Grow Your Money, Effortlessly and Automatically.

A simple way to reach your financial goals faster is to save regularly using a Pre-Authorized Contribution (PAC) plan. A PAC plan automatically moves money from your chequing account to your RBC investment account. Simply choose how much and how often you want to contribute—we’ll do the rest of the work for you!

  • Start Small, Save Big. Pick an amount that works for you. Even small contributions can grow into significant savings over time.
  • Save Effortlessly. By making automatic contributions to your investment account regularly, you save without even thinking about it.
  • Stay In Control of Your Money. You can change, pause, or cancel your contribution amount and frequency at any time.

See How Fast You Can Grow Your Money

Put money aside regularly over the long term to save even more!

Save $50 per month for 5 years and you could save $3,400. In 10 years, you could have $7,765. With a simple change, like increasing the frequency to $25/biweekly, you could save even more.

+ Saving amounts are based on 5% annual returns. The numbers are for illustrative purposes only, to show the effects of compound growth and not intended to reflect future returns on an investment. It is assumed that no funds are withdrawn during the 5 & 10 years. You may wish to consult an RBC advisor regarding your specific situation.



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How much do you want to contribute? See how it adds up over the years.

For a personalized view, enter your name and contribution amount in the screen to see how much you could save.

Setting It Up Is Easy

Step 1

Choose the RBC account(s) that you want to contribute to: TFSA, RRSP, RESP, or RDSP.

Step 2

Pick an amount you want to put away regularly.

Step 3

Choose a frequency that works for you – weekly, bi-weekly or monthly.

Start Saving Today

To set up a Pre-Authorized Contribution plan, you first need an investment account with RBC. If you haven’t opened one yet, you can do so online, by phone or in-branch.

Choose an Account to Set up PAC In:

Prefer to talk to an advisor?

Call us at 1-800-463-3863