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Rates

Personal Accounts Interest Rates

 

Rates for 21 October 2014

Banking Accounts & Services

Banking and Savings Personal Deposit Accounts Interest Rates

Savings Accounts
  RBC High Interest eSavings®
  RBC Enhanced Savings®
  RBC Day to Day Savings®

Savings Account for Youth
  RBC Leo's Young Savers Account®

Banking Accounts
  RBC VIP Banking®
  RBC Signature No Limit Banking
  RBC No Limit Banking
  RBC Day to Day Banking®

Banking Accounts for Students
  RBC Student Banking®
  RBC No Limit Banking for Students

Banking and Savings Accounts - Companion accounts to Premium Banking packages
  RBC Day to Day Banking®
  RBC Day to Day Savings®
  RBC Enhanced Savings®
  U.S. Personal™ Account

U.S. Dollar Accounts
  RBC US High Interest eSavings
  U.S. Personal™ Account

Private Banking Accounts
  RateLink Preference® Private Banking
  RBC Private Banking
  RBC Private Banking Savings
  RBC Private Banking Enhanced Savings
  U.S. Personal™ Private Banking

Not Offered for Sale Accounts

Royal Bank Accounts
  RateLink Essential® and RateLink Preference®
  Royal Money Maker Plus® Sixty-Plus®
  Calculator Plus® Sixty-Plus®
  Signature Plus® Sixty-Plus®
  U.S. Personal™ Sixty-Plus®

Banking and Savings Special Accounts - Companion accounts to Premium Banking packages
  RBC Day to Day Banking® Special
  RBC Day to Day Savings® Special
  RBC Enhanced Savings® Special
  U.S. Personal™ Account Special

Royal Trust Accounts
  Royal Trust Alliance Plan®
  Royal Trust T-Bills Savings®
  Royal Trust Daily Interest Savings®
  Royal Trust Daily Interest Chequing®
  Royal Trust US Daily Interest®

Savings Accounts

RBC Royal Bank Rates
 

RBC High Interest eSavings®

If balance is Interest Rate [%]
All balances1.050

RBC Royal Bank Rates
 

RBC Enhanced Savings®

If balance is Interest Rate [%]
$250,000.00 and over0.350 P
$150,000.00 to $249,999.990.350 P
$100,000.00 to $149,999.990.250 P
$60,000.00 to $99,999.990.100 P
$25,000.00 to $59,999.990.060
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.010
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

RBC Day to Day Savings®

If balance is Interest Rate [%]
$5,000.00 and over0.150 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.025
$0.00 to $999.990.025

Savings Account for Youth

RBC Royal Bank Rates
 

RBC Leo's Young Savers Account®

If balance is Interest Rate [%]
$5,000.00 and over0.010 P
$3,000.00 to $4,999.990.010 P
$1,000.00 to $2,999.990.010
$0.00 to $999.990.010

Banking Accounts
No interest is payable on the following accounts

RBC Royal Bank Rates
 

RBC VIP Banking®
RBC Signature No Limit Banking
RBC No Limit Banking
RBC Day to Day Banking®

If balance is Interest Rate [%]
All balances0.000

Banking Accounts for Students
No interest is payable on the following accounts

RBC Royal Bank Rates
 

RBC Student Banking®
RBC No Limit Banking for Students

If balance is Interest Rate [%]
All balances0.000

Banking and Savings Accounts - Companion accounts to Premium Banking packages

RBC Royal Bank Rates
 

RBC Day to Day Banking® linked to VIP1, PRF2 or PRI3
No interest is payable

If balance is Interest Rate [%]
All balances0.000

RBC Royal Bank Rates
 

RBC Day to Day Savings® linked to VIP1, PRF2 or PRI3

If balance is Interest Rate [%]
$5,000.00 and over0.150 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.025
$0.00 to $999.990.025

RBC Royal Bank Rates
 

RBC Enhanced Savings® linked to VIP1, PRF2 or PRI3

If balance is Interest Rate [%]
$250,000.00 and over0.350 P
$150,000.00 to $249,999.990.350 P
$100,000.00 to $149,999.990.250 P
$60,000.00 to $99,999.990.100 P
$25,000.00 to $59,999.990.060
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.010
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

U.S. Personal™ Account linked to VIP1, PRF2 or PRI3
No interest is payable

If balance is Interest Rate [%]
All balances0.000

U.S. Dollar Accounts

RBC Royal Bank Rates
 

RBC US High Interest eSavings

If balance is Interest Rate [%]
All balances0.150

RBC Royal Bank Rates
 

U.S. Personal™ Account

If balance is Interest Rate [%]
All Balances0.000

Private Banking Accounts
Account information is available in Private Banking Centres only

RBC Royal Bank Rates
 

RateLink Preference® Private Banking including linked accounts4,5

If balance is Interest Rate [%]
$1,000,000.00 and over0.250 P
$500,000.00 and $999,999.990.250 P
$250,000.00 and $499,999.990.250 P
$150,000.00 and $249,999.990.250 P
$100,000.00 and $149,999.990.250 P
$60,000.00 and $99,999.990.200 P
$25,000.00 and $59,999.990.150
$10,000.00 and $24,999.990.100
$5,000.00 and $9,999.990.100
$3,000.00 and $4,999.990.000
$1,000.00 and $2,999.990.000
$0.00 and $999.990.000

RBC Royal Bank Rates
 

RBC Private Banking

If balance is Interest Rate [%]
$5,000.00 and over0.001
$3,000.00 to $4,999.990.001
$1,000.00 to $2,999.990.000
$500.00 to $999.990.000
$0.00 to $499.990.000

RBC Royal Bank Rates
 

RBC Private Banking Savings

If balance is Interest Rate [%]
$5,000.00 and over0.150 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.025
$0.00 to $999.990.025

RBC Royal Bank Rates
 

RBC Private Banking Enhanced Savings

If balance is Interest Rate [%]
$250,000.00 and over0.350 P
$150,000.00 to $249,999.990.350 P
$100,000.00 to $149,999.990.250 P
$60,000.00 to $99,999.990.100 P
$25,000.00 to $59,999.990.060
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.010
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

U.S. Personal™ Private Banking

If balance is Interest Rate [%]
$60,000.00 and over0.001 P
$25,000.00 to $59,999.990.001
$5,000.00 to $24,999.990.001
$3,000.00 to $4,999.990.000
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

Not Offered for Sale
Royal Bank Accounts

RBC Royal Bank Rates
 

RateLink Essential® and RateLink Preference® including linked accounts4,5

If balance is Interest Rate [%]
$100,000.00 and over0.250 P
$60,000.00 to $99,999.990.200 P
$25,000.00 to $59,999.990.150
$10,000.00 to $24,999.990.100
$5,000.00 to $9,999.990.100
$3,000.00 to $4,999.990.000
$0.00 to $2,999.990.000

RBC Royal Bank Rates
 

Royal Money Maker Plus® Sixty-Plus®

If balance is Interest Rate [%]
$250,000.00 and over0.350 P
$150,000.00 to $249,999.990.350 P
$100,000.00 to $149,999.990.250 P
$60,000.00 to $99,999.990.100 P
$25,000.00 to $59,999.990.060
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.010
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

Calculator Plus® Sixty-Plus®

If balance is Interest Rate [%]
$5,000.00 and over0.150 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.025
$0.00 to $999.990.025

RBC Royal Bank Rates
 

Signature Plus® Sixty-Plus®

If balance is Interest Rate [%]
$5,000.00 and over0.001 P
$3,000.00 to $4,999.990.001 P
$1,000.00 to $2,999.990.001
$500.00 to $999.990.001
$0.00 to $499.990.001

RBC Royal Bank Rates
 

U.S. Personal™ Sixty-Plus®

If balance is Interest Rate [%]
$60,000.00 and over0.001 P
$25,000.00 to $59,999.990.001
$5,000.00 to $24,999.990.001
$3,000.00 to $4,999.990.000
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

Banking and Savings Special Accounts - Companion accounts to Premium Banking packages

RBC Royal Bank Rates
 

RBC Day to Day Banking® Special including accounts linked to VIP1, PRF2 or PRI3
No interest paid on accounts opened on and after Nov 26, 2010

If balance is Interest Rate [%]
$5,000.00 and over0.001 P
$3,000.00 to $4,999.990.001
$1,000.00 to $2,999.990.000
$500.00 to $999.990.000
$0.00 to $499.990.000

RBC Royal Bank Rates
 

RBC Day to Day Savings® Special including accounts linked to VIP1, PRF2 or PRI3

If balance is Interest Rate [%]
$5,000.00 and over0.150 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.025
$0.00 to $999.990.025

RBC Royal Bank Rates
 

RBC Enhanced Savings® Special including accounts linked to VIP1, PRF2 or PRI3

If balance is Interest Rate [%]
$250,000.00 and over0.350 P
$150,000.00 to $249,999.990.350 P
$100,000.00 to $149,999.990.250 P
$60,000.00 to $99,999.990.100 P
$25,000.00 to $59,999.990.060
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.010
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

U.S. Personal™ Account Special including accounts linked to VIP1, PRF2 or PRI3
No interest paid on accounts opened on and after Nov 26, 2010

If balance is Interest Rate [%]
$60,000.00 and over0.001 P
$25,000.00 to $59,999.990.001
$5,000.00 to $24,999.990.001
$3,000.00 to $4,999.990.000
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

Not Offered for Sale
Royal Trust Accounts

RBC Royal Bank Rates
 

Royal Trust Alliance Plan® including linked accounts4

If balance is Interest Rate [%]
$250,000.00 and over0.005 P
$150,000.00 and $249,999.990.005 P
$100,000.00 and $149,999.990.005 P
$60,000.00 and $99,999.990.005 P
$25,000.00 and $59,999.990.005
$10,000.00 and $24,999.990.005
$5,000.00 and $9,999.990.005
$3,000.00 and $4,999.990.005
$1,000.00 and $2,999.990.005
$0.00 and $999.990.005

RBC Royal Bank Rates
 

Royal Trust T-Bills Savings®

If balance is Interest Rate [%]
$250,000.00 and over0.350 P
$150,000.00 to $249,999.990.350 P
$100,000.00 to $149,999.990.250 P
$60,000.00 to $99,999.990.100 P
$25,000.00 to $59,999.990.060
$10,000.00 to $24,999.990.050
$5,000.00 to $9,999.990.010
$0.00 to $4,999.990.000

RBC Royal Bank Rates
 

Royal Trust Daily Interest Savings®

If balance is Interest Rate [%]
$5,000.00 and over0.150 P
$3,000.00 to $4,999.990.050 P
$1,000.00 to $2,999.990.025
$0.00 to $999.990.025

RBC Royal Bank Rates
 

Royal Trust Daily Interest Chequing®

If balance is Interest Rate [%]
$5,000.00 and over0.001 P
$3,000.00 to $4,999.990.001
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

RBC Royal Bank Rates
 

Royal Trust US Daily Interest®

If balance is Interest Rate [%]
$60,000.00 and over0.001 P
$25,000.00 to $59,999.990.001
$5,000.00 to $24,999.990.001
$3,000.00 to $4,999.990.000
$1,000.00 to $2,999.990.000
$0.00 to $999.990.000

If you have any questions about today's rates, please visit your local branch or call us at 1 800 769-2511.

NOTES

P   Denotes interest is calculated at this rate on the applicable portion of the daily closing credit account balance.

1   VIP means the account is linked to an RBC VIP Banking package.
2   PRF means the account is linked to a RateLink Preference package.
3   PRI means the account is linked to a Private Banking package.
4   Canadian dollar linked accounts that are non-interest bearing do not pay interest.
5   Only Canadian dollar personal deposit accounts can be linked.

Interest rates are subject to change without notice at any time.

Interest is earned in the currency of the account.

Interest is calculated daily on the closing credit balance and paid monthly on the 2nd business day of the following calendar month backdated to the previous business day. The interest rate is an annual interest rate. The interest calculation for each account is a simple interest calculation.

®   Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

™   Trademarks of Royal Bank of Canada.

 
05/20/2014 20:21:51