Skip Header Navigation
SIGN IN

RATES
RBC Direct Investing
Mortgages
Personal Accounts
Prime & Other Rates
Registered Investments
U.S. $ Term Deposits
Credit Cards
 
GUARANTEED-RETURN GICs
Non-Redeemable GIC
Redeemable GIC
Building Block GIC
Five-in-One GIC
One-Year Cashable GIC
RateAdvantage GIC
 
INTEREST RATE-LINKED GICs
Prime-Linked Cashable GIC
 
FOREIGN EXCHANGE SERVICES
Foreign Exchange Cash Rates
 
TOOLS
Foreign Exchange Cheque Converter
Euro Currency Converter
RBC Market Access GIC™ Return Calculator
 
SEARCH
Rates

Personal Accounts Interest Rates
 

Rates for 09 February 2010

Banking Accounts & Services

Banking and Savings Personal Deposit Accounts Interest Rates

Savings Accounts
  RBC High Interest eSavings®
  RBC Enhanced Savings®
  RBC Day to Day Savings®

Savings Account for Youth
  RBC Leo's Young Savers Account®

Banking Accounts
  RBC VIP Banking®
  RBC Signature No Limit Banking™
  RBC No Limit Banking™
  RBC Day to Day Banking®

Banking Accounts for Students
  RBC Student Banking®
  RBC No Limit Banking for Students™

Banking and Savings Accounts - Companion accounts to RBC VIP Banking
  RBC Day to Day Banking® Special
  RBC Day to Day Savings® Special
  RBC Enhanced Savings® Special
  U.S. Personal™ Account Special

U.S. Dollar Accounts
  RBC US High Interest eSavings™
  U.S. Personal™ Account

Private Banking Accounts
  RateLink Preference® Private Banking
  RBC Private Banking™
  RBC Private Banking Savings™
  RBC Private Banking Enhanced Savings™
  U.S. Personal™ Private Banking

Not for Sale Accounts

Royal Bank Accounts
  RateLink Essential® and RateLink Preference®
  Royal Money Maker Plus® Sixty-Plus®
  Calculator Plus® Sixty-Plus®
  Signature Plus® Sixty-Plus®
  U.S. Personal™ Sixty-Plus®

Royal Trust Accounts
  Royal Trust Alliance Plan®
  Royal Trust T-Bills Savings®
  Royal Trust Daily Interest Savings®
  Royal Trust Daily Interest Chequing®
  Royal Trust US Daily Interest®

Savings Accounts

RBC Royal Bank Rates
 

RBC High Interest eSavings®

If balance is Interest Rate [%]
All balances0.750

RBC Royal Bank Rates
 

RBC Enhanced Savings®

If balance is Interest Rate [%]
$250,000.00 and over0.200 P
$150,000.00 to $249,999.990.200 P
$100,000.00 to $149,999.990.200 P
$60,000.00 to $99,999.990.150 P
$25,000.00 to $59,999.990.100
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.020
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

RBC Day to Day Savings®

If balance is Interest Rate [%]
$5,000.00 and over0.100 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.020
$0.00 to $999.990.020

Savings Account for Youth

RBC Royal Bank Rates
 

RBC Leo's Young Savers Account®

If balance is Interest Rate [%]
$5,000.00 and over0.010 P
$3,000.00 to $4,999.990.010 P
$1,000.00 to $2,999.990.010
$0.00 to $999.990.010

Banking Accounts
No interest is payable on the following accounts

RBC Royal Bank Rates
 

RBC VIP Banking®
RBC Signature No Limit Banking™
RBC No Limit Banking™
RBC Day to Day Banking®

If balance is Interest Rate [%]
All balances0.000

Banking Accounts for Students
No interest is payable on the following accounts

RBC Royal Bank Rates
 

RBC Student Banking®
RBC No Limit Banking for Students™

If balance is Interest Rate [%]
All balances0.000

Banking and Savings Accounts - Companion accounts to RBC VIP Banking

RBC Royal Bank Rates
 

RBC Day to Day Banking® Special

If balance is Interest Rate [%]
$5,000.00 and over0.010 P
$3,000.00 to $4,999.990.010
$1,000.00 to $2,999.990.000
$500.00 to $999.990.000
$0.00 to $499.990.000

RBC Royal Bank Rates
 

RBC Day to Day Savings® Special

If balance is Interest Rate [%]
$5,000.00 and over0.100 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.020
$0.00 to $999.990.020

RBC Royal Bank Rates
 

RBC Enhanced Savings® Special

If balance is Interest Rate [%]
$250,000.00 and over0.200 P
$150,000.00 to $249,999.990.200 P
$100,000.00 to $149,999.990.200 P
$60,000.00 to $99,999.990.150 P
$25,000.00 to $59,999.990.100
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.020
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

U.S. Personal™ Account Special

If balance is Interest Rate [%]
$60,000.00 and over0.010 P
$25,000.00 to $59,999.990.010
$5,000.00 to $24,999.990.010
$3,000.00 to $4,999.990.000
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

U.S. Dollar Accounts

RBC Royal Bank Rates
 

RBC US High Interest eSavings™

If balance is Interest Rate [%]
All balances0.150

RBC Royal Bank Rates
 

U.S. Personal™ Account

If balance is Interest Rate [%]
All Balances0.000

Private Banking Accounts
Account information is available in Private Banking Centres only

RBC Royal Bank Rates
 

RateLink Preference® Private Banking including linked accounts1,2

If balance is Interest Rate [%]
$1,000,000.00 and over0.100 P
$500,000.00 and $999,999.990.100 P
$250,000.00 and $499,999.990.100 P
$150,000.00 and $249,999.990.100 P
$100,000.00 and $149,999.990.100 P
$60,000.00 and $99,999.990.050 P
$25,000.00 and $59,999.990.050
$10,000.00 and $24,999.990.050
$5,000.00 and $9,999.990.010
$3,000.00 and $4,999.990.000
$1,000.00 and $2,999.990.000
$0.00 and $999.990.000

RBC Royal Bank Rates
 

RBC Private Banking™

If balance is Interest Rate [%]
$5,000.00 and over0.010
$3,000.00 to $4,999.990.010
$1,000.00 to $2,999.990.000
$500.00 to $999.990.000
$0.00 to $499.990.000

RBC Royal Bank Rates
 

RBC Private Banking Savings™

If balance is Interest Rate [%]
$5,000.00 and over0.100 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.020
$0.00 to $999.990.020

RBC Royal Bank Rates
 

RBC Private Banking Enhanced Savings™

If balance is Interest Rate [%]
$250,000.00 and over0.200 P
$150,000.00 to $249,999.990.200 P
$100,000.00 to $149,999.990.200 P
$60,000.00 to $99,999.990.150 P
$25,000.00 to $59,999.990.100
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.020
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

U.S. Personal™ Private Banking

If balance is Interest Rate [%]
$60,000.00 and over0.010 P
$25,000.00 to $59,999.990.010
$5,000.00 to $24,999.990.010
$3,000.00 to $4,999.990.000
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

Not Offered for Sale
Royal Bank Accounts

RBC Royal Bank Rates
 

RateLink Essential® and RateLink Preference® including linked accounts1,2

If balance is Interest Rate [%]
$100,000.00 and over0.100 P
$60,000.00 to $99,999.990.050 P
$25,000.00 to $59,999.990.050
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.010
$3,000.00 to $4,999.990.000
$0.00 to $2,999.990.000

RBC Royal Bank Rates
 

Royal Money Maker Plus® Sixty-Plus®

If balance is Interest Rate [%]
$250,000.00 and over0.200 P
$150,000.00 to $249,999.990.200 P
$100,000.00 to $149,999.990.200 P
$60,000.00 to $99,999.990.150 P
$25,000.00 to $59,999.990.100
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.020
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

Calculator Plus® Sixty-Plus®

If balance is Interest Rate [%]
$5,000.00 and over0.100 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.020
$0.00 to $999.990.020

RBC Royal Bank Rates
 

Signature Plus® Sixty-Plus®

If balance is Interest Rate [%]
$5,000.00 and over0.010 P
$3,000.00 to $4,999.990.010 P
$1,000.00 to $2,999.990.010
$500.00 to $999.990.010
$0.00 to $499.990.010

RBC Royal Bank Rates
 

U.S. Personal™ Sixty-Plus®

If balance is Interest Rate [%]
$60,000.00 and over0.010 P
$25,000.00 to $59,999.990.010
$5,000.00 to $24,999.990.010
$3,000.00 to $4,999.990.000
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

Not Offered for Sale
Royal Trust Accounts

RBC Royal Bank Rates
 

Royal Trust Alliance Plan® including linked accounts1

If balance is Interest Rate [%]
$250,000.00 and over0.010 P
$150,000.00 and $249,999.990.010 P
$100,000.00 and $149,999.990.010 P
$60,000.00 and $99,999.990.010 P
$25,000.00 and $59,999.990.010
$10,000.00 and $24,999.990.010
$5,000.00 and $9,999.990.010
$3,000.00 and $4,999.990.010
$1,000.00 and $2,999.990.010
$0.00 and $999.990.010

RBC Royal Bank Rates
 

Royal Trust T-Bills Savings®

If balance is Interest Rate [%]
$250,000.00 and over0.200 P
$150,000.00 to $249,999.990.200 P
$100,000.00 to $149,999.990.200 P
$60,000.00 to $99,999.990.150 P
$25,000.00 to $59,999.990.100
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.020
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

Royal Trust Daily Interest Savings®

If balance is Interest Rate [%]
$5,000.00 and over0.100 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.020
$0.00 to $999.990.020

RBC Royal Bank Rates
 

Royal Trust Daily Interest Chequing®

If balance is Interest Rate [%]
$5,000.00 and over0.010 P
$3,000.00 to $4,999.990.010
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

RBC Royal Bank Rates
 

Royal Trust US Daily Interest®

If balance is Interest Rate [%]
$60,000.00 and over0.010 P
$25,000.00 to $59,999.990.010
$5,000.00 to $24,999.990.010
$3,000.00 to $4,999.990.000
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

If you have any questions about today's rates, please visit your local branch or call us at 1 800 769-2511.

NOTES

P   Denotes interest is calculated at this rate on the applicable portion of the daily closing credit account balance.

1   Canadian dollar linked accounts that are non-interest bearing do not pay interest.

2   Only Canadian dollar personal deposit accounts can be linked.

Interest rates are subject to change without notice at any time.

Interest is earned in the currency of the account.

Interest is calculated daily on the closing credit balance and paid monthly on the 2nd business day of the following calendar month backdated to the previous business day. The interest rate is an annual interest rate. The interest calculation for each account is a simple interest calculation.

®   Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

™   Trademarks of Royal Bank of Canada.
 
back to top back to top
12/09/2008 11:46:12