The essentials you need, for a low monthly fee

Monthly Feelegal bug 1: $4 (or less with rebate)legal bug 2

Open Bank Account Online

Features At-a-Glance

No minimum balance. Ever.

Low-fee banking for those who don’t make a lot of transactions

12 debits/monthlegal bug 4, $1.25 each thereafter

No minimum balance. Ever.

Send and receive money quickly and easily

FREE Interaclegal bug e-Transfer transactionslegal bug 5, legal bug 6

No minimum balance (even to get rebates)

$0 monthly fee with Value Program Rebatelegal bug 7

$0 monthly fee for seniorslegal bug 8 and RDSP beneficiarieslegal bug 9

No minimum balance. Ever.

Low-fee banking for those who don’t make a lot of transactions

12 debits/monthlegal bug 4, $1.25 each thereafter

No minimum balance. Ever.

Send and receive money quickly and easily

FREE Interaclegal bug e-Transfer transactionslegal bug 5, legal bug 6

No minimum balance (even to get rebates)

$0 monthly fee with Value Program Rebatelegal bug 7

$0 monthly fee for seniorslegal bug 8 and RDSP beneficiarieslegal bug 9

Other Features Included in this Account

RBC Rewards Pointslegal bug 10 Enrol your account in the Value Program to get a minimum of 1 RBC Rewards point for every $10 you spend in-store and online using your enrolled account.
Assisted and Self-Serve Transactions FREE
Online, Mobile and Telephone Banking FREE
eStatements or Monthly Paper Statements FREE for:
  • eStatements
  • Monthly Paper Statements without cheque images
  • Monthly Paper Statements with cheque images on accounts receiving the Seniors Rebate

$2.50 monthly fee for Monthly Paper Statements with cheque images (except on accounts receiving the Seniors Rebate)
Right Account Guarantee® If you’re not completely satisfied within the first 4 months, we’ll refund your monthly fees for up to 3 months.legal bug 11

Optional Services

Using a Non-RBC Interac ATM in Canadalegal bug 13 $2 each
Using a PLUS System ATM in Canada or the U.S.legal bug 13, legal bug 14 $3 each
Using a PLUS System ATM Outside Canada or the U.S.legal bug 13, legal bug 14 $5 each
Cross-Border Debitslegal bug 15 $1 each
Overdraft Protectionlegal bug 16 $5/month, plus overdraft interest (if used)
Safe Deposit Box Regular fees apply
Personalized Cheques Fees apply
Bank Drafts $8.50 each

For details about other services, see additional account services.

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Introducing RBC Vantage.
Unlock More from Your Everyday Banking.

With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. Only at RBC.

>Get rewarded for the things you do every day

Get rewarded for the things you do every day

Now earn RBC Rewards points with your account.legal bug 10

 
  Get rewarded for the things you do every day

Get rewarded for the things you do every day

You can now earn RBC Rewards points when you enrol an eligible account in the Value Program and use your account to make debit purchases in-store or online.legal bug 10

Combine points with those earned with your RBC Rewards credit card and redeem them for gift cards, travel and much more!

Earning Rewards

Save on fees - with no minimum balance

Save on monthly fees—no minimum balance needed

Pay as low as $0/month when you use your account and have other products.legal bug 7

 
 

See How Much You Could Save and Earn

See How Much You Could Save and Earn

Save on your account’s monthly fees and earn RBC Rewards points faster when you enrol in the Value Program and have other RBC products.

Select account

1 RBC Rewards point per

$0

spent on debit

Monthly Fee

$0

after $0 rebate*

Choose the product categories you’re interested in or already have:

Open this Bank Account

*For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate.

Save cash on gas

Save cash on gas

Save 3¢/L on gas at Petro-Canada using your linked RBC card.legal bug 12

 
  Save cash on gas

Save cash on gas

Link your eligible RBC debit card or credit card to your Petro-Points card to save 3¢/L on gaslegal bug 12 and earn 20% more Petro-Pointslegal bug 17 at Petro-Canada locations.

Saving on Gas

Get personalized insights with NOMI

Get personalized insights with NOMI

See where you're spending money—and more.

 
  Get personalized insights with NOMI

Get personalized insights with NOMI

Want to know what you spent on groceries last month or if a payment might be due? NOMI Insights can tell you this and more. It can even let you know if an unusual transaction was made on your account. Only available in the RBC Mobilelegal bug 18 app.

Explore NOMI

Explore RBC Vantage

Support & Resources

How can we help you today?

Your Top Questions Answered

Your Top Questions Answered