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Whether you’re saving for retirement, your toddler’s future education or ‘just because’, you’ll find all the options you need to save and invest for tomorrow.
Registered Investment Accounts
Tax-Free Savings Account (TFSA)
Save for your big-ticket items or goals—tax-free.
Registered Retirement Savings Plan (RRSP)
Grow your retirement savings faster by deferring your taxes.
First Home Savings Account (FHSA)
Save for your first home, tax-free.
Registered Education Savings Plan (RESP)
Save for a child’s education with access to government grants and deferred taxes.
Registered Retirement Income Fund (RRIF)
Keep deferring taxes on your retirement savings while enjoying the money you’ve saved.
Registered Disability Savings Plan (RDSP)
Save for yourself or a loved one—if eligible for the Disability Tax Credit (DTC).
Is a TFSA, RRSP or FHSA Right for You?
See how these three popular accounts stack up.
TFSA vs RRSP vs FHSAInvestment Products
Guaranteed Investment Certificates (GICs)
Grow your money while keeping 100% of your original investment secure.
Mutual Funds
Easily invest in a pool of stocks, bonds and securities that is professionally managed for you.
Portfolio Solutions
Receive a diversified and professionally managed mix of mutual funds in one easy decision.
Savings Deposits
Hold cash in a registered account until you’re ready to invest it.
Exchange Traded Funds (ETFs)
Automatically invest in a professionally-managed ETFs portfolio through RBC InvestEase, or buy your own ETFs at RBC Direct Investing.
Available at RBC Direct Investing and RBC InvestEase.
Stocks, Bonds and More
Choose from a wide-range of investment options for “do-it-yourself” investors.
Available at RBC Direct Investing.
Is a TFSA, RRSP or FHSA Right for You?
See how these three popular accounts stack up.
TFSA vs RRSP vs FHSASavings Accounts
RBC High Interest eSavings
Get interest on every dollar with this convenient online savings account.
Interest Rate1: 1.700%
NOMI Find & Save
Save extra dollars you won’t miss with this digital savings tool that puts money aside for you automatically, from another RBC personal deposit account.
Interest Rate1: 0.60%
RBC Day to Day Savings
Get interest on every dollar you save, and earn more as your balance increases.
RBC U.S. High Interest eSavings
Earn interest on every dollar with this online U.S. dollar savings account.
Interest Rate1: 0.500%
See All Your Money in One Spot with MyAdvisor!
Stay connected with your money and see all your savings and investments in one spot2—no matter how or where you invest. Exclusive to RBC, MyAdvisor is available through RBC Online Banking at no additional cost.
Check Out MyAdvisorLet's Connect. We'd Love to Help.
Talk to an advisor for one-on-one investment advice, help making a plan and more.
Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). Mutual Funds are sold by RMFI. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the Fund Facts/prospectus before investing. Mutual fund securities are not insured by the Canada Deposit Insurance Corporation. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. RMFI is licensed as a financial services firm in the province of Quebec.