RRSP vs FHSA

Investment Products

Like the individual grocery items you put in your shopping cart, investment products are what you hold in registered investment accounts such as a TFSA and RRSP. Some products can also be purchased within

Guaranteed Investment Certificates (GICs)

Grow your money while keeping 100% of your original investment secure.

Explore GICs

Buy Now

Mutual Funds

Easily invest in a pool of stocks, bonds and securities that is professionally managed for you.

Explore Mutual Funds

Buy Now

Portfolio Solutions

Receive a diversified and professionally managed mix of mutual funds in one easy decision.

Explore Portfolio Solutions

Buy Now

Savings Deposits

Hold cash in a registered account until you’re ready to invest it.

Explore Savings Deposits

Buy Now

Exchange Traded Funds (ETFs)

Automatically invest in a professionally-managed ETFs portfolio through RBC InvestEase, or buy your own ETFs at RBC Direct Investing.

Explore ETFs

Available at RBC Direct Investing and RBC InvestEase.

Stocks, Bonds and More

Choose from a wide-range of investment options for “do-it-yourself” investors.

Explore RBC Direct Investing

Available at RBC Direct Investing.

Is a TFSA, RRSP or FHSA Right for You?

See how these three popular accounts stack up.

TFSA vs RRSP vs FHSA

Savings Accounts

Keep your savings safe and earn interest in a flexible savings account. There’s no minimum deposit required, no monthly fee, and you can access your money whenever you need it.

RBC High Interest eSavings

Get interest on every dollar with this convenient online savings account.

Interest Rate1: 1.500%

Explore RBC High Interest eSavings

Open Now

NOMI Find & Save

Save extra dollars you won’t miss with this digital savings tool that puts money aside for you automatically, from another RBC personal deposit account.

Interest Rate1: 0.60%

Explore NOMI Find & Save

Get Started

Available in the RBC Mobile App

RBC Day to Day Savings

Get interest on every dollar you save, and earn more as your balance increases.

Interest Rate1: Tiered

Explore RBC Day to Day Savings

Open Now

RBC U.S. High Interest eSavings

Earn interest on every dollar with this online U.S. dollar savings account.

Interest Rate1: 0.500%

Explore RBC U.S. High Interest eSavings

Open Now