|Monthly Debits included4||1 per monthly cycle|
|Free Transfers||Electronic self-serve transfer to any RBC Royal Bank personal deposit account in your name|
|Debits Exceeding Monthly Limit||$2.00 each|
|Interac and PLUS System ATM Network Access Fees5||
|Interac e-transfer||$1.00 each|
|Cross-Border Debit4, 6, 7||$1.00 each|
|eStatement and eNotifications||Free — including cheque images viewed online less than 90 days old|
|Access to Online, Mobile, and Telephone Banking3||Free|
|Access to myFinance Tracker||Free|
Manage Your Account Online, Anytime
Check your balances, pay bills, set up alerts, send money and more – whenever you need to.
Take care of your banking from wherever you are, anytime you want.
Take It All to a New Level
Make payments with a tap of your smartphone and securely store your cards on your device.
Give Your Savings Plan a Helping Hand
Sometimes the hardest thing about saving is getting started. The Savings Spot gives you the advice and tools to plan, assess and achieve your goals.
Kickstart Your Savings
Set up "memorized" online transfers using RBC Save-matic to put automated payments into your savings account.
I'm Already a Customer
The easiest way to commit to a regular savings plan is to arrange for pre-authorized transfers from your banking account to your designated savings account. Simply specify the amount and how often you want the transfers to take place — for example, once a week, every two weeks or once a month. You may even want to schedule these to occur just after your paycheque is direct-deposited into your chequing account.
You can deposit cheques through the RBC Mobile app (Android and iPhone devices) or the RBC Canada app (iPad devices). Download the latest version of the apps from the relevant app store, select "Deposit Cheque" in the main menu and follow the on-screen prompts.Learn More about Mobile Cheque Deposit
With Interac e-Transfers you can send funds to clients of other financial institutions as well as RBC, and you don't need to know the account number of the person you're sending money to. All you need is their email address or mobile phone number.
To send an Interac e-Transfer from Online Banking:
To send an Interac e-Transfer from Mobile Banking:
Select the Interac e-Transfers icon from the main page.
Need help choosing a U.S. account?
Based on your needs, we’ll recommend a U.S. Savings Account and Credit Card that will save you money while in the U.S.