Key Chequing Account Features

  • Use Your Account as Often as You Need
    Unlimited debits
  • Pay Your Friend Back with Interac e-Transfer
    Unlimited
  • No Need to Wait. Use Other Bank’s ATMs
    Unlimited
  • Get Credit Where Credit is Due
    Up to $120 rebate on the annual fee of an eligible credit cardlegal bug 2
  • Multiple Accounts Without Borders
    Up to 2 additional Canadian dollar and 1 additional U.S. dollar accountslegal bug 4

More Great Features

Details Fees
Monthly Fee after Multi Product Rebatelegal bug 5 $19.95/month
Monthly Fee after Seniors Rebatelegal bug 6 $22.50/month
Overdraft Protection Monthly Feelegal bug 4 Included
Bank Draftslegal bug 7 12 Free/year, $8.50 each thereafter
Assisted and Self-Serve Transactions Included
Cross-Border Debitlegal bug 7, legal bug 8, legal bug 9 Free
Personalized Chequeslegal bug 8 Free, with RBC VIP Style
Safe Deposit Boxlegal bug 10 Maximum annual discount $60.00/year
PLUS System Access Fee at a Non-RBC Royal Bank ATM Within Canada and U.S.legal bug 11 Free
PLUS System Access Fee at a Non-RBC Royal Bank ATM Outside Canada and U.S.legal bug 12 Free
Access to cash savings with RBC Offers Included
Interest Rate See Personal Accounts Interest Rates
No Minimum Balance—Ever

Ways to Bank

Manage Your Account Online, Anytime

Check your balances, pay bills, set up alerts, send money and more – whenever you need to.

Bank Anywhere

Take care of your banking from wherever you are, anytime you want.

Take It All to a New Level

Make payments with a tap of your smartphone and securely store your cards on your device.

Ways to Apply

  • Apply Online
  • Call 1-800-769-2561
  • Call 1-800-769-2561
  • Visit Us
  • Book an Appointment
Your privacy matters to us

Protecting your privacy and safeguarding your personal information is a cornerstone of our organizational ethics and values and will always be one of our highest priorities.

RBC Digital Banking Security Guarantee

With the RBC Digital Banking Security Guarantee, you’re fully protected against any transactions you didn’t make or approve.

Right Account Guarantee

That’s the Right Account Guarantee™. If you open or upgrade to an eligible* RBC banking account and you’re not completely satisfied with it, we will refund your monthly fees for up to 3 months.

Digital Channel Privacy

What information does RBC collect and how is it used? Does RBC share my information?

I'm Already a Customer

To order new cheques:

  1. Sign in to Online Banking and click Account Services from the My Services box on the right side of the page.
  2. Click Order New Cheques from the navigation menu on the left.
  3. Follow the on-screen instructions.

The price of cheques depends on the quantity and style you order.

There are a couple of options for transferring money internationally. Our online RBC International Money Transfer service is a convenient way to send up to $10,000 CAD per day to over 200 countries worldwide, including the U.S. For larger amounts, a wire transfer is a good option.

Learn more about RBC International Money Transfer

Currently, you can only manage your alerts in Online Banking.

Visit your Alert Centre to set up your preferences:

  • Sign in and follow the Alerts link at the top of your Accounts Summary page.
  • In the Alert Centre, look for the link to your Alert Settings in left-side navigation.

First, set up your Alert Preferences.

Tell us where you’d like to receive your e-mail and text message (SMS) alerts.

Next, choose the accounts or programs you want us to tell you about.

  • For an item without any current alerts, select “Add Alerts”.
  • For an item with alerts you’d like to change, select “Edit”.

Now, tell us when you’d like to hear from us.

  • You can set some alerts to tell you when an account has a transaction over an amount you specify.
  • For others, you can decide when to hear about specific events in your accounts or programs, like the due date for a credit card payment.
  • And for some, you can tell us when to send you regular updates.

Finally, choose how you’d like to receive your alerts:

  • by e-mail
  • in a text message on your mobile device (SMS)

We’ll always send a copy to your Alert Inbox in Online Banking. And if you’ve downloaded the RBC Mobile banking app and allowed it to send push notifications, you’ll also see your alerts on your mobile device.

Go to our Exchange Currency Converter to get the latest foreign exchange rates.

With Interac e-Transfers you can send funds to clients of other financial institutions as well as RBC, and you don't need to know the account number of the person you're sending money to. All you need is their email address or mobile phone number.

You can send an Interac e-Transfer from Online Banking, or  Mobile Banking. Here's how:

To send an Interac e-Transfer from Online Banking:

  • From the Accounts Summary page, select "More Payment Options" on the right side of the page.
  • Enter the payment amount of the transfer.
  • Select the account you want the funds to be debited from.
  • Open the “To” drop down list, select the Interac e-Transfer payee and Submit.

To send an Interac e-Transfer from Mobile Banking:

Select the Interac e-Transfers icon from the main page.

  • Choose the account you would like to pay from.
  • Select the recipient you wish to send funds to. If sending to a new recipient, select the + sign in the bottom left hand corner of the page.
  • Follow the steps

Better Banking Gives You More

RBC High Interest eSavings

Grow your savings with a no monthly fee high-interest savings account.

RBC Avion Visa Infinite

Includes our ultimate travel rewards credit card, and we’ll waive the annual fee.

 
Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.

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