2026 Updates To
The Electronic Access Agreement
Effective November 1, 2026 we will be making some updates to your Electronic Access Agreement. Below is a summary of changes that will be made.
FAQs about the upcoming changes
Updated Part 2 - Digital Banking and Other Services
Purpose/Description of the Change
Purpose/Description of the Change
Updated Part 2 to include RBC’s comprehensive Payments in Digital Banking terms and conditions.
Amended the verbiage within Part 2 - Unauthorized Transactions
Purpose/Description of the Change
Purpose/Description of the Change
To make consistent language within the Digital Banking Security Guarantee
Minor changes to grammar and syntax throughout
Purpose/Description of the Change
Purpose/Description of the Change
For example, see section related to Liabilities and Indemnities.
Clarifying verbiage when Electronic Signatures are deemed binding.
Purpose/Description of the Change
Purpose/Description of the Change
Changes made to clarify the physical location of an electronically signed agreement.
Introduced definition of “non-waiver”
Purpose/Description of the Change
Purpose/Description of the Change
Changes made to reflect the Bank’s rights and responsibilities.
Introduced definition of “losses”
Purpose/Description of the Change
Purpose/Description of the Change
Introducing a definition of “Losses” for clarity and context.