Skip to main content

First-Time Home Buyers

Get help with making an offer, paying for closing costs and choosing a mortgage that suits your unique needs.

Making an Offer to Purchase your First Home

You found your dream home and you’re ready to buy. You’ve talked to your financing company and know how much you can afford. Now it’s time to get down to business and make an offer.

Read More about Making an offer to purchase your first home

Get Pre-approved for a Mortgage

As you navigate the home-buying process, it’s important to understand the steps as well as the terms used by mortgage lenders, which are very likely to include pre-qualification and pre-approval.

Read More about Get pre-approved for a mortgage

Understanding Mortgages: An Overview

As a first-time home buyer, you’ll want to learn as much as you can about mortgages—what they are, how they work and how they can benefit you. While you may be consulting a mortgage specialist during the home-buying process, the more knowledgeable you can become about mortgages, the more likely you’ll be able to articulate what you need—and want—in a mortgage.

Read More about Understanding Mortgages: An Overview

Budgeting for Closing, Moving and Move-in Costs

The fees and costs associated with buying a home, closing on it, moving—and moving in—can add up quickly. As you go through these steps, there’s a good chance you’ll have a number of questions.

Read More about Budgeting for closing, moving and move-in costs