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What You’ll Find in the Guide

  • A checklist to help you think about:
    • What it could cost to enjoy the lifestyle you want in retirement
    • The assets you may want to leave to your kids and other people you care about
  • An overview of your possible sources of income, including:
    • Government benefits such as Old Age Security (OAS) and the Canada Pension Plan (CPP)/Quebec Pension Plan (QPP)
    • Registered Retirement Savings Plans (RRSPs)/Registered Retirement Income Funds (RRIFs)
    • Work pension plan(s) and other personal savings and investments you may have
  • Tips to help you plan for expenses related to:
    • Living longer
    • Healthcare costs
  • Advice to help you keep more of your after-tax dollars in retirement

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Your Guide to Retirement Income Planning

Discover how to create your personal retirement paycheque.

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Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.
The content of this publication is provided for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice for you, and should not be relied upon in that regard. All charts, illustrations, examples, case studies and other demonstrative content are general and have been provided in this publication for illustrative purposes only. The case studies included do not represent actual events or real individuals. While efforts are made to ensure the accuracy and completeness of the information at the time of publication, errors and omissions may occur. Readers should consult their own professional advisors when planning to implement a strategy. This will ensure that individual circumstances have been considered properly and that action is taken on the latest available information. Interest rates, market conditions, tax and legal rules and other investment factors are subject to change.
Issued by RBC Financial Planning, 08/2016