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U.S. Banking for Canadians

Payment Services


Cross-Border Debit

Shopping south of the border is now just as convenient as shopping here at home!

You can now use your RBC Royal Bank® Client Card to make debit purchases at retailers and businesses throughout the United States.

RBC's Cross-Border Debit service is an easy and secure alternative to carrying large amounts of cash when you travel. All you need is your Client Card and Personal Identification Number (PIN) to access your primary Canadian chequing or savings account* and make purchases at any of the 1,000,000 merchants in the U.S. that use the NYCE network.

Cross-Border Debit costs $1.00 per transaction, although depending on your banking package, you may already have this service included.

TRAVEL TIP: If you plan on using your Royal Bank Client Card outside Canada, consider selecting a PIN composed of four numbers as many international ATMs, and retailers only accept a four-digit numeric PIN.

* Foreign currency purchases are converted to Canadian Dollars at an exchange rate 2.5% over the Interbank Spot Rate (as defined by Acxsys Corporation) in effect at the time of processing. Since exchange rates fluctuate, the rate applied will usually differ from a posted exchange rate at the time of your purchase.

  Foreign Exchange Converter
  No fee U.S. ATM locator
  Canadian Branch Locator

Related Links
  Travel Essentials
  Information for U.S. Personal Account Owners
10/22/2009 10:26:07